#actually lead

                                                  Demonetization

Did it actually lead to a shift in savings pattern?

A full 9 months after the demonetization drive was announced, the jury is still out on the relative merits and demerits of the drive. The supporters of the drive argue that demonetization has surely helped in slamming the brakes on the creation of black money as well as the circulation of black money. They also point to the rapid growth in digital transactions leading to better audit trails. The critics still hold on to the view that demonetization put industry in general and SMEs in particular behind on the growth curve. But the real question is whether demonetization led to savings shifting from real asset to financial assets?

Dr. Viral Acharya thinks so…

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