cowboy!toji x citygirl-f!reader
yeehaw y'all 🐎
inspired by this fan art of cowboy!toji ; creds to the artist <3
you were almost there, well you thought you were. if only your car didn’t run out of gas in the middle of the road, in a rural town hours outside of the city. the hot summer weather was not doing much good either for your liking.
you almost made it to you aunt’s house, probably a few good hours away. you were visiting for the first time since you were a kid. you were never a country girl, hence why you never came to visit your aunt who often did visit you in the city, and growing up in the city has it perks. like having a gas station every other block.
you sigh loudly as your car stops abruptly, indicating it’s demise. you thought you had enough gas to make it to at least the next town over but nope. you had to be stuck in this predicament.
you got out of you car, the heat wave suddenly striking your skin, suddenly getting the goosebumps. you were glad you were wearing shorts and a tank top but you were still dying from the heat. you go to your trunk to check if you had a gas can, you open it to see nothing but your bags and some hardware tools you had in case your car broken down. but no extra gas? so smart of you.
you groan in frustration and slam your trunk close before looking in the distance to see a house and barn not too far from you. you debated for a moment. it wouldn’t hurt to ask the homeowner for help right?
your feet suddenly walked over to the secluded house. it was pretty modern for a rural place, plus the barn was huge and the farm that extends long with many fresh fruits and vegetables.
you drag your feet across the gravel ground as you made your way to the front door of the house, fanning yourself as you break a sweat from the heat and dust. you see a pick-up truck in the driveway, indicating that someone must be home.
you knock on the door and waited. and waited. waited. but no answer. you knock again.
you sighed. and you turn your heels and started walking back. defeated, you about to exit out the gravel driveway,
until you heard a whistle.
you turn you head around and your eyes see a tall, broad man. rocking a white tank top, rugged blue jeans that hug the right places, and a brown cowboy hat. he opens the wooden gate and exiting out his farm and closing it while seeing a couple of big horses that walk towards the wooden fence behind him. he takes off his gloves as he started walking towards you.
you just eye him down, soaking him up because damn he’s so fine.
“can i help you ma’am?” he asked you in his distinct accent.
oh the weather just got hotter or what?
“o-oh. i was just leaving.”
“well it’s rare to see someone out here, on their own.” he points out, deadpanned.
you hear the white horse make a sound as they watch their owner talk to a stranger. waiting to hear a response.
“well, my car just ran out of gas. is there by chance you can help me get to the nearest gas station?”
“well the nearest one is about a two hour drive from here.”
you just stood there defeated.
“great, now i’m stranded.” you muttered as you grab your phone to try to call your aunt but you couldn’t tell if the universe was on your side or not but it was of course dead too.
“you got to be fucking kidding right now.” you mumbled. the man just eyed you as you shove your phone back in your pocket before you sighing.
“that’s unfortunate.” he says. you get the vibe that he seems like he’s not gonna help you out.
“well, thanks anyways.” you say as you turn to walk.
“i can take you to the gas station. have to go into town anyways to get some supplies.” he says as he pets the brown horse.
“isn’t that right girl?” as the horse breathes heavily.
“right. thank you.” you say as you follow him towards his truck. opening the passenger door for you as you climb into the seat as you watch him get into the driver’s seat and started up the car.
the drive was quiet. awkward. you barely know this man. but he’s so handsome you couldn’t even think straight. you had to force yourself to look out the window.
“so what brings you to this side of town?” he suddenly asked. you slowly turned to him as he focuses on the road.
“i’m visiting my aunt. well i’m trying to after today’s chaos.” you sigh as you lean back to relax a bit.
“seems like you’re not from here.”
“yeah, just a a lil’ city girl.”
“city girl yeah?” he eyes you with a lil smirk on his face. you gave him a small smile.
“so does city girl have a name?”
“and yours country boy?” this time, he chuckled.
“country boy? just call me toji.”
“hm toji.” you mumbled as you looked out the window.
“so those were your horses?” you asked curiously.
