LuxuryMadeEasy by LutherSales

Memory Foam vs. Gel Foam: Which Mattress Is Right For You?

Foam mattresses are incredibly popular because they provide total body support, cancel out motion, and last for years. If you are considering a foam mattress, you will have the option between memory foam and gel foam. Both are great options, but how do you know which mattress is right for you? Getting the deepest, most restful sleep depends on finding the right option for your sleep needs and…

3 Great Ways To Get Luxury Furniture Financing

Meet LutherSales™ Value Collections! We provide 3 great ways to get luxury furniture easy with our Multi-Room Bundles, Special Value Collection, and Garage Sale. We offer high quality name brand furniture, and buy now pay later furniture financing.   [divider style=”4″] Multi-Room Bundles Multi-Room Bundles provides furniture financing for several rooms under one price tag. Perfect if you’re…

5 Elements of Financial Wellness

There are five elements of financial wellness that every individual should know: Spending: Have an understanding of what you’re spending your money on: groceries, clothing, coffee shops, and how much you are spending. More importantly, spend less than what you earn so you are able to set aside money to reach your financial goals. Emergencies Finance experts recommend 3-5 months of income saved in…

Unique Money Saving Tips – Unplug It

Unplug everything in your home when you’re not using it and before you go to bed at night: TV, DVD player, toaster, computer, etc. Unplugging power-draining electronics that are not in use will saves you a ton of money every month.      

Financial Wellness Tips for College Grads

During college, no one really teaches you the importance of establishing a good credit. But as you enter into the real world, it’s important to be aware that your credit history will affect you getting a mortgage, car loan, apartments, and even potential jobs. Your credit history is a key factor making up your credit score. The first step is to access your credit report on Annual Credit…

Unique Money Saving Tips – FREE Gym Classes

Your health is important, but if you are working on saving money and paying off debts, the gym can be a hefty cost. Most gyms lock you into a year long contract ranging from $30-50 a month. If you’re more of a yoga/ kickboxing/ crossfit kind of person, classes can cost you as much as $300 a month. If you love to exercise but don’t love the monthly fees, opt for FREE classes! You can stream…

Eating Before Bed: Fact or Fiction?

With so much information on the internet, it’s hard to know what to believe when it comes health and fitness. Fat is bad, sugar is good. No! No! No! Sugar’s bad, fat is good. Cardio burns more fat. No! Weight training is better. What’s a gal to do?   In this blog, we will take look at one of the long-rumored beliefs of all time. The Legend of Late Night Eating: fact or fiction?   Eating Before…

Why You Should Carry Cash

Most people don’t carry cash nowadays …but if you are trying to improve your financial wellness in 2017, you should consider doing so. Reviewing what you’re spending on each transaction makes you focus on the amount and frequency of your spending, whereas a credit card, you’re less likely to think about how much and how frequently you are spending. Want To Improve Your Credit Score? Click The…

Simple S’Mores Cups!

In honor of S’Mores Day, enjoy this melty, marshmallow-y, simple and delicious S’mores Cups recipe: INGREDIENTS Graham Crackers Chocolate Chips or a Chocolate Bar chopped into pieces Large Marshmallows 6 tablespoons butter- melted Powdered Sugar- ¼ cup INSTRUCTIONS Crush 8 graham crackers in a food processor or in a large Ziploc bag. Add the melted butter* to the graham crackers and add the…

The Ultimate Back To School Checklist

As hot summer days begin to fade to cool nights, it serves as a reminder that the school semester will be here soon. LutherSales™ takes the hassle out of school shopping by offering several affordable payment plans, and we provide the convenience of online shopping and free shipping nationwide. Bad credit financing is available. What does a modern student need in today’s high tech world? We put…

Set Up Weekly Money Chats

Discuss upcoming bills and expenses, as well as savings goals you’d like to reach. Together, you can check your accounts to see where you stand. It’s also a good idea to check your spending against your budget to make sure you’re on target for the month.   Click the Banner Below for Free Financial Wellness Tips!  

Try This Super Simple 3-Ingredient Chili Dip Recipe

Break out the snacks! It’s football season. Whether you love the game or are just in it for the chips and dips, this easy recipe for chili dip will be a hit. No slow cooker necessary. Just a microwave and 3-ingredients: Progresso’s Pork and Beef Chili with Beans 8 ounce cheese cubes (sharp cheddar works best in my opinion) Your favorite salsa dip Directions: Empty chili into a microwave-safe…

Set Annual Goals Together

As part of your financial wellness goals as a couple, set some annual goals together. Talk about what each of you would like to accomplish over the coming year. Do you want to pay off debt, establish emergency savings or start investing? Talk about those goals and prioritize them; then map out a strategy together that will allow you to achieve it.  

Make Better Credit a Goal as a Couple

Whether one person’s score is high and the other is low or you’re both low, talk about steps you can each take to improve your credit. This often starts with paying down existing debt. Prioritize debt repayment as a couple so the highest interest rate debts like credit cards get paid off first, and then you can move on to other debts.   Apply Now For More Free Financial Wellness Tips, Click The…

The 3 Best Antivirus Software of 2017

For those of us that aren’t Mac obsessed – and yes, there’s still some of us out there – nothing is worse than a virus attacking your computer. Could you imagine losing every last beloved photo you’ve taken or the novel you’ve been working on for the last 7 years? How about losing every cent out of your bank account? Antivirus software is critical for PCs. Without it, you risk losing— well,…

3 Financial Wellness Tips for College Students

Oh, carefree high school days – how I long not to worry about paying a mortgage or grocery shopping or, ya know, responsibility in general. When you’re young, you don’t truly grasp how much college actually costs and how long your loans will actually haunt you for. If you’re not fortunate enough to have parents that generously pay your way, then you’re going to need a plan. The college years are…

Increase Your Endurance in 3 Easy Steps

New runners may face the challenges of low endurance and high risk of injury. In order to build endurance safely, there are strategies that can be used to boost endurance and limit injury. Most runners focus on cardio and bettering their mileage, but to increase endurance you also need to build strength. Follow these 3 easy steps to build endurance and strength: Cardio & Strength Training.…