Please, if you have disabled people in your life (or even if you don’t), consider that this election could cost them their lives. Some of these proposals can keep disabled people in this country from becoming homeless, dying or losing benefits.
Two more things from this that are really, REALLY good.
Expand access to tax-advantaged savings accounts, ABLE accounts, which provide people with disabilities a way to pay for “qualified disability-related expenses, such as education, housing and transportation.” Biden will work to pass the ABLE Age Adjustment Act, which will make ABLE accounts available to 6 million additional adults with disabilities, including 1 million veterans.
Explanation: So an ABLE account is one of only a few ways that disabled people can save and invest money above $2000 without losing benefits. It’s a separate bank account the person can use for a very long list of “qualifying expenses” including shelter, food, transportation, healthcare, etc. In many states, these accounts can’t be clawed back, which means that after the person dies the state can’t swoop in and seize them (if you’re on Medicaid in a lot of states, guess what - after you die the state can legally take your assets to “repay” the costs of your medical care. But not ABLE accounts, in some states).
Unfortunately right now there’s a caveat that a person has to have had their disability or illness begin before age 26 to qualify.
The ABLE Age Adjustment Act would make these accounts available to disabled whose disability/illness began before age 46 - which would mean it would be available to many more people who need it.
Reverse damage done to Social Security rules by the Trump Administration. President Trump announced that he wants to change the Social Security rules for people who get disability benefits, including SSI and SSDI. His proposed change would require many to re-verify their disability every two years, a tough enough process to get through once, targeting adults with disabilities who are close to retirement, children with disabilities, and people with certain medical conditions including cancer and behavioral disorders. If approved by the Trump Administration, Biden will rescind this harmful proposal.
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theartofmadeline
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2087