“well the white one is my brother’s but the brown one. that’s my girl. had her when i was a kid.” he explains simply.
with nothing else to say, the atmosphere settled into a calm and rather comforting atmosphere as you fully relaxed in your seat as the hot stranger saves the day.
you and toji arrived into town. it had a few intersections with various buildings along the side. he first stopped at the gas station, filling up his gas can and paying before hopping back into the truck and stopping by a few stores for him to run some errands. everything was conveniently close by so it didn't take long to do all his errands. you watch around as you follow behind toji. the operants and fellow community members eye toji warily, side-eyeing him while toji just ignores the stares.
while in town, toji slowly opens up and tells you about himself more. how he grew up in this very town, he renovated his entire home on his own and how hard he worked on his farm. his family lives within the township but he rather enjoy his alone time outside of the town.
while you tell him about your life. how you grew up in the city. how you work your little office job in marketing. your hobbies that include shopping and cooking. how you’re aunt used to live there but moved into this rural part of town as a getaway from the busy urban life. and honestly you can see why, but still, not your thing personally.
as you and toji drive back to his house, the sun slowly starts to set. the drive was nice, a slight breeze enters the car from the window being down. one thought has been on your mind throughout the day so you find the opportunity to speak up.
"how'd you get that scar?"
toji breaths deeply, quiet for a brief moment.
"when i first got my girl, she was a little defensive, didn't want no one to get close to her. she was basically closed off." toji starts off.
"but as a determined kid, i wanted to be the first person for her to open up to. so one day, i was trying to get close with her. guess i scared her because she suddenly became erratic and her hind foot accidentally kicked my face hard." you gasp as the thought of toji as a kid getting knocked by a 500 lbs horse at the time.
"yeah, split my mouth, bled a lot. my family scolded me a lot for it but long-story short, it took while for her to trust me. now, after all these years, she's been by my side, attached by the hip."
you give a small smile. "at least that's a good ending to a chaotic story."
"you're the first person i ever told the story to, no one really knows about the scar story. people are a little wary of me, because of the scar. probably think i'm associated with fights or gangs." your brows furrow a little.
"yeah, i've noticed." you mumbled. toji stays quiet for a moment before you spoke up.
" well let them. you don't need to waste your time on people who would only judge you without knowing you." you defensively say before looking out the window. without your acknowledgment, toji's mouth gave a small ghostly smile.
you both arrive at the house. toji parks up and hops out of his truck, as he opens the door for you to hop out as well.
“it’s gonna get dark soon, wouldn’t want a pretty lady to drive in an isolated road all night. why don’t ya stay the night?”
“you sure? i don’t want to intrude, plus my aunt’s house isn’t the far, i think?” you were unsure but didn’t want to bother his peace.
“i don’t mind at all. well i’ll fill it up and you can bring it to the driveway.” he says as he grabs the gas can and head towards the direction of your car.
you walk side by side as you made your way to your car.
“i appreciate you helping me out today, honestly, i wouldn’t know what to do if i didn’t ask you for help.”
“my pleasure.” as he tilts his hat towards you. you bite your lip to hold yourself back from smiling hard. you arrive at your car and he opens the gas lid and starts filling up the gas tank. you lean against your car as you watch him, the way his big biceps curve, the veins that ran along his forearms , the slender torso that his white tank teasingly show the curvature of his abs.
“you done eyeing me girl?”
your eyes snap back up to his face where you see him eye you smugly.
you look away, cheeks heated in embarrassment.
“well should be filled so just bring it over.” he says as he closes off the can.
“great thank you again.” he just nodded as he starts walking back to his house. you hopped in your car and turned it on to see it after a long day, finally had a full tank. you sighed in relief and and you slowly drove towards his house where you parked up just behind his truck before turning off your car and hopping out.
you grab your bag from the trunk to bring in some extra clothes and necessities for the night. you caught up to toji as he was about to enter his house.
