The Ballot You Could Not Read: SIR and DHFL CoC by DebaprasadBandyopadhyay Via Flickr: onceinabluemoon2021.in/2026/07/16/the-ballot-you-could-no... In this essay, Once in a Blue Moon Academia draws a structural parallel between two opaque state-orchestrated processes — the 2020–21 RBI-appointed Committee of Creditors (CoC) resolution of DHFL, which extinguished over ₹4,100 crore of elderly depositors’ savings through an unverifiable electronic ballot they could neither download nor retain, and the 2025–26 Special Intensive Revision (SIR) of electoral rolls that deleted nearly 91 lakh names in West Bengal ahead of the Assembly elections. Both exemplify “managed consent”: the meticulous preservation of democratic and procedural rituals while systematically withdrawing verifiability, accessibility, and meaningful agency. Invoking Mīmāṃsā pramāṇas (anupalabdhi and arthāpatti) alongside statutory adverse inference, the essay demonstrates how the sustained withholding of records — despite official claims of transparency — itself constitutes proof of the postulated theft. Dedicated to the UN Special Rapporteurs behind Communication AL IND 8/2026, it frames these as twin installations of a singular “government of registers” that renders citizens legible while keeping the State’s decisive mechanisms illegible, urging the lawful opening of black boxes and the simple demand: show the records.












