SMC Insurance

The birth of a child brings immense joy, but also some big responsibilities! To take some of your stress away, a Family Floater Health plan offers financial coverage to your newborn. So don’t delay, read the T&Cs and shield that beautiful lil’ being against the rough edges of the world. Visit here.

Having your own car is such a dream come true.  And to drive it legally in India, you need a Third-Party Motor Insurance policy. It covers any loss/damage caused to another person or their property because of your vehicle. But there are some limits and exclusions in the policy doc you may miss out on.  Visit here.

A Cancer cover policy covers the risk associated with getting diagnosed with cancer. Cancer will be covered under its early, major and advanced stages under this plan. A cancer diagnosis causes a loss of income and this make it tough for the patients. Having a cancer protection cover not only covers the cost of treatment but also make you financially stable. Read to know more.

TPA or Third-Party administrator is an outsource agency for processing insurance claims. They are licenses by IRDAI. Insurance companies can have tie-ups with multiple TPAs and TPA can serve more than one insurance company. Read to know more about TPA and its roles.

During emergencies, patients need immediate health care. Ambulances are equipped with medical instruments to provide emergency care. Most ambulance charges in India is chargeable, but now these costs are also covered under all health insurance policies in India. Read to know more about Road Ambulance Charges.

Choosing a Health Insurance plan is a difficult task. With a lack of awareness, sometimes you buy a health insurance which is not right for you. To help you finding a right insurance cover, there are 10 questions you should keep in mind. Visit here.

Public Insurance Companies are owned and funded by governments or funds at the federal, state or local level. Where, Private Insurance companies are owned and manage by private entities. Read to know more about why private insurance companies are better in providing services than public insurance companies and vice versa.

Migrating is a process of shifting your existing insurance policy to another policy in the same insurance company and porting is a process of transferring your health insurance policy to another policy in another insurance company. To migrate, you have to inform your insurer before 30 days before the renewal date and to port your policy, you have to inform the insurer before 45 days. Read to know more.

OPD or Out Patient Department provides coverage for health checkups, pharmacy bills, doctor’s fees or diagnosis who visit the hospital for treatments, but do not require any hospitalization. The sum insured in the OPD coverage is determined by the person’s age. Read to know more.

Modern Treatments involves uses of advance technologies like robotic surgeries, oral chemotherapy, stem cell therapy which help in curing a disease or solve the problem of the patient. In India, under IRDAI guidelines, modern treatments are covered under modern treatment benefit. There are a variety of modern treatments available. Read to know more.

General Insurance is an insurance for non-life assets. It covers for home, travel and vehicle from fire, floods, accidents, and thefts. Different types of general Insurance are Motor Insurance, Travel Insurance, home insurance, Mobile Insurance, and Health insurance. Read to know more about it.

Electric Bikes are two-wheelers that are battery powered. These batteries require charging to keep them working. And Electric Bike Insurance is a type of Insurance that protects these battery powered two-wheelers from potential damages and losses, which might happen in case of accident or a natural calamity. Read to know more about Electric Bikes Insurance.

Health Insurance policy comes with an expiration date, after that you need to renew your policy to continue availing the benefits under it. Insurance renewal is when you opt to extend the services of your insurance policies. Read to know more about Health Insurance renewal and things to evaluate while renewing your health insurance.

Health Insurance is a type of insurance that covers hospitalization expenses incurred by you for a serious illness or a disease. The first thing you should do while buying health insurance is to make sure what is covered under it or not. Read to know more about the types of costs covered under Health Insurance. Visit here.

A Two-Wheeler Insurance is a contract between an insurance company and an insurer to provide financial coverage to the insured vehicle or the policyholder in case of an accident, theft, or damage. Riding a Two-Wheeler without a valid insurance policy is illegal in India. Also, with a valid insurance policy for your bike or scooter makes you stress-free in case of any financial constrain that may occur due to any incident.

Commercial Vehicles are mode of transport used for business purposes such as to transport goods from one place to another on daily basis. These vehicles are trucks, tempos, vans, school buses. Commercial Vehicle insurance provides financial coverage to your vehicle or by your vehicle in case of any injury or accident. Read to know more about it and its importance.

Health Insurance is a type of insurance that covers hospitalization expenses incurred by you for a serious illness or a disease. It not only compromises you physically but also financially. Health Insurance acts as a protective shield for both savings and health. This is why the importance of health insurance is unparalleled. Read to know more about the importance of health insurance.