“guest room is upstairs, second door to the right. let me know if you need anything.” he says as he closes the front door behind him and takes of his shoes. you nod and watches as he makes his way to what you assume is the kitchen/living room area. you slowly walk up towards the bedroom. noticing the lack of decor and minimal furniture within the home, but you don't mind it.
you entered the room and settled your stuff down before plopping yourself against the bed and sighing. after a hectic day, you were just so ready to snuggle in bed and go to sleep.
you went to the bathroom to take off your makeup, take a quick shower, then changed into some comfortable sleeping shorts and a tank, and putting your hair up messily. you exit it the bathroom and walked towards your bag and bend down to put your stuff away as you heard a quiet knock on the door.
the door opens before you can turn around and you hear toji’s breath slightly hitched. seeing the view that he’s seeing as you were bent down in the thinnest shorts ever makes him want to groan so hard.
he clears his throat and his eyes wander towards your face as you turn around to face him, which slowly eyes your chest in your tank top before switching back to your face.
“i’m heading to bed early, if you’re hungry or anything, kitchen is free to use.”
“okay. goodnight toji.” you say softly. toji just gives a tight smile and nod.
“goodnight.” as he quickly turns and walks away towards his room.
toji enters his room and closes it behind him. he feels his dick pulse as it became hard during his quick conversation with you. he looks down at the forming tent within his pants.
“fucking great.” he groans as he quickly heads to the shower. he strips naked to see his dick rock solid, throbbing at the thought of the sight he saw a few minutes ago. he hops in the shower and turns on the coldest water one could ever take.
he tries to not think of you that way. key word, tries. you were a beautiful stranger he just met that he somehow convinced to stay in his home and you trusting him on his word.
toji sighs, not seeing any signs of his erection going away any time soon. he grips on his cock and and slowly pumps his length, releasing a low groan as the cold water hit his skin. he continues to pump his cock as his head leans back at the pleasuring sensation, imagining your hands doing it instead. he pictures your doe face looking up at him as you suck his hard length or how he imagines fucking you from behind, pushing your little shorts to the side, were you even wearing any panties? he swore you weren't but maybe that's his imagination running wild.
he continues until he feels his dick pulsing, indicating his orgasm and he starts to breath heavily. he grunts a little too loudly as his cum shoots out, hitting the sad bathtub floor and the water washing it away. he groans as he finishes and breaths heavily, head lowkey buzzing from his orgasmic release. he just shook his head, before actually washing up for the night and head to bed as soon as possible.
you couldn't get a wink of sleep and been staring onto the ceiling for the past few hours. you don't even know why. maybe your mind has been thinking about a certain someone who's literally a room away. or maybe you just need some water or something.
you sigh as you got up from bed and exit you room, you creep down the stairs quietly and walk towards the kitchen, a dim light can be seen from the stove light as you entered the kitchen. you look through the cupboards to find a cup. finding one and filling it up with some water. you took a big gulp of water and swallowing before sighing.
how did you really land in this situation right now? a hot cowboy you just met in the middle of no where. if this is a dream, you do not want anyone to wake you up. thank the universe for having your car run out of gas at the perfect time i guess.
"couldn't sleep either?" a deep sudden voice says. you flinched slightly as you look up to see toji awake as well. he was wearing a blank tank, some grey sweats that were hanging dangerously low for your liking. you at him, up and down as you swallow dryly. damn he's so sexy. he makes his way to the cupboard and grabbing a cup and filling it up with some water as well.
"uh yeah." you say awkwardly. you sip your water as toji stands beside you.
"so what time do ya think you're leaving?" he asks you.
"um, considering it is 2 o'clock in the morning right now, maybe by noon." you say as you look at the time on the stove. toji nods before gulping his water down and setting the cup in the sink as he slowly made his way to you.
"so you don't mind if i do something real quick?" he's standing in front of you, towering over you, with his hand slowly creeping up your hips to your waist. your legs unconsciously clench together as you were leaning against the ledge of his countertop.
"depends on what it is." the tension is high between the two of you.
toji chuckles as he lowers his head towards you ear and says lowly.
"you know what it is. i saw it in the way you eyed me when you saw me outside, when i filling your gas tank and when i walked into this kitchen just now."
you bite your lip to fight back a smile as he returns to face you, this time his face closer to yours as he looks at your lips.
