Chichi’s Closet

Reasons to reinvent yourself

There are many reasons why you might find yourself craving self-reinvention. Ultimately, it’s a sign that you are seeking change in some area of your life. Here are some possible reasons why it could be time for you to start reinventing yourself. 

You’re stuck in a rut.  Being stuck means you feel like you’ve stagnated in some way. This feeling of languish could be because of a static relationship, tiresome job, or lack of general inspiration.

You’re seeking fulfillment out of life. Wanting to reinvent yourself could come from your desire for personal fulfillment and deeper meaning and purpose in your activities and how you spend your time. This need for self-improvement tends to happen when we acknowledge how much time we’ve wasted on things that don’t bring us joy or meaning.

You need a change. There doesn’t always have to be an exact reason why you crave self-reinvention. It could be that it is simply time for a seasonal shift to occur in your life. From a new haircut to breaking up with your toxic partner, change is a natural thing to desire.

5 steps for reinventing yourself

1. Start with self-understanding and self-awareness

One of the first steps you can take towards reinventing yourself is self-awareness. This means actively assessing your situation and what you would like to achieve. Contemplate your current position in life and what brought you to where you are now. Think about what you’d like to achieve in the next five years and where you would like to be in the future.

2. Define your core values

One really useful practice is defining your core values. It will be much easier to make positive changes if you know exactly what they look like and why you want them. Use these core values to create a personal vision statement that will orient you toward how you want to reinvent yourself.

3. Ask yourself what you want to change

Everybody wants something that they do not have. But chasing after what you don’t have is only worth it if you’ve deeply considered what it is you really want and why. Take a moment to yourself and ponder what is missing from your life. Where/who do you want to be, and what constructive changes can you make?

4.Be honest with yourself

Being honest with yourself can force you to deal with some hard truths that are uncomfortable to acknowledge. This makes it all the more important. Lying to yourself will only hold you back from personal development.

5. Surround yourself with the right people

The type of people that you surround yourself with has the power to either lift you up or bring you down. Make sure that the people around you are kind, honest, and want what is best for you in life. They will encourage you to do the right thing and keep you grounded. 

Reinventing yourself means discovering yourself

Reinventing yourself doesn’t necessarily have to be a complete overhaul of who you are as a person. It should be about recognizing your values and living your life as your authentic self.

Whether your goals involve a new career, moving to the countryside, or finally learning to love yourself, self-reinvention is a quintessential part of life. It is also a lifelong journey.

Until next time.

1. Living with parents while in school

While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!

2. Become Delusional as F**k

The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.

For more financial literacy context read these posts

Escape Your 9-5 Job If You Don’t Want to Work

“Make Money When your Young, Pretty & Ambitious.”

How to make a credit card work for you

Keep Low Credit Utilization:

Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.

Pay On Time, DONT MISS PAYMENTS

Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.

Keep Old Accounts Open:

The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.

Monitor Your Credit Report:

Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.

Avoid Closing Old Accounts

Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.

Conclusion:

Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals

Until we talk again !

“To whom much is given, much will be required”

I love that quote! It’s a reminder that if you want a lot you have to go through a lot. The best things in life are found through effort and experience. I know the “soft life” has convinced us all that being a “bad bitch” is enough to achieve the life of your dreams. However, in reality, that’s not all it takes! The life of your dreams doesn’t just appear! It is a treasure, and like a treasure, a hunt is required because you only find what you seek!

God/the universe, whatever you believe in, is always guiding you to become your best self. Let life mold into what you need to become, so that you can receive the desires of your heart. There is a lesson to learn in every season, and it’s your job to have enough wisdom to let life be your teacher.

At the end of the day, as much as we all want to, there is no avoiding the process or the discomfort that different season bring. If you are not already born into money you’re going to have to figure out how to get everything you dream of. Which means, you’ll have to go through some thangs!

How to embrace each session if your life?

I. PRAY

Pray, pray, pray.

Seriously! Without getting too religious, prayer works! Plenty of the darkest seasons of my life required a crap ton of prayer to get through the days. You have to remember nothing is happening to you, and everything is happening for you. You are where you are because that’s where you’re supposed to be. Trust that God has a plan, and it’s more beautiful than anything you could imagine.

