For Those Starting From The Bottom

Say all the same things you were about to say, but in as few words as possible.

When companies are recruiting they could meet dozens of candidates. And all of them talk. A lot. Every hiring manager has had the experience of spacing out when a candidate talks on and on while trying to sell themselves. That's bad news, they're forgetting you already.

Before you go into an interview, practice cutting out the filler. It will keep your new employer focused on you and help them remember the impact you made after, when it counts!

"It is my ambition to say in ten sentences what others say in a whole book."

No worries, love! We’ll need a few more details to help you out, but it’s likely what your husband has is a 401(k) or 403(b). Look at what the Vanguard mail says, and if you see one of those written anywhere on the letter, then it’s a retirement account that he and his employer are contributing to. You could also call Vanguard (the number is likely on the letter) and ask them to explain it to you or your husband. While they won’t give you advice for free over the phone, they MUST give you information and answer all the questions you have about what the account is and how it works. 

Here’s more on this kind of retirement account:

Read. Read the news. Read books about how money and the economy work. Read biographies about people with money.