What is meant by adaptive authentication?
Adaptive authentication implies to the process of authenticating the users on the basis of the risk level presented by a certain login attempt. Multi-channel Authentication Token is an essential component of this system. Ideally, the risk level of the user is assessed automatically by the first authentication method. Login is granted if the fraud risk is low. However, if the fraud risk is high, then step-up authentication is triggered and the user is asked for another type of authentication factor.
Typically, the very first method used in the Adaptive authentication approach should present the lowest degree of friction for the users. In such a manner, the majority of the users who are legitimate shall be able to log in with ease. Higher friction authentication methods like OTPs essentially would be used as extra steps for the users that were flagged as high-risk in the initial login attempt. Risk is the defining factor for determining the ease for the user to log in. As a result, adaptive authentication is also referred to as risk-based authentication or context-based authentication. Detailed information about , Adaptive Multi Factor Authentication Consent Management Platform for Business can be found on the web.Â
