Financial Fitness 101

That blue & black dress! It’s all in the perception, similar in our finance.

Few of weeks ago, the social media was buzzing about that blue and black dress.  There was in an intense debate about a photo posted on Tumblr by Caitlin McNeil, a 21-yr old singer.  The photo of the infamous dress went viral and the internet was split between the “white & gold” and “blue & black” camp.  One of the polls showed 75% saw the dress as “white and gold”, and 25% saw “blue and black”.  

The truth and the reality is the dress is blue and black.

How can a large group of people saw the same thing and be wrong (including me, but then I can see the shade of blue and black when I heard the real colour which is very interesting), which brings me to think that 2 people can look at something and see it completely different?    

There are many theories explaining how we perceive light and colour.  One explanation behind this was colour perception.  We all don’t see colour the same way and is affected by our response to our past experiences of the outside world, individually we develop a unique perception of colour.

What we see may not be the reality!

Similarly we can see this in our finances, when our past experiences (habits and money story) can affect our financial well being.  What we don’t see doesn’t mean it doesn’t exist.  Like the blue and black dress, even though most saw it as white and gold, it doesn’t change the story; the reality is its blue and black.  

In the North America, consumers have a big appetite for credits and people are plunging themselves deeper into debt.  There’s the “keep up with the Jones”, “I deserve it”, or “having this will make me look successful” attitudes.  These attitudes can get people into debt.

The people who maxed out in debt are not changing their behaviours.  Could they not see what others see?  Where is this consumer debt coming from?  Is there a discrepancy between our reality and our perception?

I'm excited to share a very special offer from my friend and best-selling Hay House author Ann Wilson…

Having achieved her own financial freedom, Ann has a great desire to help as many people as possible and that is why she is offering her brand-new incredible book for free (just pay $7 for shipping), along with a free $197 4-Week Wealth Kick Starter Online Course that goes deeper into — and beyond — the book.

CLAIM YOUR BOOK HERE>>>> 

The book, THE WEALTH CHEF: Recipes to make your money work hard, so you don’t have to, is a powerful how to resource to help you create the life we deserve with money supporting you. It's about understanding what financial freedom is and how to create it in your life. Ann shares with you how to get more of your money staying in your life, how to break free from debt, how to invest safety and what to invest in and exactly what you need in your of financial freedom plan.

If you don’t already know Ann - beyond her TV, radio and live speaking appearances around the world - she is also the founder of Financial Freedom University, the legendary personal finance program for big hearted people, and JFDI - Just Friggin’ Destroy It - Your debt that is, the world's most powerful marketing training to get you out of debt.

One thing that will surprise people about The Wealth Chef is that it isn’t all about Ann, yes she shares her story about how she went from a broke divorcee to being financially free in just 8 years, but then she shows you exactly how to do the same in your own life using jargon free language and easy to implement steps.

Hay House will be releasing The Wealth Chef on January 20, but this is your chance to get the book for free — this offer from Ann is for a limited-time only, so don't miss your chance to learn from one of the best.

Join Us on an 8 Expert Interview Series

Build a Wealth Strategy & Mindset: Discover proven strategies to build wealth, pay off debt & live more fully! 

Free Virtual Event starting on Jan 19, 2015

Meet Melinda Frost (Engel), MBA, the founder of Mindful Money Works and the Mindful Money World Summit.

Through sound financial application and deep inner game transformation, Melinda helps women to tackle and transform their relationship with money, so they can play full out in life and business, and live abundantly on their terms.

Melinda stands for financial empowerment, where everyone has the opportunity to live an abundant, financially empowered life, that allows them to heal themselves, their communities, and the world in a bigger way. 

Lavinia is a holistic personal finance expert and founder of Butterfly Wealth Creation Consultancy.

Following several years working in the finance industry across Europe, including CitiBank, Ernst Young and The London Stock Exchange, she went on to create her own business after the crash of 2008 where through her various events, courses and 1-2-1’s she has helped influenced 1000s to have a better and more empowered relationship with their money.

She expertly shows them how to become bigger than their financial situation and spread their financial wings in order to create, preserve & prosper.

She has been featured in PRIDE Magazine, The Observer & The Sunday People's Take It Easy Magazine.  As well as nominated for a national ‘Women Inspiring Women Award’ and listed as one of the top 50 business women to follow on Twitter by Birds on the Blog.

Martina Zorc, founder and CEO of The Million Dollar YES Club: Exquisite Life. Profitable Business. Lasting Impact. and a Divine Living Certified Coach, helps brilliant heart-centered, ambitious and decisive coaches and other transformational service-based entrepreneurs worldwide with wealth consciousness, branding and marketing, so they can become magnetically irresistible to their ideal clients and opportunities, and grow their business exponentially while enjoying life more than ever before.

