Aug 1, 2019
home. -$181,126 saver. $2,000 Doesn’t seem like it improved enough since two weeks ago but I think that was due to paying some expensive bills. Should improve more quickly over the coming pay periods.
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home. -$181,126 saver. $2,000 Doesn’t seem like it improved enough since two weeks ago but I think that was due to paying some expensive bills. Should improve more quickly over the coming pay periods.
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Thoughts on medium term strategy: the safest instrument for a good, guaranteed return on investment, with no tax payable, is in my home loan. Once LVR is less than 80% I can open an offset account. I’ll use this to store my emergency fund and other medium term savings (without the negative effects of using redraw).
Next chapter
Six month financial goals:
1. home. -$175,000
2. saver. $6,000
I am risk averse given the current climate. So some financial prudence first. Equal efforts to get home loan LVR to 80% and building my emergency fund til New Year’s Day 2020.
home. -$182,499 - valuation is at $210k. It’s going to be an IP so looking for at least an LVR of 80% means getting this down to at least -168k saver. $1,005 - long way to go to get to 12k but keeping it slim to eliminate personal loan personal loan. -$1,606 - almost there!
Core goal 🦄
After the three month financial goals are achieved all additional funds will go to achieving core goal one.
Anya is live and ready to show you everything. Watch her strip, dance, and perform exclusive shows just for you. Interact in real-time and make your fantasies come true.
Free to watch • No registration required • HD streaming
Three goals
My three core goals. One before the next EOFY, one in the next 5-10 years, one in the next 20 years.
1. Establish emergency fund (6 months expenses so $12k 🦄)
2. House deposit ($100k should cover what I am looking for 🏡)
3. Retirement fund (retiring early means not accessing Super, so a cool million will provide flexibility 😎)