"you caught me there cowboy. so what are you gonna do about it?" you taunt him playfully. you see his scarred mouth lift into a small smirk.
toji kisses you. rough and hard. your lips maneuver against his. his hands grip onto your hips before making it's way towards your ass, caressing the curvature before grabbing a fistful of its flesh. you groan at the sensation while his tongue slithers into your mouth. your hands against his chest before it slowly moves up his shoulders to the back of his neck. his hands grab the upper part of your legs as he suddenly picks you and places you to sit on the kitchen counter, all the while without breaking the kiss. your hands griped onto his shoulders before moving to his hair and ruffling it as the kiss deepens. you legs wrap around his waist as his hands caress your outer thigh.
both of you release from the kiss to catch a breath before toji latches his lips against your lips before giving more kisses against your jaw down to neck to your chest.
"fuck y'so beautiful." you hear him mumble before his hands reach your tank top strap and slowly slipping it down, exposing your breasts as you weren't wearing a bra. the cold air hitting your nipples. toji grips onto your tits and massaging them, putting your harden nipples between his fingers and teasing you, causing you to moan at the sudden pleasure.
"look you at mamas, lookin so good for me." toji says as sucks on one of your tits, swirling his tongue and sucking against the hard bud.
"a-ah toji." you moan, your grip on his hair tenses before his mouth releases from your tit and smirking.
"i also came down for a late night snack." as he sneakily pulls down your shorts, exposing that you were not wearing any panties either. and he smirks heavily, thinking to himself that he was right. he grips your thighs before spreading them far apart, your glistening pussy exposed to the cold air.
"knew you were a sly girl, not wearing any panties as you bent down earlier." he mutters. he kneels down before fingering the slit of your wet pussy. you groan loudly.
"look at this pretty cunt of yours. so wet for me huh? thinking of me?"
"mhm." you hum as toji continues to finger you slit, silently begging for him to stop teasing so hard.
"y-yes, stop teasing please." you moan as he slowly pumps two fingers inside.
"since you asked so nicely."
toji pumps his fingers in and out your pussy, stretching it out slightly as you groan. you look down at him, lid-heavy as he suddenly rubs your clit, in circles, slowly, creating a high tense feeling of pleasure. you roll your eyes back as you moan loudly.
"fuck let me get a taste of your sweet pussy." you hear him mumble before feeling his mouth right at your clit. tongue swirling around while sucking on it.
"ohhhh fuck toji." your breathing becomes heavy, moans and slurps mixing in the air as you grip his head closer to your pussy.
"feels s'good ngh-fuck." you hear the vibrational hum of tori's response. his tongue starts flicking rapidly against your pussy.
"ahhgh g-gonna cum." you moan as toji quickens his pace, slurping your juices loudly as your mouth is agape, head rolling back as you legs tremble, orgasm crashing down fast. your legs instinctively try to close as your pussy is sensitive but toji's hands grip your legs, forcing them to stay open as he finishes licking and sucking your cunt.
"ahh toji please." toji releases his mouth from your pussy, his mouth covered in your juices. he smirks while looking at you.
toji stands and you notice a wet patch on his crotch area of his sweatpants. you eye it before you looking back at him, biting your lip back from smirking.
"stand." he sternly says. you obliged before hopping down to the floor and standing in front of him. he then picks you up and throws you over his shoulder. you squeal in surprise as he makes his way towards the living room area. he walks towards the couch where he plops himself down and settles you on his lap.
his hands wander your figure as he eyes your dishevelled state. your top scrunched down on your waist showing off your tits, while your shorts were long gone somewhere in the kitchen, bare pussy on his groin. you looked so hot toji can only groan as he can feel his pre-cum oozing out.
