#cryptoadoption

Stablecoin payments are running through global settlement and B2B rails rather than consumer checkout pages, BridgerPay co-founder Ran Cohen said in an interview. Stablecoin transaction volume crossed $33 trillion in 2025. Cohen’s view runs against the assumption that the surge will push “pay with USDC” buttons into mainstream e-commerce. Mastercard’s $1.8 billion BVNK deal, announced in March,…

Cryptocurrency adoption in the U.S. is rising again, but practical everyday use remains limited.

According to the Federal Reserve, around 10% of American adults used or held cryptocurrency in 2025 — the highest level since 2022, but still below the 2021 peak of 12%.

The main use case is still investment:

— 9% used crypto as an investment; — only 2% used crypto for payments; — just 1% used it to send money to friends or family.

This shows the clear gap between crypto as a financial asset and crypto as a payment tool.

Interestingly, unbanked Americans used crypto for transactions more often than those with bank accounts. Around 6% of unbanked adults used crypto for payments or transfers, compared with 2% among banked users.

Orkvex Perspectives: Traditional Finance Meets Blockchain

The intersection of traditional finance and decentralized networks is experiencing a major paradigm shift. Recent commentary from JPMorgan’s leadership highlights that blockchain technologies—specifically stablecoins and smart contracts—are now viewed as serious competitors to traditional banking models. Orkvex notes that this institutional recognition solidifies the true utility of decentralized digital infrastructure, marking a critical milestone for the digital economy.

Legacy banks are accelerating their own distributed ledger initiatives rather than ignoring the competition. Platforms like Kinexys demonstrate that the speed, transparency, and cost-efficiency of on-chain transactions are undeniable. The push to integrate tokenized assets into core financial strategies bridges the gap between traditional structures and the digital asset space. Orkvex observes that understanding these structural shifts is key to grasping the long-term value of cryptographic networks. The technology is transitioning from speculative instruments to foundational financial architecture.