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Program Policies Powered by Google Last account activity: 25 minutes ago Details Compose: To Do MinimizePop-outClose Compose: End of Day Check-In | Friday, September 5, 2025 MinimizePop-outClose Compose: Why I Never Suggest a Buyer Looks at Homes at the Top of Their Budget MinimizePop-outClose Recipients Why I Never Suggest a Buyer Looks at Homes at the Top of Their Budget Buying at the top of your budget for a home is risky, here is why:
💰 Financial Flexibility: Having some buffer in your budget allows for unexpected expenses or changes in financial circumstances without being financially stretched.
💰 Room for Negotiation: If you’re at the top of your budget, you might have less room to negotiate on the price or ask for repairs after the inspection, potentially missing out on better deals.
💰 Future Expenses: Owning a home comes with maintenance and potential upgrades. Having extra funds can help cover these costs comfortably.
💰 Stress and Lifestyle: A more affordable home often means less financial stress and more room in your budget for other lifestyle expenses or savings.
Consider unexpected expenses and aim to spend no more than 30% of your income on housing to ensure financial stability for savings and other expenses.
Hi, I'm Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage in Markdale, Ontario! 👋 Whether buying, selling, or investing, I’m here to help! Contact me for a complimentary, no-obligation consultation to discuss how I can make your real estate goals take shape. 🏡
Question about your finances? I can connect you with my preferred mortgage agent!
For more information, contact:
Susan Moffat | REALTOR® 📲 519.377.5154 📧 [email protected] 🖥 susanmoffat.com 🏢 Century 21 In-Studio Realty Inc., Brokerage
Not intended to solicit parties under contract.
Susn Moffat is a Realtor serving Grey & Bruce counties. If you're looking for professional real estate representation whether you're looking
