A key question we ask clients is whether they are investing their lump sum for income or capital growth. A high proportion of high clients in retirement are investing their lump sum for income. You can achieve this by using assets which have a track record of providing income, typically through dividends or bond repayments. These clients are looking to provide additional income during their retirement.

For many Expats, France provides an ideal location for retirement with its favorable climates and a more relaxed way of life.

If one of the funds you have invested in has been suspended, the first thing to establish is whether it has been ‘fully suspended’ or ‘partially closed’. In the first set of circumstances, you won’t be able to sell any of your holdings until the suspension is lifted. In the latter case, you will still be able to sell your units and or switch to another fund. In either situation, this is typically not a positive sign. We would advise speaking to one of our Advisers to understand your options and what you may be able to do to minimise any potential losses.

Find out what a Defined Contribution Pension Transfer Scheme is, in addition to eligibility, new rules, criteria, and the advantages and disadvantages. Talk to UK Qualified Advisers.