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A candidate for a master’s degree in business administration, Kevin Waida serves as a graduate assistant in the marketing department at Colorado State University. Kevin Waida earned a bachelor’s degree in communications from the University of Missouri with minors in business and personal finance. One important facet of personal finance is investing. Creating the investment strategy that’s best for one’s life goals and/or circumstances firstly requires a knowledge of the investment tools available. Exchange-Traded Mutual Funds, or ETFs, are a viable choice. They can be bought or sold just like stocks, and indeed this activity takes place daily at stock exchanges. There are benefits to investing in ETFs. For one, you’re able to follow in real time the pricing of the ETFs. When they are being traded you can see when and for how much. Furthermore, there’s no required minimum for investing in an ETF, making it a cost-effective option that allows individuals to purchase amounts of investment funds that suit their personal needs.

A recent graduate of the University of Missouri, Kevin Waida is now working toward his MBA at Colorado State University. Planning to finish his studies in 2017, Kevin Waida has many interests outside of academia, including fantasy football, which he has played since age 13. Fantasy football replicates the NFL game. Players join or form leagues that usually compete with 12 teams; there are exceptions to the league size and other aspects of play. You can choose to play in an NFL-sponsored league or try an independent one, but NFL-managed leagues offer the promise of prizes such as trips to the Super Bowl or the Pro Bowl. Each player takes on the role of a general manager, selecting offensive players and defensive squads in a draft. Leagues establish a draft order or use an auction system, spending from a set dollar amount. Most fantasy teams have a roster of 13 players. The offensive line mirrors the actual teams, with positions of quarterback, running backs, wide receivers, and kickers, with a bench of about five reserves. Defensive lineups are factored in as a unit corresponding to their on-field teams. Every week, actual performances are transferred to players’ fantasy teams. For instance, if your quarterback scores two touchdowns on the field, your fantasy team gets 12 points. A kicker could add one or three points in a point-after-touchdown play or field goal. Some leagues award points for gaining offensive yardage or successful defensive plays, such as sacks and interceptions. Fantasy players also make strategic choices. You can decide to cut or add players, or trade them to other owners. If one of your players is performing poorly, you can make a substitution. As in the real game, your choices influence your team’s chances for winning the league championship.

Boulder, Colorado, native Kevin Waida is an experienced Fantasy Football player who participates in competitive online leagues every season. A fan of sports in general, Kevin Waida also enjoys watching college basketball in his spare time. According to an article published on ESPN.com, American college basketball players of requisite height are being recruited to play in the Australian Football League (AFL). The AFL is looking to diversify its pool of potential candidates to assume the position of “ruckman” on teams across the country. The ruckman is typically the tallest player on an AFL team and is responsible for gaining control of the ball at the center of the ruck when players begin a game or reset a play after a goal has been scored. Coaches for Australian football aim to find players over 6’6” to hold the position, and after years of recruiting within Australia, young men capable of playing ruckman have proven difficult to find. Australian coaches now attend an annual US combine, where college basketball players 6’7” or taller from across the United States fly to Los Angeles in order to showcase their athleticism.

Kevin Waida, graduate assistant for the marketing department of Colorado State University in Fort Collins, Colorado, has career objectives in communications and finance that he continues to refine. A writer, reporter, and filmer as an undergraduate, Kevin Waida is now working toward a master’s degree in business administration, and recently completed education requirements for the CFP Certification Examination. Also known as the Certified Financial Planner or CFP exam, this six-hour computer-based test was designed and developed by the CFP Board, a non-profit organization that, according to its website, sets and enforces requirements for the CFP certification, a trademarked designation demonstrating that the authorized user has met rigorous professional standards and has agreed to adhere to principles of integrity, objectivity, fairness, and confidentiality when dealing with clients. The CFP exam assesses the knowledge of test takers in personal financial planning and tests their ability to apply their knowledge to real-world situations. Test questions cover a range of topics, including budgeting, investing, saving for education, planning for retirement, and managing taxes. Test takers must complete and verify a coursework requirement before taking the exam, offered four times a year at Prometric testing sites across the United States. Test takers can meet the coursework requirement by demonstrating that they have completed college or university programs registered with the CFP Board and have earned a bachelor’s degree or higher at a college or university with accreditation recognized by the U.S. Department of Education. Test takers can also meet the coursework requirement by completing coursework deemed equivalent through the CFP Board’s transcript review process or by demonstrating completion of specific academic degrees, including doctorates in business, economics, or business administration, and professional credentials, such as certified public accountant licensure, that fulfill most of the education requirements for the CFP certification. To obtain CFP certification, potential professional financial planners must meet experience and ethics requirements in addition to completing educational requirements and passing the CFP exam. They must show that they have three years of full-time professional experience or two years of apprenticeship experience and agree to adhere to the CFP Board’s Standards of Professional Conduct.

