Just a millenial who just got her PharmD

Hi guysssss! If you noticed, I changed my blog name from PharmDme to MillennialPharmD! This is to reflect that I’m no longer in pharm school and I have my degree. Yay! I also started a new blog on blogger --> millennialpharmd.blogspot.com  Check it out if you want! I figured I post stuff on their since it’s easier to navigate, you don’t have to follow me (or have a tumblr!) and I can post more content other than pharmacy that I like (like finances and minimalism!). As always, thanks for all your support and follows. I’ll be sure to repost my studying tips on that one since it was the most popular post on my blog. ^.^

So the place I wanted was off the market because I was gone that weekend and I couldn’t go to the open house or anything. I was going to apply to it without seeing it but it was more expensive and I wouldn’t be able to move in until August. I was browsing houses again and the one we got denied from was still on the market. I thought it was weird since it was taken off when we were denied. So I called them up and asked if we (just me and bf) could apply again since they already pulled our credit reports and I mentioned both our scores were above 750. (We also didn’t have car loans like the other two but they already know if they pull our reports.) And I also asked if I can submit new paystubs since my latest ones are WAY higher. And the guy was like sure you can go ahead and send us an email explaining you’re reapplying. They had two other applications pending. So I sent an email with all the new info and stated that I was just applying with me and my bf. I got an email later that our application was put in the queue. And then about 3-4 hours after that, I get a call that our application got approved!! Like the other two apps fell through or got declined. And we are able to move in as early as Saturday! My bf put down a $500 deposit to hold our spot (and they’re taking it off the market once we agree to that so I’m assuming that’s what happened the first time). BUT OMG, I can’t believed it took so long to get a lease! Honestly, had I known from the start that one of us had a low credit score, I would have said just to have the top two people apply. They literally got back to us SO QUICK. They did make me clarify that me and my bf would be the only two tenants so I don’t know how we’re gonna sneak the other two in. I basically said we applied with them to save money. (And it’s true because I wanted a house. If not, I would have just applied for an apt with my bf.) But I’m so happy we got the house. It’s a really nice and clean house too. I thought something was wrong with our apps because why the hell couldn’t we get an approval for sooo long? Eventually my bf and I are gonna want to lease on our own. It’s good to know that we’re able to right now. But FINALLY AFTER A MONTH AND A HALF of leeching off of my bf’s current place, we finally have our own! I would have to call them and ask if it’s okay to have pets though since I said no on my app lol.

House Hunting Update: I got an email yesterday saying our application got denied because one of us didn’t meet the credit criteria. And I’m honestly so mad because I didn’t know one of us had such a bad credit score. We applied to so many places. I felt like I wasted a month. Before that happened, I even told my bf we should apply separate. My bf has the highest credit score and I make the most money. I’ve seriously been so stressed wondering why the heck we haven’t been able to get a spot. I was able to rent an apartment so quickly back in undergrad. I thought his credit score was higher considering he’s been able to be on the lease but I realize maybe it’s just because one of the guys had so many assets, they overlooked him. I’m looking at his house right now that’s $2100 but I don’t have enough in my bank for make that deposit yet. I’m confident I can easily get a place. Like the only other person that got back to us was this couple but that’s only because I spent some time talking to them and explaining my app and my current job situation. Ugh, I’m just so mad because I wanted my own place asap and people keep telling me to be patient and not to be picky etc etc. Ugh, watch me lock down a place within a week.

I still haven’t found a place yet so that’s stressing me out even more. I don’t know if my work knows I don’t have a place and if they keep scheduling me, I don’t have time to move or study or whatever. It stresses me out that I don’t have a place yet. I can’t relax at my bf’s or at home. Ughhh, and I having phone issues because my carrier keeps double charging me every time I switch plans. $170 for 2 lines last month?? WTF.

Other than that, I’m trying my best to study but omg, it’s so much and I’m so sleepy. I’m honestly really scared I’ll fail. People are sure I’ll pass but I was sure I would get a residency and I couldn’t even get an interview so yeah. :/

House Hunting Update: Still haven’t found a place yet. The one we wanted was off the market in three days since people put down deposits so fast. I haven’t been able to look at any other houses since I’m not down there. I already accepted I’m going to have at least a 30 min commute. 

