Insurance Blaming YOU for a Car Crash? Here's What to Know 🔗 https://karilaw.com/en#results

Insurance companies will say almost anything to lower your claim — including blaming you for the crash. But New York is a comparative fault state, which means: ✅ Even if you were partly at fault, you can still get compensated. ✅ You don’t have to accept lowball offers or scare tactics. ✅ You have a legal right to push back.

If you’re injured in an accident and partially blamed for it — your compensation could be reduced. That’s how New York’s “pure comparative fault” system works. But in 2025, insurers are using dashcams, social media, and edited footage to shift more blame onto victims.

At Lockamy & Associates, we’re seeing cases where fault is unfairly split — just to minimize payouts.

👉 Think you’re being blamed for something you didn’t cause? 👉 Is the insurer saying you’re “30% at fault” with no real proof?

💡 You still have rights — and we can help you fight back.

If you’ve recently been involved in a motorcycle accident in Indiana, you may be feeling overwhelmed by the legal and financial uncertainties surrounding your case. Understandably, you might be confused about what steps to take, how the law applies to your situation, and what kind of compensation you might be entitled to. You don’t have to face this challenge alone. The team at Wyant Law is here to help guide you through this difficult time, providing you with the support and expertise needed to achieve the best possible outcome for your case. We understand that you are likely feeling a great deal of worry and frustration, and we are committed to ensuring that your rights are protected as you move forward.

What is Comparative Fault?

To understand how Indiana’s comparative fault laws can impact your motorcycle accident claim, it’s important to first understand the concept of comparative fault. In simple terms, comparative fault refers to the degree of responsibility each party involved in an accident has for the event that caused the injury or damage. In the context of a motorcycle accident, both the motorcyclist and other parties, such as other drivers, could be found to be partially at fault for the accident.

Indiana follows a comparative fault system, which means that even if you are partially at fault for the accident, you may still be entitled to recover compensation for your injuries and damages. However, your compensation will be reduced by the percentage of fault attributed to you.

How Does Comparative Fault Affect Your Case?

Under Indiana’s comparative fault law, your compensation in a motorcycle accident claim can be affected by how much fault you bear for the accident. Let’s say you were in a motorcycle accident and were found to be 30% at fault for the incident. This means that your total compensation will be reduced by that 30%. For example, if the damages awarded for your injuries are $100,000, and you are found to be 30% at fault, your compensation will be reduced by $30,000, leaving you with $70,000.

It’s important to note that if you are found to be more than 50% at fault for the accident, you will not be able to recover any damages. This is a crucial point for anyone pursuing a motorcycle accident claim in Indiana, as your degree of fault can determine whether or not you are entitled to compensation.

The Impact of Comparative Fault on Your Compensation

The most significant way that Indiana’s comparative fault laws affect motorcycle accident claims is through the reduction of damages. The amount of compensation you can receive will be directly tied to the percentage of fault you are found to bear. If you were partially responsible for the accident, the compensation you receive will be less than it would be if you were entirely blameless.

For example, let’s say that the total damages from the accident are $150,000. If you are found to be 40% at fault, your damages will be reduced by that percentage. In this case, you would only be entitled to $90,000 in compensation, as the 40% fault would reduce the overall amount by $60,000.

However, even if you are found to be partially at fault, it’s important to remember that you may still be able to recover a significant portion of your damages, depending on the circumstances of the accident and the evidence presented.

What Happens If You Are Found Partially at Fault?

If you are found partially at fault for the motorcycle accident, this doesn’t necessarily mean you won’t be able to recover damages. As long as your degree of fault is 50% or less, you can still pursue compensation for your injuries. The key factor is proving the other party’s negligence or responsibility in causing the accident.

For example, imagine that you were involved in a motorcycle accident where another driver ran a red light and caused the crash. However, you were not wearing a helmet, and the insurance company claims that your failure to wear a helmet contributed to the severity of your injuries. Even if the other driver was more at fault for causing the accident, your lack of a helmet might be seen as contributing to your injuries, which could reduce the compensation you receive.

In these situations, it is crucial to have an attorney who can help navigate these complex issues and fight to minimize the impact of your degree of fault. With the right legal assistance, you can still secure compensation that reflects the true nature of the accident and the other party’s responsibility.

Gathering Evidence to Support Your Case

To maximize the chances of a successful claim, it is essential to gather as much evidence as possible to support your case. This includes photos of the accident scene, witness statements, police reports, medical records, and anything else that can help establish the facts of the accident and the degree of fault of the other party.

In motorcycle accident claims, it is often the case that the motorcyclist may be blamed for the accident, especially if they were speeding or engaged in other risky behaviors. However, it is important to remember that many accidents are caused by the negligence of other drivers, such as distracted driving, running red lights, or failing to yield the right of way. Your attorney will work tirelessly to ensure that all the relevant evidence is presented to demonstrate that you were not entirely at fault for the accident.

How an Attorney Can Help You with Your Motorcycle Accident Claim

The process of navigating a motorcycle accident claim under Indiana’s comparative fault laws can be challenging, especially when the insurance companies are involved and trying to minimize your payout. An experienced attorney can provide invaluable assistance by negotiating with the insurance company, gathering evidence, and representing you in court if necessary.

An attorney will also be able to help assess the full extent of your injuries and damages, ensuring that you pursue the right amount of compensation for your medical bills, lost wages, pain and suffering, and other damages. They can also assist in evaluating whether the comparative fault laws might impact your case and help you strategize the best course of action.

At Wyant Law, we understand how overwhelming it can be to deal with the aftermath of a motorcycle accident. We are committed to fighting for your rights and ensuring that you receive the compensation you deserve. With our experience and dedication, we can guide you through every step of the legal process, providing you with the peace of mind you need during this difficult time.