Currently pursuing his MBA at Colorado State University, Kevin Waida earned his bachelor’s degree in communication from the University of Missouri at Columbia. When he is not studying or fulfilling his duties as a graduate assistant, Kevin Waida enjoys a broad range of extracurricular activities, including working out and fantasy football. Fantasy sports are virtual games played by teams assembled on paper or in cyberspace from the ranks of the sport’s active athletes. Each participant typically fields one team, consisting of a set number of players at each position. A fantasy team’s performance is determined by the statistics compiled by the athletes in their actual games. Fantasy sports’ earliest appearance in American culture were fantasy golf and baseball in the early 1950s. Participants picked teams from the qualifiers for professional tournaments, and the participant whose team had the lowest aggregate score at the end of the tournament won the match. In 1962, Wilfred “Bill” Winkenbach, fantasy golf’s creator, collaborated with two other football aficionados to found the first fantasy football league, the Greater Oakland Professional Pigskin Prognosticators League, or GOPPPL. Scoring was originally limited to offensive statistics but has since evolved to include points recognizing defensive accomplishments such as interceptions and fumble recoveries. Many fantasy sports, such as fantasy baseball, football, and basketball, follow their sports’ organizational practices such as pre-season drafts. Once the season is underway, participants, called team owners, may acquire players who are not on anyone else’s roster, release players, or negotiate to trade players with other owners. Millions of Americans participate in fantasy sports, the most popular of which is fantasy football. Leagues may consist of friends and neighbors or strangers. For some, fantasy sports is a social event, the core of dinners, picnics, and other get-togethers culminating in the awarding of trophies at season’s end; for others, it is a fiercely competitive online undertaking with hundreds or thousands of dollars in prize money at stake.

A communications graduate of University of Missouri, Kevin Waida is currently studying for GRE exams. An avid basketball and football fan, Kevin Waida follows his favorite NFL players and teams closely through fantasy football. Achieving victory in fantasy football begins with a successful draft, but this important predictor of results is by no means the only factor at work. Staying on top of new developments, from injuries to unexpected slumps and breakthrough performances, helps fine-tune the roster a fantasy manager puts on the fantasy field each week. Additionally, trades and players entering free agency present major opportunities as the season progresses. However, don’t panic if overall performance is not up to expectation early in the season. Players often go through streaks, and the likelihood of a free agent having more upside potential than an early draft pick is not very high. Just as in the real world, negotiation skills are vital in securing more talent than given up. Look for situations where fellow fantasy football enthusiasts are eager to add a marquee player and are willing to trade more talent than that particular athlete is worth.                            

Kevin Waida earned a bachelor’s degree in 2014 from the University of Missouri in Columbia with a major in communications and a double minor in business and financial planning. Kevin Waida is currently a graduate student at Colorado State University, where he is working toward his MBA. Colorado State offers several MBA options geared toward different types of students. A few of these are the early-career MBA, the professional MBA, and the executive MBA. Early-career MBA students are typically recent college graduates, and they come from all areas of study. This educational path provides for an internship practicum and assistance in finding employment. Focuses include foundations of business, career development, and leadership. The university’s professional MBA is designed to help established professionals grow in their careers through developing new strengths. The program’s instructors emphasize ethical business practices and progressive thought processes in the workplace. The executive MBA program is geared toward professionals looking to enhance leadership skills and collaboration. Professors bring to the table real-world experience and a working knowledge of current trends.                            

Kevin Waida holds a bachelor’s degree in communications from the University of Missouri in Columbia and currently contributes to client relations as a staff member with Gustin Golf Course. During his undergraduate career, Kevin Waida served as an intern with the Columbia Golf Foundation, where he handled social media outreach through popular platforms like Facebook and Twitter, in addition to using video editing software to create media content. Committed to helping children reach their full potential, the Columbia Golf Foundation operates a mentoring program that matches aspiring golfers with professionals and coaches in their area. Additionally, the organization sponsors the Lucas Black Golf In Schools Program, which introduces golf through physical education programs at local elementary and middle schools. Supported by more than $20,000 in donations from Lucas Black, the program provides training opportunities and golf equipment for school-aged youth. For more information or to explore volunteer opportunities with the Columbia Golf Foundation, visit www.columbiagolffoundation.org.

A graduate of the University of Missouri - Columbia, Kevin Waida completed a double minor in business and financial planning. Kevin Waida is now studying toward his master of business administration (MBA) at Colorado State University. According to Bloomberg Business, both job and salary outlook is good for MBA graduates. At the beginning of 2015, the Graduate Management Admission Council (GMAC) noted a 3 percent increase in hiring intent over the previous year. Meanwhile, 90 percent of employers with intent to hire expressed plans to either sustain or increase the total number of positions available. Companies also expressed a preference for MBA degree holders over those with more specialized business degrees, though those with competitive technical skills are in even greater demand. Salary outlook appears encouraging as well. Approximately half of surveyed employers expressed intent to raise base salaries to match inflation, while 18 percent reported their expectation of an even greater increase. However, the majority of surveyed companies did not express similar plans to raise salaries for those who hold undergraduate or specialized business degrees.                            