Pray for guidance, pray for clarity, and pray for wisdom. Prayer has a way of providing calm in the midst of a storm.

II. SLOW DOWN

Take a moment to reflect on everything that lead you to where you are today.

Realize that some days will be productive, while others will feel like you aren’t doing hardly enough. We are all human, and growth is never linear. If you’re always moving and doing it’s hard to hear your intuition. It’s ok to slow down and listen to what the universe is trying to tell you.

III.FIND A NEW PART OF YOU TO EXPLORE

As humans we’re always evolving. We change the way we dress, the activities we enjoy, who/how we like to spend our time, and everything in between.

As you enter a new season of being take the time to reflect on what’s changing about yourself. Is it a change you like? Are you regressing? Take the time to explore and get to know this new version of yourself. Be curious without being judgemental.

IV. PRACTICE GRATITUDE

Practicing gratitude is the quickest way to call more good into your life. By being thankful for the good things in your life, no matter how big or small they may be it allows you to focus on the positive aspects of your life and acknowledge the good things that have come your way.

Some ways to practice gratitude include keeping a gratitude journal and expressing gratitude to others, taking time to appreciate nature, and focusing on the present moment. By practicing gratitude regularly, you can improve your overall well-being and increase your happiness, and better weather any season in your life.

Ultimately, accepting the changes and transitions that come with different stages of life, whether they be joyful or challenging. It means acknowledging that life is a journey with ups and downs, and learning to appreciate each moment for what it is. By embracing the seasons of life, we can grow, learn, and become more resilient individuals.

Until we talk again ❤️

Chichi

Working consistently, burns me out. I have no desire to prove my worth through productivity, nor do I have any desire to engage in hustle culture. I’m sure many of us can relate to feeling like the pressure to perform is exhausting. This is likely why, “soft life” is the latest trend on social media and has taken the girlies on Tiktok by storm.

In this new soft life era apparently, no one has a job and everyone is a "sahm" or "sahgf". While I understand the desire to escape the matrix and have a man you can fully depend on. Creating a more balanced and fulfilling life does not have to solely depend on your partner (though it helps!).

At the end of the day we still all want money! So how can we create an abundant life while still having a work-life balance?

Step 1: Be willing to make sacrifices

There is no such thing as something for nothing. Get that out of your head! I know we sometimes want to be saved, but unfortunately, life isn’t always a fairytale. Everything that we desire in life requires us to give up something else.

Do you want a better body? Give up junk food and exercise more. Do you want a better man? Give up your dust! To bring in the new we have to get rid of the old. If you want a soft life you’re going to have to strategize and be willing to give up what is no longer serving you.

Step 2: Find a passion you can monetize

*major key*

As the saying goes, “If you love what you do, you’ll never work a day in your life”. Find something you enjoy doing, then figure out how you, can earn money from it. Are you good at doing hair? Become a hairdresser. Are you the best dressed in your circle? Become a virtual stylist. I promise you, for whatever talent you have there are people willing to pay you for it!

For myself, I love teaching and writing! Blogging is a great way to share my expertise, create passive income, and create the life of my dreams that don’t necessarily depend on me going into a job. Also, you can make money blogging with a relatively small audience.

Check out my blog post "Make Money When your Young, Pretty & Ambitious." For more on this topic.

Step 3: Invest, invest, invest

*Another major key*

We all need money to survive. There’s no way around it! Ideally, we would live a life where money isn’t an issue and if that is your goal you have to start investing ASAP! By investing in assets eventually, those assets will make you money.

For example, invest in stocks like the S&P 500 (which is an index fund that is essentially many companies in one stock). Invest in stocks that will grow over time and make you more money than you bought them for. There are tons of ways to start investing: choose one!

A few types of investments

Real estate

Stocks

Businesses

If living a soft life is a priority to you start today with these steps that will eventually allow you to either fully retire or work minimally. If you don’t, you’ll just be stuck doing something you don’t enjoy or waiting for prince charming to come and save you.