#capital-efficiency

➤ The article proposes building a full-stack gold infrastructure by 2026 to enhance capital efficiency through tokenization, enabling dynamic yield generation for gold. ➤ Key components include a modular architecture with a minting engine, KYC/AML module, on-ramp, and a dual-layer secondary market for liquidity, alongside institutional-grade security and ESG compliance features. ➤ It contrasts custom development with white-label solutions, emphasizing the advantages of modular, 'as-a-service' platforms for faster market entry and compliance in the evolving RWA landscape.

➤ XRP is transitioning from a bridge asset for payments to a productive collateral within decentralized finance (DeFi), aiming to unlock capital efficiency and generate yield. ➤ Evernorth, a significant XRP holder, is developing a strategy around this thesis, managing its XRP as a productive financial instrument and aiming to enable native XRP lending on the XRP Ledger. ➤ This shift could activate significant dormant capital and redefine XRP's role from a settlement-focused asset to one actively embedded in credit markets and yield-generating systems.