Kevin Waida, a graduate student in the business administration program at Colorado State University, enjoys playing fantasy football in his free time. Involved in this activity since the age of 13, Kevin Waida has won more than $550 over the course of two seasons. In a fantasy football league, players from all walks of life can experience what it might be like to construct and lead an actual football franchise. Each fantasy team owner drafts his or her own team, develops a weekly lineup, and tracks each player's performance in real-life play to determine the team's success. The whole process begins with the draft, wherein each “owner” chooses players until he or she has filled each position. Fantasy owners earn points based on each player's statistics in actual NFL play, and the league provider translates these statistics into fantasy points. The rules of individual leagues can vary, with many employing a structure that sees teams complete head-to-head each week. Regardless of the type of league, fantasy leagues are similar to the real NFL in that one team ultimately emerges as champion.                            

Style grew more supportive over time

An undergraduate student at the University of Missouri in Columbia, Kevin Waida is currently studying business, communications, and personal financial planning. Kevin Waida has put his education to use as an intern at the Columbia Golf Foundation, where he handled communication on various social media outlets and created promotional videos and films. The Personal Financial Planning Department at the University of Missouri is nationally respected as one of the premier departments of its kind. The department teaches classes at the undergraduate and graduate level, covering topics ranging from financial management and saving to investing education. It also conducts research and delivers services to Missouri students. Undergraduate students taking classes through the department receive hands-on education that involves direct interaction with professionals in financial services. Students are expected to understand the factors that affect financial decisions, and many students go on to achieve various certifications, including the Certified Retirement Counselor and the Certified Retirement Administrator. Visit www.pfp.missouri.edu to learn more about the Personal Financial Planning Department.

Undergraduate Kevin Waida currently studies communications at the University of Missouri. Interested in sports, Kevin Waida served as the manager of his high school’s basketball team before enrolling in college. The international governing body for basketball is FIBA, which stands for the Fédération Internationale de Basketball. Recognized as the sole competent authority in basketball, FIBA establishes basketball’s official set of rules and equipment specifications, and controls the appointment of all international referees. The Federation also hosts several events around the world for the sport, including the FIBA Basketball World Cup. Originally called the FIBA World Championship, the first competition took place in 1950. The contest, played among six teams, was hosted by Argentina, which won the final game against the United States. The event has grown over the years, and now features 24 of the world’s best basketball teams. The official name was changed several years ago as an indication of the event’s increased prestige.

Kevin Waida has spent more than two years as part of the Gustin Golf Course staff. Though he is professionally engaged on the golf course, Kevin Waida is passionate about playing basketball. There are five recognized positions in the sport of basketball. The shooting guard and small forward often share similar responsibilities, which has given rise to the development of an unofficial position known as the swingman. Basketball players between the heights of 6’6” and 6’8” can be particularly effective as swingmen. Among the best-known examples are 2008 NBA Finals MVP Paul Pierce, eight-time NBA champion John Havlicek, and 10-time NBA All Star Clyde Drexler. It should be noted that not all wing players can function successfully as swingmen. Traditionally, the shooting guard is one of the shortest players on the court and would struggle to defend modern small forwards such as LeBron James and Kevin Durant. Shooting guards are often specialty players and can stretch the floor with three-point shooting or operate as defensive specialists against fellow guards. Small forwards, on the other hand, must provide their teams with a well-rounded set of skills on both ends of the floor.                            

A graduate of Fairview High School and the University of Missouri in Columbia, Kevin Waida has interned with the Columbia Golf Foundation and PFS Investments. During his undergraduate career, Kevin Waida was an active member of his church and participated with UKirk Ministries, a network of collegiate ministries associated with the Presbyterian Church. UKirk Ministries supports higher education students in their mission to share the word of Jesus on college campuses throughout the country. To help support their college ministries, UKirk encourages students to apply for grants through the Synod of Lakes and Prairies. The Synod of Lakes and Prairies of the Presbyterian Church encompasses 845 churches and approximately 125,000 members in the Upper Midwest. The synod provides short- and long-term grants for established ministries, in addition to offering grant seed money for new initiatives. Grant money can also be used for professional and volunteer ministers to pursue leadership development opportunities. Anyone engaged in college ministries can find more information and applications for grants and mini-grants at www.lakesandprairies.org/CollegiateMinistries.

A December 2014 graduate of the University of Missouri, Kevin Waida currently attends Colorado State where he is earning his Masters in Administration during graduate school. In his free time, Kevin Waida enjoys a range of hobbies, including playing fantasy football. As ESPN explains, fantasy football gives participants the opportunity to be the general manager of their own football team. At the start of the fantasy football season, players create a roster of NFL players. Throughout the season, each player uses the performance statistics of his/her players to compete against other teams. Fantasy football players must make critical decisions to control their team’s outcome, including benching underperforming players and acquiring free agents. Those who are interested in fantasy football can join an existing online league or start a new league with friends. While some leagues offer an auto-pick option, fantasy football participants may prefer to draft their own teams. If a player opts to join a draft league, he or she should research play rankings, statistics, and projections for the upcoming season to build the most competitive team possible.