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Text Mining in the Social Sciences
Text Mining in the Social Sciences
C O N T E N T S:
KEY TOPICS
Social Computing Data Repository – As a service to the Machine Learning, Data Mining, and Social Sciences communities, the Social Computing data repository currently hosts datasets from a collection of many different social media sites.(More…)
We have introduced and evaluated an automatic classifier for human exposure data that constitutes the first step towards…
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Well, Ann Arbor, it’s been good/interesting times filled with math and statistics, frustration, a few new friends and some damn good thunderstorms.
Edit: There was also an earwig.
Reasons for Using a Cheque Cashing Service
On the topic of cheque cashing services, I found an interesting survey through ICPSR that addresses the rationale and behaviour of people who do not have bank accounts, or who do not use banks. One variable in the study related to the reasons why people would use a cheque cashing service instead of a legitimate bank. Here is the chart I created using a combination or SPSS and Excel.
Source: United States Department of Commerce. Bureau of the Census, United States Department of Labor. Bureau of Labor Statistics, and Federal Deposit Insurance Corporation (FDIC). Current Population Survey, January 2009: Unbanked/Underbanked Supplement [Computer file]. ICPSR29649-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2011-03-08. doi:10.3886/ICPSR29649.v1
Slightly more than half of the respondents who chose to use a cheque cashing service did so because the service was more convenient than a bank. The other half of respondents were split between a number of other reasons. This further reinforces the point that the absence of banks will serve to aggravate the issue of "fringe" banking behaviour, such as cheque cashing services, in the North End.
