Let's say for the sake of argument, that Steve has $100 Million Dollars.
Technically, the money is not in dollars, but in BTC, LTC, PPC, DOGE, PTS, NXT, MSC, XCP, real estate, gold bars, and sure, a few hundred grand in cash locked in the safe with the bars. Probably some foreign currency accounts as well, and petty cash in local currency. Steve does not live in the US, that's for sure.
One day Steve decides he's had enough of all the racket, his 100MM net worth is enough, and like 21st Century Thoraeu he endeavors to "simplify, simplify".
First he sets up trusts for his kids. Steve has N kids with Y women in Z countries. Sounds like a logistical nightmare, right? But Steve is able to set up crypto-trusts and splits 10 million between his offspring. These trusts will invest their funds in low-risk crypto-bond offerings that out-perform local currency inflation by 5% real p.a. Everything is automated with multi-sig and core savings addresses, it is done in an afternoon, after cruising through a site's well-designed UI dialogue, with only a few drop-down menus.
Then he sets up cash for himself to generate a more aggressive annual return, distributing 7MM into different actively managed crypto-ETFs. He's got about 3MM in real estate, most in his main estate, but about 2.3 in different apartments in different cities that are managed by a distributed autonomous corporation plugging into the APIs of sites like AirBnB, but also checking Steve's schedule so they are free when he is in town. This DAC works only for Steve, it was generated with a 1 BTC licensing fee to a meta-DAC on a popular website. Steve decides to allocate a bigger % of his active ETF budget to the fund specializing in trading real estate shares relating to urban properties in metro centers in high growth emerging markets.
Now Steve has 80MM left to allocate.
Ok, said Steve, I have enough money allocated to take care of my offspring, and likely their offspring, and also for me to collect ETF and rental dividends and live like a frat boy until I'm 80, possibly conceiving twice as many existing kids along the way, and they would be set up for life and so would their kids (assuming my portfolio keeps pulling 10% avg. total return p.a.).
So what to do with this 80 mil? I don't want to be a pig. I am a man of conscience, why not use it to do good?
So Steve set-out to do just that.
But then he realized, it's really easy to just give away money and not make any real difference. On the other hand, going to the Bill Gates route is a full-time career. What is the right middle groud?
He considers setting up a non-profit DAO that will invest money in helping working class people get elevated to a more self-sustaining position of property ownership and independent income. However he quickly sees his performance metrics within a few months of testing a 1st draft, and sees the deliquency rate is stupidly high, like 23%. He is also skeptical of the long-term results for the other sponsored parties, and realizes that no matter how much you automate, you can't change human nature (at least, not the nature of most humans).
So he hires people to run a hybrid between a traditional non-profit. Now they have an interview screening process behind applications, they target solicitation of applications (which is done via data-intensive advertising, cheap CPC, but driven by human analysis) and they also have human coaches, consultants, instructors ect. that work with sponsored people.
That delinquency rate falls, the semi-autonomous distributed organization is netting return to pay salary without significantly drawing down on capital, so its work can continue for 20-30 years helping manyfold its capacity of sponsored persons, while eventually winding down.
Steve considers what kind of petty politics might emerge between his human NGO employees, but they all have their own modular metrics for performance and most of their compensation, paid out via smart-contract escrow addresses in crypto, is tied to these metrics. He is kinda worried or stressed sometimes about how the organization is doing, but he mostly just has fun and trusts his money is at least out-performing the efficacy of most non-profit organizations per unit of capital. I mean, that's just the easy part.