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It is said that Mumbai is not a city, it is an emotion. It is a city that is always hustling and pushing its residents to grind as well. Whether you are in the city as a tourists or someone struggling hard to build a self-owned 3 bhk luxury apartment, it is essential to let go off on some days. Other drooling over luxury projects in Mumbai, below listed are Mumbaikar approved activities to do in Mumbai:

· Eat, eat and eat some more!

Mumbai is a power house for hungry heads. Whether you want to spend 10 bucks or eat like a king, this city has something for every budget, appetite, palate and mood. Vada Pav is the staple and the hottest selling dish in Mumbai. You cannot be certified of visiting Mumbai if you haven’t being smothered by the vada pav binge day! Ashok Vada Pav near Kirti College, Wadala and Aaram Vada Pav, opposite CST station are two of the most eminent and oldest places. Mumbai is also home to a bunch of Irani cafes and uber cool cafes with a scenic view that you cannot miss.

· Soul feeding beach and mountain places:

Whether you are a beach or a mountain person doesn’t matter when you visit Mumbai is a home for both. If you are lucky enough to know someone who owns a luxury house in Mumbai somewhere near south Bombay, you will be able to please your sight by reveling in the beautiful sea line of the city. If not, check out all the beaches preferably Gorai and Versova for the secluded experience.

· Art and entertainment:

Mumbai is the epitome of the media world. Right from Bollywood to contemporary theatre, drama and opera, Mumbai has something for every art lover to dwell upon. For people who enjoy pleasantries for the eyes along with something for the stomach, Prithvi Café in Juhu will meet both the requisites. Prithvi is a combination of a theatre and café (college themed), where different art shows are performed.

Street side shopping is another activity to engage in. Remember to get your bargain skills along!

Fixed deposit is one of the most beneficial and safe ways to invest your money. If you don't know much about how FDs work, here is a guide to help you out. An FD is a long term investment made for a predetermined amount of time. The usual range for FDs is 7-10 years. There is also an option of short term FDs. The maturity range for them lies between a week and a year. An FD is beneficial because you get a higher rate of interest on your deposits as compared to a savings account. It is a very popular way to invest your money.

You make a one-time deposit for the whole amount and then you get regular interest. You can accumulate this interest and get it all together at the time of maturity also known as cumulative fixed deposit. Or you can get it credited to your account regularly also known as Non- cumulative fixed deposit.

The interest rates are comparatively higher with cumulative fixed deposits. Determining if the interest rate is fair can be a little tricky. To be sure about the interest rate you can calculate an estimated rate on FD calculator. An FD calculator is the best way to determine the interest rate you should be expecting on your FD. All you have to do is put in some basic details such as the amount and the duration of the deposit along with some preferences and then it calculates the rate of interest for you.

Credit cards are one of the most common methods of payment. Almost everyone has a credit card. If you just acquired a credit card and don't know how to go about using it, following are the tips for you.

·  Credit card terms

Know your credit card terms. As soon as you get a credit card, you should research all the usual terms used with the card. These phrases are used in documents and during transactions. If you are not familiar with these terms, you might end up getting ripped off.

·  Create a budget

Always create a budget for your credit card and stick to it. This way you can keep a check on your spendings and won't have to worry about a gigantic bill at the end of the month. Try to keep the budget realistic so that you don't deviate from it during the month.

·  Know your fees

There are all sorts of fees that surround credit cards, these fees are to be accounted for when making a transaction. You should ask about all the details from the bank. They can tell you the fees involved so that you won't get surprised at the end of the month with a bigger bill.

·  Keep it safe

Credit cards are to be handled with care. Always keep an eye on your card even when you are not using it. Credit card theft is something usually targetted towards newbies since they are usually not that careful with the card. Never tell anyone any details about your credit card. Do not store those details on your phone or text them to anybody.

·  Pay in full

Always pay in full. Don't let the debt pile up. You should always pay your credit card bill in full at the end of the month. The debt can pile up and increase your problem. It can also become a habit and validate reckless spending.

·  Keep a track

Keep a track of all your transactions. This way you will know how much you are spending and you can match it with the bill at the end of the month.