As a Money Breakthrough Method® Certified Coach and Sacred Money Archetypes® Coach, Martina helps her clients shift their relationship with money and double, triple or otherwise multiply their income and profits while working less and having a blast in their zone of genius.

As we approach the end of 2014, I’m excited because I know 2015 will be a year of growing and learning for me, and I’m proud to launch my new website FinancialFit101.com.

The idea came about when I was introduced to LIFE Leadership in early 2014, a company which has opened my mind to the many opportunities it offers.  As a business, it just makes sense (I will save this story for another time)! What I have come to appreciate about this organization was the life changing information it provides my family and myself.

Being an entrepreneur and self-employed for the majority of my career, I never took much interest in personal development. On occasion, I simply scan articles and blogs offering various life tips. 

However, I started to listen to the LIFE Leadership audio programs—and especially when I read the book “Resolved” by Orrin Woodward—it was like opening Pandora’s box (again, I'll save this for another story).  I craved more of this information; I was hungry for more knowledge and truths, which lead me to read the Financial Fitness book by Chris Brady.

As a realtor and an ex-mortgage broker, I always considered myself to be pretty savvy financially, but reading and listening to the Financial Fitness Pack changed my whole view on financial literacy.  I started to question why we were never taught these principles in school, then questioned why I wasn't living my life by these principles.  In society today, many people are struggling with debt, the change of their working environment, the financial demands of everyday living, and the necessity to work to pay the next bill.  It doesn’t matter where we are in our financial journey; this is a life skill anyone can use to understand their own personal finance and even their view on money in general.

I started to be more interested in anything related to finance—from blogs, to people’s perspective on wealth or paying off debt. I became more interested in politics and what the government is doing about our economy.  There are so many great websites offering different perspectives on personal finance, so I thought it would be great to share them all in one space.  I hope you will enjoy and benefit from the collections I have here.

Multimillionaire Ann Wilson is known as ‘The Wealth Chef’.

Sought after money & wealth expert, speaker & author of ‘The Wealth Chef’ book -  Ann helps people all over the World become financially free by sharing her simple ‘recipes for wealth’.

Ann is an expert on how to improve your relationship with money; get out of debt; invest easily; and make your money work hard for you so you know with certainty that you will be able to stop working and not just survive but live a life you really love.

After 21 years in a very successful career as a Civil Engineer, working on large infrastructure projects around the world, Ann chose to leave the corporate world and use the financial freedom she had created to help others achieve the same in their lives.

Her expertise is called on by the likes of Fin24, The Johannesburg Stock Exchange, and numerous corporate and personal development organizations.

She is also a regular on International radio and TV, having been featured on 702 Radio, Kaya FM, Classic FM, Power FM, SABC and CNBC.

Ann is a free spirit who enjoys art, photography, cooking, skiing, diving & sailing. She loves to travel the World and has lived all over- in Africa, Hong Kong, Australia, the UK, the USA and Europe, currently residing in Paris with her husband and ‘fur-kids’.

Nafissa Shireen is an award winning Master Coach, International Speaker and Business Advisor. She has a gift for empowering and propelling people to their highest potential.

With 25 years' experience leading 6-figure to 9-figure companies, she strategically partners with entrepreneurs to help them focus on sustainable & scalable business growth, so they can create a highly profitable and luxurious business and life.

Passionate about helping women earn what they are worth and build their wealth, so that they can realize all of their dreams and desires. She brings together her vast business knowledge with the deep inner work needed to help entrepreneurs identify blocks, step out of fear and overwhelm, raise their wealth consciousness, and move forward towards their goals with measurable, tangible results.

She is a featured Expert and regular contributing author for Today’s Innovative Woman Magazine, and is profiled in Canada’s 2014/2015 Distinctive Women Magazine. 

Jan Marie Dore empowers professional women business owners to feel more confident in sharing their authentic voice and message online, onstage, and in media to inspire positive change in the world.

She teaches online business strategies to attract more clients and experience more freedom, fulfillment and income, and hosts an online community of conscious women entrepreneurs worldwide. You can sign up to receive Jan Marie’s blog lessons to grow your business and live a great life.

When people talk about literacy, the first thing that comes in mind is written literary texts and composition.  Literacy is one of the most powerful assets that humans can have to change their lives.  Very rarely do we think of Financial Literacy.

My life’s purpose is to inspire and empower as many people to acquire financial literacy.  There has been a huge gap left by our education system on Financial Literacy; I truly believe that by raising awareness around financial literacy, people can have a better quality of life.

I’ve been a serial entrepreneur for most of my life, a continuous student of life and always aiming on improving myself.  I seek excellence in everything I do.  I own my own boutique real estate brokerage, a member of LIFE Leadership; I am also a wife, a hockey mom to 3 beautiful children and a proud owner of 2 racehorses. 

In my spare time, I love to surf the net, read and travel with my husband and kids to fun places around the world.  