House hunting update: This is harder than I expected. There were two houses we were looking at but they’re already gone. There’s one more house we really like but A LOT of people are looking at it and reserving their spot by putting down a deposit already. I dunno if we can get that especially since I have so much student loans and my salary is so bleh right now. At least, I have excellent credit. But we’re looking at a couple more houses right now. I’m sad they’re sending me to Hemet because it’s going to be at least a 30-40 min commute. :( 

The supervisor person got back to me and said she referred me to the DM but the DM didn’t contact me for three days so I emailed her and she got back right away. o.o I’m working on the job app right now. Mostly just updating my CV to include my latest rotation. Once I submit that, I’m supposed to follow up with her for an interview. So I guess the position is still open haha. Just need to get that job offer and I’ll be set for a few years. I’m not planning on applying to residency again anytime soon. My future is sorta coming together lol.

I’m scrambling to find money so I just redeemed $185 of cash back on one of my credit cards. I’m still debating about redeeming the $80 I have on another card. I’m so sad, I was saving my cash back for a vacay haha. When you put everything on paper, it’s friggin’ sad having to pay 17.4k in just INTEREST. :(((

Anyways, with my loans. I constantly check everyday and my interest adds $33 everyday. It’s costing me $33 to live in debt! UGHH :( But I’m making repayments so I’m hoping it goes down soon. I will update on my loan progress lol.

Now long update. Read if you want. :)  I was extremely anxious and depressed late January/early February. Literally everyone I knew got interviews. It was so bad that I withdrew from Phase I and redid my entire CV and LOI. I applied to only 3 during Phase II. But I already wasn’t hoping for much because I really just wanted an Am Care program and these were just general. Of course, I didn’t match. I wasn’t upset or anything. I was sort of relieved actually. Weird, I know. I looked at the available programs for the Scramble and none stood out to me. I know I said I didn’t want to work retail but after my community rotation, I was surprised I learned more than I expected. Lucky for me, my boss is also the person who helps hire interns for grad interns. So the second I graduate, my boss will set up an interview with the DM for me to become a grad intern. This is already a higher pay than I would get with residency lol. I’ve been stressing about getting rid of my student loans as soon as possible and I’ve been making lots of small payments. But the INTEREST KILLS. Anyways, once I become licensed, I basically start working as a pharmacist. Currently, I can work at my current store but I also know there is a location in Muerrita that is looking for a grad intern. It’s convenient because my bf lives near there. And why would a random store like that be hiring a grad intern if they don’t want a new pharmacist? (There are no pharmacy schools nearby.) Also, because my intern license is good for another year, I don’t have to panic if I fail the boards the first time around lol. Anywho, I think it worked out for the better. I was informed that there will be a lot of pharmacist retiring at my current rotation in the next five years. They also hired 3 fresh grads (without residency!). The director even said he wanted to hire pharmacists in the same generation because he wants them to work well together and for a long time. I’m keeping my eye on this hospital. :) So all in all, things work out I guess. I just wished I hadn’t spent so much money on residency apps because I thought it was my ride or die. xD

I am so damn tired. Last week was rough and this week will be rougher. My co-term only does 5-week rotations. Most schools have 6-week rotations. So pretty much my timeline is moved up because of him. Last week I struggled to submit my last residency app. I completely changed my letter of intent and redid my entire CV so here’s to hoping. I also did a presentation on factor Xa inhibitor reversal. I wished we narrowed down the topic sooner since we did it in two days. We were gonna try to do all anti-coag reversal but we stuck to factor Xa inhibitors because there’s no specific reversal for it. But we talked about how the hospital protocol isn’t in line with the guidelines and about the new Xa reversal agent coming out. I felt we could do better but the staff really like it because it was super educational. The pharmacy director even joked about giving me a project to start working on that drug’s monograph so they’ll be ready once it hits the market. Then my preceptor gave me a journal club to do for this week. And I also picked up a project with another pharmacist to make a new protocol. And then I get an email today that the rounding physician liked how me and my co-intern explained myasthenia gravis and its treatment options, he wants us to email him our notes. Man, when I had to explain, the entire rounding team looked at me so my face was getting so red. But anyways, I have to organize my notes so it looks nice before I can send it to him. And I’m trying to finish up my HF follow up questions from last week. I am exhausted. I cut my hours at work too since starting this rotation but it stills takes out my Saturday. Two more weeks on this rotation!