"want to feel your tight cunt, shit-want my dick inside baby?" he says as you nod frantically. he smirks devilishly as he swiftly moves his sweats down while you're on top of him. his dick flings up, rock solid, veiny and oozing with pre-cum from his tip. he puts his hand out in front of you, you get the idea before spitting in his hand and using it has lubrication. he grunts as he's pumping his rock hard cock slowly.
he aligns himself against your pussy, letting his tip caress your slit before pushing in.
you gasp as his size was not what you were expecting. he feels thick, and long. you grip onto his shoulders as toji pushes you down on his dick more, stretching your pussy. you groan in pain before you feel a slap on your ass.
"c'mon girl, you can take this dick." he sternly says as he pushes more into your pussy. you feel full. it feels like you can't take anymore. his tip already touching your cervix.
"almost there baby. fuck-argh." you hear him moan as he was able to fit all of him in your pussy. you groan as he slowly thrusts in and out of your cunt. slowly stretching you out.
"s-shit." he grips onto your hips as he quickens the pace.
both moans are filled within the space. so loud but no disruptions at fault. perks of living in the middle of nowhere.
"thinking bout fucking the shit out of you ever since you walked up to my house in your little shorts and tiny top. you bending down earlier made me jerk off to the thought of you. fuckkk love this tight, wet cunt."
you pussy clenches at the thought of him jerking himself off at the thought of you. you pussy pulses as he slaps your ass.
"pussy gripping me so tight." he grunts.
toji is fucking you so hard, every thrust, every contact, your ass jingles against him, your ass turning red due to the amount of ass slapping and gripping what can i say? he is an ass man honestly. your fingers turning pale because you were gripping onto him so hard.
"fuckkkk love your dick." you groan as toji slams against your pussy.
"yeah? you love this dick baby? why don't you show me how you ride this cock city girl? hmm?" he teases as he slaps your ass once more. he wants to see you in control, how you ride out. so you do. you slowly start grinding your hips against his cock as he puts his arms up, hands behind his head as he looks fully relaxed and letting you take over.
you moan pleasurably as you start to quicken your pace. the sounds of you slapping your pussy down on his dick with your moans turn toji on so hard. you going deep every time you slam your hips against his. toji groans loudly as he guides his hands onto your hips once again to move them faster.
"shitt-want my cum inside you? make you feel full? huh?" he grips your hips down while your grinding once again. you groan, eyes rolling back.
"y-yes, want your cum nghh." his thumb rubbing circles on your clit, giving you that pleasurable high.
"gonna give you every drop."
toji starts to thrust into you once again. pace is rough, hard and fast. every thrust, his tip slams your cervix, causing you loudly scream.
"ahhhhhh toji, s-soo close." you say as your orgasm was coming.
"yes baby, fucking cum on my dick. want t'feel you."
you moan loudly as you feel yourself cumming hard. you head rolling back, your back straightening, legs trembling, wanting to clench together but it was hard to since toji continues to thrusts into you to catch his own orgasm. your pussy is over-sensitive, eyes getting teary.
"shit gonna cum." he grunts before his final pump before his dick pulses, he groans loudly. his cum warmly coating your plush walls of your pussy. his cum slowly leaking out of your hole as he slowly pulls away. he sees his cum dripping down your hole before fingering your hole, filling it back up. he then brings his fingers to your mouth and you suck his seed off his fingers. he chuckles.
"what a slutty girl." he mutters as you get off of him. fixing your shirt as he pulls his pants back up. he grabs your face and giving you a short, sweet kiss.
"but what about my aunt?"
"just tell her you're just making a brief pit stop." you chuckle before giving him another kiss.
you two make out for a little bit before he picks you up unexpectedly. you squeal in surprise as your legs wrap around him for support.
"oh. you still got the energy?"
"we're both still awake so we both got the energy don't we?" he teases.
safe to say, you definitely didn't leave by noon the day after. and possibly received a few missed calls and texts from your aunt.
© iaemjnct 2026. all rights reserved. please do not repost, modify, steal, plagiarize, or translate my work.
ugh i love toji. that fan art is chef's kisssssss ദ്ദി◝ ⩊ ◜)
anyways if you enjoyed this, please reblog as it boosts my content. like and follow if you would like to see more from me! (˶˃ ᵕ ˂˶)