As an award-winning Executive Mastery Coach, Certified Money Breakthrough Coach, Master of Accountancy, retired C.P.A., and retired Senior Sales Director

Janis Pullen has taught hundreds of people to grow their businesses, achieve excellence, and flourish in life.  

Janis empowers and leads professionals to triumph in their physical and financial fitness, including weight, wealth, and leadership.  Releasing 50 pounds in the 1990’s and being self-supporting for decades, Janis is passionate about helping people uncover their magnificence.  She works with people who are committed to both personal and business success, including executives and entrepreneurs who struggle with feeling stuck, stressed, overwhelmed, or overweight, so that they can clean up their money issues, leverage their time, and shed their financial or physical weight in order to have healthy, balanced, and abundant lives.  Janis created and coaches the Ontological Weight Loss (O.W.L.): Your Once-in-a-Lifetime Solution Programs. 

She trains, consults, and coaches several other programs, including the O.W.L. Weight Loss Coach Certification & Training, Become the Ultimate Weight Loss Coach Training, the Keep It Off Club, the Weight of Money Breakthrough Programs, the O.W.L. Weight Loss Programs, and various other private and group coaching programs.  Janis is a speaker, trainer, and published author.  

“I support extraordinary individuals and businesses who are dedicated to creating incredible results and who are willing to reinvent themselves in order to do so.”

Vanessa Shaw is a business growth and success mentor for passionate entrepreneurs and empowered leaders who have the drive and vision to make a difference in the world.

Using her proven business development strategies and fundamentals—refined through working with hundreds of diverse international clients—she helps you play a bigger game in life by running a lucrative, powerful business and enjoying the lifestyle of freedom you want.

After a career in the UN in Switzerland and a stint as Chief Domestic Officer (a.k.a. Stay-at-Home Mom), Vanessa started her pan-European boutique executive coaching business in 2005. After almost 10 years of practice and growth, she and her team worked with some of the world’s top law firms, banks, and international corporations across Europe, such as KPMG, the World Economic Forum, Oracle, and CM Cameron McKenna.

After her achievements in Europe, she made her “big bold move” to the United States (making one of her own personal dreams come to life) and rapidly established a successful US-based business in under 12 months

Vanessa is the business mentor to turn to because she “walks her talk.” She applies her tried and tested business success principles when mentoring her clients. Vanessa has a savvy gift of pinpointing exactly where entrepreneurs can immediately make quantum leaps to step into their role as CEO of their business and start seeing more income, more clients, and more success.

Vanessa’s unique “partnership” approach to working with clients is what delivers such incredible transformations to business owners and leaders all over the world. Vanessa helps high-powered entrepreneurs, executives, and leaders break through the 6- and 7-figure income barriers, confidently step into their leadership roles, and helps them be bold and play bigger.

Vanessa Shaw is a business growth and success mentor for passionate entrepreneurs and empowered leaders who have the drive and vision to make a difference in the world. Using her proven business development strategies and unique partnership approach to coaching—refined through working with hundreds of diverse international clients—she helps you play a bigger game in life by running a lucrative, powerful business and enjoying the lifestyle of freedom you want. 

After a career in the UN in Switzerland, a stint as Chief Domestic Officer (a.k.a. Stay-at-Home Mom), and 10 years as CEO of a pan-European boutique executive coaching business, Vanessa moved to the United States and rapidly established a successful US-based business from the first steps of a concept to unmatched levels of success in just over a year. Vanessa has worked with some of the world’s top law firms, banks, international corporations, and high-powered leaders from around the world, such as KPMG, the World Economic Forum, Oracle, and CM Cameron McKenna. 

Vanessa has a savvy gift of pinpointing exactly where business owners and leaders can immediately make quantum leaps to step into their role as CEO of their business and start seeing more income, more clients, and more success. Vanessa’s clients quickly break through the 6- and 7-figure income barriers, and play a bigger game in business and in life.

Is Financial Fitness 101 right for you?

If you want to learn how to build wealth and/or get out of debt and/or understand how the economy affects your money, then you are in the right place.  There is something here for anyone at any stages in their financial journey.  

My intention is to not only share tips and strategies with you but to inspire and motivate you to help you along your financial journey.

If you’re in debt, no worries.  You’ll learn how to pay it off once and for all and begin living with a clear mind.  You’ll learn how to budget and build good habits so that you get off the feast and famine train.  If you want to learn strategies of building wealth or increase your income, we love to share with you tips and techniques.  I’ll share the rules and philosophy of around money.  

Are you ready to be financially fit? 

Join me and get ready to embark on a journey to ease the financial stress and start to experience the feeling of freedom of being back in control of your personal wealth. 

Got a question or comment?  You can reach me directly by sending me an email. Visit www.Financialfit101.com - Get Inspire & Empower, Be Financially Fit!