#broken-two-party-system

Neither One Will Deliver for You.Here it is — the full body copy exactly as it was saved to the draft: Let me start with something that should be obvious but somehow never gets said out loud. Neither party won the last election. The other party just lost it more. That distinction sounds like splitting hairs until you realize it explains almost everything broken about American politics for the…

It started with a question: What is actually wrong with this country, and why do we seem so far apart? The division felt real. The anger felt real. But when you actually looked at the polling data, something didn’t add up. Americans agree on almost everything that matters. Healthcare. Wages. Campaign finance reform. Taxing the wealthy. Infrastructure. Gun safety. 70, 80, sometimes 90 percent…

The Fee Economy Lisa decided to track every fee she paid for one month. Not the big stuff—rent, car payment, insurance. Just the fees. The extra charges. The convenience fees. The service charges. The processing fees. All those little costs that companies tack on for doing business. She’s 29, works as a marketing coordinator in Denver, makes $52,000 a year. She considers herself financially…

Mandatory Purchase, Shrinking Coverage David is 38, lives in Tampa, Florida. He’s a physical therapist making $68,000 a year. He’s healthy, doesn’t smoke, exercises regularly, hasn’t had a car accident in 12 years. He’s the kind of customer insurance companies claim to want. Here’s what insurance costs him every year: Health insurance: $4,800/year Employer plan: Employee pays $400/month for…

Forced to Buy What You Can’t Afford Jennifer lives in Phoenix, Arizona. She’s a single mom with two kids, works as a pharmacy technician, makes $42,000 a year. Her shift starts at 7 AM at a CVS 8.5 miles from her apartment. She doesn’t own a car by choice. She owns a car because there is literally no other way to get to work. Let’s map her commute: By car: 8.5 miles, 14 minutes By public…

The Debt Trap Jason is a high school teacher in Arizona. He makes $48,000 a year, which is about what teachers make there. He’s 32, married, has a two-year-old daughter. His wife works part-time as a medical records clerk, bringing in another $22,000. Combined household income: $70,000. They’re not living extravagantly. They rent a two-bedroom apartment. They drive used cars. They don’t take…

Part 2: The Baseline Shift How “Basic Survival” Got Redefined as Luxury In 1970, Robert worked as a machinist at a manufacturing plant in Ohio. He made $9,400 a year—roughly the median income at the time. His wife, Linda, stayed home with their two kids. On that single income, they: Owned a three-bedroom house Had two cars (one new, one used) Had full healthcare coverage with no…

Part 1: The Impossible Math When Median Income Meets Real Costs, America Fails Meet Sarah. She’s 34 years old, works as a registered nurse at a regional hospital, and makes $77,000 a year. That’s well above the median individual income in America ($59,228). She’s single, no kids, lives in a modest one-bedroom apartment in a mid-sized city in North Carolina. She doesn’t have expensive tastes.…