The Token Black Guy

Since millennials first started entering the workforce, their spending habits have been blamed for killing off industries ranging from casual restaurant dining to starter houses. However, a new study by the Federal Reserve suggests it might be less about how they are spending their money and more about not having any to spend.

A study published this month by Christopher Kurz, Geng Li and Daniel J. Vine found millennials are less financially well-off than members of earlier generations when they were the same ages, with “lower earnings, fewer assets and less wealth.”

Their finances were compared with Generation X, baby boomers, the silent generation and the greatest generation.

The researchers examined spending, income, debt, net worth and demographic factors among the generations to determine “it primarily is the differences in average age and then differences in average income that explain a large and important portion of the consumption wedge between millennials and other cohorts.”

me:

me:

You won for real or not at all.

OK let’s talk about overwatch female character design. Let’s look at some faces shall we? I see six different noses, five different chins (tracer and widows are almost identical), 5 distinct jaw lines (Pic I used for Mery doesn’t have a good angle on that), and let’s be generous and say 4 types of cheek bones. The eye shape is pretty distinct on each even if Ashe and Widow have similar eye make-up. So I’m not sure where the “face clone” complaints are coming from.