I finally put up some shelves in the dining room, and that made me spread out some papers Iâd been keeping buried in a pile.
I took a close look at my pension plan this morning, at the numbers. Iâd been sort of blowing it off, thinking oh, itâs not all that much. Turns out it kind of is. Not massive, but substantial. Enough to make a difference when Iâm not pulling in new income. Like, annually, man.
The other thing that caught my eye was something I had somehow hidden from my own view: the phrase Normal Retirement Age.
Iâm not sure yet if I have to retire at Normal Retirement Age, or if I simply can and begin reaping the benefits (as John Lovitz said in The Wedding Singer). Iâd been thinking that there would have to be a schlep to age 68, since thatâs when my stupid Social Security finally maxes out. But suppose I have to bail at 65. Thatâs only seven years from now.
Gave me a moment of deer-in-the-headlights to my own mortality. Except yeah, I know, itâs not âmortalityâ, itâs just the end of my so-called career. But this is what the plan of moving to Chicago for my pre-retirement was all about. Positioning myself away from my previous retirement plan of âcardboard box in Tompkins Square Parkâ. And suddenly I know it was a good idea moving here. I feel like I have to scramble, actually. Because thereâs no time left.
Oh hey, look, I just bought a car. A brand new car. One thatâs supposed to be mechanically sound and has a good resale value, and I got the base model tricked out with the Pop and Tech packages that give me heated seats and backup camera and all kinds of doodads. It reminds me of choosing a computer, where youâre looking for the sweet spot in the price points. And I think thatâs what I did. I bought the middle-priced option and maxed out the RAM and disk.
I guess it should last me until my retirement. Thatâs part of why I wanted to buy a new oneâso it would last. Thatâs part of why I wanted to get it tricked outâbecause the doodads and Tech Package stuff will get cheaper and more integrated into all models over the coming years, and wonât seem like such a luxury in ten years.
My relocation from NYC was never just about the money. Itâs about living, and doing those things I want to do without having to suffer too much to do them even after the income is gone. E.g., I still havenât published shit, but Iâm writing. I like to write. I donât necessarily like to finish, but I like to writeâŚ
And Iâm not playing out but Iâm still playing my guitar. We went to Indiana to see my friend T yesterday. Drove down in the car, used the Carplay Apple Maps to get thereâactually no, because I like them better I used Google Maps but you can only get the navigation audio through the car if youâre using an iPhone. It wonât show you the Google Map. Big surprise. Thanks Cupertino.
Kind of confusing, kind of distracting, and I got us lost in Gary on the way home, where we at least ran into an awesome mural of the Jackson Five before I figured out I had Maps in how-to-get-there-on-foot mode. It was making me kind of nuts, lost in weird Indiana (BTW? Indiana:Chicago::Jersey:NYC), wondering why it said it would take 12 hours to get back home. (âHome to Chicagoâ, another weird thought.)
But even though I didnât play guitar for or with Tâs stepchildren, I know I will with them or with other people, and soon. I can make that happen too. And thatâs something else that makes me happy, and a part of what I need from life and my so-called retirement. Possibly a large part.
By the way, Chicago looks like a little jewel on the horizon of Lake Michigan when seen from the Indiana Dunes. (Full disclosure: thatâs not actually Chicago on the horizonâChicago is tinier and out of frame to the right. But it was there, and beautiful.)
And I got to swim in the lake tooâsomething else that makes me happy.
P.S. Eleven Herbs and Spices Fried Chicken last night. Pretty good Labor Day weekend, all the way around.
tiny purple fishes run laughing through your fingers I finally put up some shelves in the dining room, and that made me spread out some papers I'd been keeping buried in a pile.