AIO or is my former housemate overreacting? Bills left unpaid
Hi I (M, 30s) who recently moved out from a shared flat in the UK. I was in charge of the broadband subscription, we were splitting.
One housemate (W, late 20s) was the only one delaying the payments, some were left unpaid. She asked me to extend the subscription for a month after I moved out, which I kindly did, promising to pay me back the same day, which never occurred, and that was her last message despite my texts. The router collection I arranged was missed and I got charged.
After almost a year, I moved back to the UK. By chance, I ended up living in the same building. I knocked at my old flat and managed to talk to her, who was claiming bills were sorted, the router and broadband were not her business, but still asked to send her evidence of my claims. I sent several screenshots I was preparing for a civil case, and provided a deadline. Deadline passed, no answer. I went to the flat, explained the issues to a new lady housemate in a few minutes, offered my phone number to coordinate the return of the router without the woman who was ghosting me, but she wanted my flat number instead.
My former housemate emailed me threatening she was going to call the police if I do that again, called me creep, claimed I asked for this lady’s number, that all her female housemates are now scared. She used to be the one sending me unsolicited upset texts about the broadband not working, me handling my one month notice to the agency, etc.
She was never leaving the flat and only ordering meals at home, so I believe she was struggling with mental health. But she is really scaring me now, and I am unsure if I want to start the civil case.
Reddit consensus: NOT OVERREACTING (NOR) (100% confidence)
Top comment: “NOR. You're under-reacting and she's taking advantage of your initial kindness.
File your claim, get reimbursed for her drama, stay away from that flat, and move on with your life.”
Notable explanation: “not overreacting on the money ,she ghosted a debt and you ate a charge, that's real.
but showing up at the flat in person (and after moving back into the same building, going through her housemates) is the actual problem. that's what hands her the 'scary creep' framing, intent aside, and it muddies a claim that's clean on paper.
go paper-only: UK small claims is MoneyClaim Online, you already have the screenshots. no visits, no contact, no housemates. let the record do it. (not legal advice)”
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Originally shared by Matcha_bg on r/AmIOverreacting on June 2nd, 2026 at 12:51 AM UTC. Credit to u/Fickle-Cabinet3956 and u/Alone-Friendship8229 for the quoted comments.


















