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When you are looking to buy or sell your home in the Finger Lakes then you need to call us, especially if it is lakefront property. Mary is a luxury property Realtor and has a designation with the National Association of Realtors as a Resort Second Home Property Specialist and Chantel is experienced in working with Seniors as well as waterfront properties. Whether Buying or Selling a lake home in the Finger Lakes takes knowledge and experience and between the two of us you are receiving that and so much morel  Give us a call today 315-719-8377

How To Approach Rising Mortgage Rates as a Buyer In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that rates will fall, waiting will only cost you more. Mortgage rates are forecast to continue rising in the year ahead. If you’re thinking of buying a home, here are a few things to keep in mind so you can succeed even as mortgage rates rise. Mortgage rates play a significant role in your home search. As rates go up, they impact how much you’ll pay in your monthly mortgage payment, which directly affects how much you can comfortably afford. With mortgage rates on the rise, you’ve likely seen your purchasing power impacted already. Instead of delaying your plans, today’s rates should motivate you to purchase now before rates increase more. Use that motivation to energize your search and plan your next steps accordingly. Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. DM me today so you can better understand your budget and be prepared to buy your home even before rates climb higher. #firsttimehomebuyer #opportunity #homeownership #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters (at Keuka Lake Real Estate) https://www.instagram.com/p/CclrJdtuCKy/?igshid=NGJjMDIxMWI=

Feeling overwhelmed or not knowing where to start when it comes to buying or selling your home? If so, I've got the recipe for all your real estate questions! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #househunting #icanhelp #realtor #realestate #realestateagent #fingerlakes @chantelkincaid99 (at Penn Yan, New York) https://www.instagram.com/p/CZ6tsxNOUbN/?utm_medium=tumblr

Interest rates are continuing to climb but still remain at low levels leaving the door open for home buyers to remain competitive. Rates are still below the inflation rate. Sellers that are on the fence about selling should move up in the thought process. As rates climb the eligible buyer pool is reduced for their price range. @rachel_wiener_nmls_1483829 #mortgage rates #homebuying #buyingandselling #mortgagelender #realestate #fingerlakes #realtor (at Finger Lakes) https://www.instagram.com/p/CZ4OtYWu0nR/?utm_medium=tumblr

It’s the beginning of another work week for most and time to make sure we only have space in our minds for positive energy. What do you do to release negative energy? #realtor #realtorlife #positivity #postiveenergy (at Mary St. George Realtor) https://www.instagram.com/p/CZr1lFWu3Sy/?utm_medium=tumblr

Sellers, agents this should be one of the easiest things you can do and should do for your client and for the ease of scheduling appointments especially when using delayed negotiations. It supplies a list of appointments for each day, it gives the listing agent an automatic report and history of showings and it makes it easier for buyers agents to set up appointments for their buyers. And for sellers, it sets the importance of buyer placing their best offer in knowing that there are so many others looking at the same property. So in 2022 lets do better for our clients and customers. * Old way without showing time Buyers Agent: “Hi this is agent Jane Doe my client would like to see this property at 11am on the 8th”. Listing Agent: “ OK that time is not available, can you show it at 3PM?” Buyers Agent: “ I do not believe my client is available in the afternoon, let me give them a call” Buyers agent calls client and discovers client can only view property at the original requested time or two days later in the afternoon only. Buyers agent again calls listing agent and it goes to voice mail and agent leaves a message. 2 hours go by and buyers agent again calls listing agent. Listing agent is told that time slot is not available. Buyers agent asks listing agent what times are available. Listing agent states that the morning between 8 and 9am is now the only time left open. Buyers agent calls client and client states they just can not view property at that time. Buyers agent’s client is a cash buyer and willing to purchase above asking price but is never able to view property, so does not put a purchase offer in. Using Showing Time: Buyers agent calls client and tells them about this great property. Buyers states they are interested. Agent goes into Showing Time app and see calendar of showings and available time slots. Agent gives those times while on phone with client, client chooses the time they would like. Agent puts in request, it is confirmed. Agent shows property, and lets client know there are 24 other confirmed showings. Client sees property and puts offer in $75,000 over asking price & wins. (at Mary St. George Realtor) https://www.instagram.com/p/CYWpLGiu8Wb/?utm_medium=tumblr

When it is time to adventure off in style! Everyone loves a puppy especially a stylish one. https://www.instagram.com/lakefrontmary/p/CXOcdLyOCON/?utm_medium=tumblr

When it is time to adventure off in style! Everyone loves a puppy especially a stylish one. https://www.instagram.com/lakefrontmary/p/CXOcdLyOCON/?utm_medium=tumblr

Rabbit holes just lead you from one video to another but those painful videos, they should be outlawed! https://www.instagram.com/p/CXM32T6MAFl/?utm_medium=tumblr

This is so true. Cats that will not let you out of a room, raccoons that jump out of closets when you open the door, a squirrel sitting on kitchen table eating, grandma passed out in a bedroom that looked dead that no one told you about, fleas flying out of the carpet like backwards rain etc. (at Keuka Lake Real Estate) https://www.instagram.com/p/CW_4BULsXCh/?utm_medium=tumblr

Are you looking for waterfront privacy? On Seneca Lake? Then we need to talk about this spectacular offering of 5.3 acres. DM me (at Lake Seneca, New York) https://www.instagram.com/p/CW52KyWL9_P/?utm_medium=tumblr

A piece of blue sky attempting to make an appearance. I am just not ready for the cold weather. 💨☃️❄️ (at Keuka Lake Real Estate) https://www.instagram.com/p/CW3ZuCErd2O/?utm_medium=tumblr

Want to know the number one item on my holiday wishlist? It's getting you into a home you'll love! Let's start your happy home hunt now! Just send me a message to get started. #thehelpfulagent #home #houseexpert #house #listreports #holidays #happyhome #dreamhome #househunting #homeowner #realestate #realestateagent #realtor #happyholidays #marysellsthelakes #realestate #vacationhome (at Keuka Lake Real Estate) https://www.instagram.com/p/CW3NacFrRGF/?utm_medium=tumblr

Thanksgiving is over, but if you prepped correctly you should be eating delicious leftovers for the next 2-3 days - this is what we've prepared for, all of the eating with none of the work. What's your favorite leftover dish? #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestateagent #realestate #thanksgiving #yum (at Keuka Lake Real Estate) https://www.instagram.com/p/CWze_uostAf/?utm_medium=tumblr

A day to be thankful for! (at Penn Yan, New York) https://www.instagram.com/p/CWuUAUwMZSL/?utm_medium=tumblr

Great Seneca Lake waterfront lot for sale. 5.3 acres with 121 feet of waterfront on the east side allowing for glorious sunsets. Privacy abounds on this picture perfect lot. Build your dream home here and let your new lifestyle unfold. After all, you deserve it! Magic happens in the Finger Lakes so let’s get it! (at Mary St. George Realtor) https://www.instagram.com/p/CWmlczOsXuu/?utm_medium=tumblr