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You can get free e-PAN using Aadhaar. The Government has launched a facility to give instant permanent account number or PAN to you and other citizens having Aadhaar Number. This is a completely paperless, free-of-cost facility to get e-PAN in real time.

Multi-cap funds are a type of diversified equity funds that invests in stocks with different market capitalization. These funds can take advantage of and benefit from all market capitalizations from investment.

Demat simply means dematerialized account. The demat account allows you to hold shares in the electronic format. The demat account facilitates safe, easy and convenient trade.

Money market instruments are highly liquid and invest in short term debt of under a year. The instruments traded under the money market are the closest substitute for cash in terms of liquidity and tradability.

SBI Cards and Payment Services Limited which was incorporated in the year 1998, is a subsidiary of SBI. The State Bank of India is the largest lender in India.

The Finance Minister Nirmala Sitharaman made an important announcement in the Union Budget 2020. A new scheme called Vivad se Vishwas scheme would be launched to resolve all pending tax disputes.

RBI is the apex body resaponsible for regulating public and private sector banks, framing the monetary policy and other aspects related to the financial sector. The monetary policy is used to control inflation in the economy

Buying a car is really costly these days. A good car costs Rs 10 Lakhs or even 15 Lakhs and is an important financial goal. After buying a house the next step is to buy a car.

When it comes to home loan EMIs, banks and NBFCs have an unwritten rule. Home Loan EMIs mustn’t exceed 40-45% of net salary. In most cases its 40% of net salary. All EMIs together mustn’t exceed 50% of net salary.

The social media is flooded with posts on the closure of nine commercial banks after a mischievous poster made the announcement through a platform. The news spread like wild fire with many people in total panic.

National Pension System or NPS is an excellent investment to save tax. NPS invests heavily in equity up to 50% and offers the twin-benefits of high returns and tax saving.

PPF is an excellent tax-saving instrument. It offers the EEE tax benefit. The investment enjoys Section 80C tax deduction up to Rs 1.5 Lakhs a year. The interest and amount withdrawn at maturity are tax free.

Gold has evolved as one of the favorite commodities over the past many centuries. Even the early civilizations had recognized gold as a precious metal. Be it buying, gifting or investing, gold finds high applicability Worldwide.

The Government of India in collaboration with LIC has introduced a pension scheme for a limited period, called the Pradhan Mantri Vaya Vandana Yojana. The scheme came into effect in May 2017 and can be availed till 31st March 2020.

Many people invest just to save tax. These people rush to save taxes just before the March 31st deadline. Many a time this results in disaster as the wrong investment is made.

The two most popular investment options which ensure both the above-mentioned goals are FD and RD. SIP is an excellent way of investing in mutual funds.