Accidents are sudden and often leave us unprepared. India Post Payments Bank’s Group Accident Guard (GAG) Policy offers simple, reliable financial cover starting at just ₹320 per year. Whether it’s a minor mishap or a major incident, GAG ensures you and your family have the support you need fast.

Coverage Options Tailored to You

Essential Cover (₹320/yr):

Accidental death & disability up to ₹10,00,000

In-patient medical expenses up to ₹50,000

Family travel allowance up to ₹10,000

Coma benefit ₹50,000

Premium Cover (₹520/yr):

Accidental death & disability up to ₹10,00,000

In-patient medical expenses up to ₹1,00,000

Daily cash benefit of ₹1,000 for up to 10 days

Education benefit: 10% of sum insured for up to two children (max ₹1,00,000)

Family travel allowance up to ₹25,000

Coma benefit ₹1,00,000

Key Advantages of GAG Policy

Ultra-Affordable Premiums: Coverage that costs less than ₹1 per day.

No Medical Tests: Instant approval without health checks.

Terrorism Coverage: Protection against unforeseen terror-related incidents.

Unlimited Teleconsultations: Virtual doctor access via the TATA AIG app.

Evacuation & Repatriation: Cover for emergency transport and return of remains.

Who Can Enroll?

IPPB customers aged 18–65 years

One-year policy term, renewable annually

Simple documentation: ID and age proof

How to Apply

Visit any IPPB branch or log in to the IPPB online portal.

Select Essential or Premium cover.

Submit basic documents and pay the premium.

Receive your policy instantly digital copy online and physical copy on request.

Why GAG Beats the Rest

When compared to similar plans from SBI General, HDFC ERGO, or ICICI Lombard, GAG offers equal or better benefits at lower annual costs. Plus, unique additions like education support and daily cash allowances make it a comprehensive solution for families.

Life’s uncertainties don’t wait. Secure your financial peace of mind today with IPPB’s trusted accident protection. Enroll online or at your nearest IPPB branch and get covered instantly.