â¨credit tipâ¨
you do NOT need credit to do this
you do NOT need good credit to do this
the app is called âSELFâ
you can use my referral code when you sign up đ
Whether you need to establish credit from scratch or are rebuilding credit with a specific goal in mind, the Self Credit Builder Account can
you pay between 25-150$ a month (YOU choose) for 12-48 months (1-4yrs)
after your 3rd payment, they send you a card where you have access to your money
make SURE you do NOT use more than 30% if your available credit balance, and make sure you pay that balance back too! *REMEMBER you get they money back!**
after you are done paying it, you get the money you paid every month BACK, minus their fee (which isnât a lot at all) **they break everything down for you on the site**
they report to all 3 credit bureaus once a month
itâs a âloanâ that you are paying off each month **REMEMBER, you get the money back!**
once itâs paid off, they close your account as if you got a loan and you paid it off
i opened my account July 2020, as of today (Jan. 5 2020) my credit has gone UP 159 point!
pic below
â¨another credit tipâ¨
Experian is another app to help you monitor your credit
if you have all your bills on autopay, you can use EXPERIAN BOOST to raise your score as well, all you have to do is connect it with your bank account
it reads your bills that you pay on time ever month and reports it to all 3 credit bureaus as on time payments
DONâT FORGET - once a year you can get your FULL credit report for FREE.
