2040 Wealth

Rural Funds Group is a Real Estate Investment Trust (REIT) who own a diversified portfolio of agricultural assets in Australia and derive income from leasing those assets to experienced agricultural operators, Rural Funds Group offer an attractive 6.13% dividend yield.

As Rural Funds Group is a real estate trust their income shouldn't be too impacted by poor performance in the agricultural sector, as tenants still need to pay rent, for this reason I feel that Rural Funds Group is a fairly safe bet with a high yield dividend payout.

Here are a couple more reasons I decided to buy Rural Funds Group shares.

RFF shares are trading at an almost 30% discount from its year high at $2.42

Dividend yield of 6.13%

RFF has recently increased its dividend

Rural Funds Group is in the top 25% of dividend payers in Australia (5.6%)

Stable management with the average tenure of 9.6 years

Tenants still need to pay rent regardless of an underperforming sector.

Some things to consider about Rural Funds Group

Debt is quite high at 60% however this is how REITS operate and a low interest rate environment might be good for RFFs investments.

As I continue my investment journey and build my stockpicking toolbelt this analysis will continue to become more detailed.

Rural Fund Group's dividend

At the time of consideration Rural Funds Group pays a 6.13% or 11 cents per share dividend, now with an investment of $1500 that nets you about $95, compare that to my bank account that currently pays 1.6% pa or $24 with $1500 in savings.

Rural Funds Group currently has a payout ratio of 82% with a future payout ratio of 81% and it's future cash flow value more than covers future dividend payouts.

Need another opinion? Check out the Motley Fools thoughts on RFF 

https://www.fool.com.au/2019/11/07/3-reasons-why-i-think-rural-funds-is-the-best-dividend-share-on-the-asx-today/

Those are my thoughts on Rural Funds Group, if you have any thoughts on Rural Funds Group shares feel free to leave a comment below.

Who is Scentre Group

Scentre Group is a Real Estate Investment Trust (REIT) who own all of the Westfield supermarkets in Australia and derive income from renting the stores in the Westfield shopping centres, Scentre Group offer an attractive 5.71% dividend yield. As Scentre Group is a real estate trust the income isn't too impacted by poor performance in the retail sector, after all, shops still need to pay rent, for this reason I feel that Scentre Group is a fairly safe bet with a high yield dividend payout. Here are a couple more reasons I decided to buy Scentre Group shares.

Scentre Group shares are trading just below value

Dividend yield of 5.71%

Scentre Group is in the top 25% of dividend payers in Australia (5.6%)

Retail stores will always need to pay rent regardless of an underperforming sector.

Portfolio diversification

Franking at 30% is a little disappointing but better than 0%

As I continue my investment journey and build my stockpicking toolbelt these analysis articles will continue to become more detailed so stay tuned to the blog.

Scentre Group's dividend

At the time of consideration Scentre Group pays a 5.71% or 23 cents per share dividend, now with an investment of $1500 that nets you about $90, compare that to my bank account that currently pays 1.6% pa or $24 with $1500 in savings.

Scentre Group currently has a payout ratio of 87% and it's future cash flow value more than covers future dividend payouts.

Those are my thoughts on Scentre Group, if you have any thoughts on Scentre Group shares feel free to leave a comment below.

I now own my very first shares woohoo! As I have only just started investing in the share market and learning about share investing, owning my very first shares is exciting.

Owning shares in big banks is a pretty reliable income generator, all of the big banks pay dividends to their shareholders and in many cases the dividends payout is at a higher rate than if you had savings accounts with them.

Westpac was a choice for me over the other major Banks for a couple of reasons at the time of my decision.

Westpac was not over valued, looking at many of the other major Banks there prices appeared to be overvalued, Westpac was the one bank share that appeared about right, ofcourse lower is always nicer. 

Valuation of Westpac shares from the Simply Wallstreet site

Dividend yield (I'll talk more about this in a sec)

Westpac is in the top 25% of dividend payers in Australia (5.6%)

Banking industry is a necessity and is not going anywhere anytime soon.

Westpac's whopping dividend

At the time of consideration Westpac pays a 6.59% or $1.88 per share dividend, now with an investment of $1500 that nets you about $100, compare that to my bank account that currently pays 1.6% pa or $24 with $1500 in savings.

It is worth considering though that Westpac currently have a payout ratio of 91%, and there has been some pressure on Westpac to cut it's dividend, however even if Westpac cuts it's dividend by 10% it will still have a decent yield.

Payout ratio of Westpac shares from Simply Wallstreet

Dividend stocks play into my current investing strategy and as this is my first post on shares I plan to release a post about my current strategy soon.

Those are my thoughts on Westpac, if you have any thoughts on Westpac shares feel free to leave a comment below.

Read the full article at:

This is breaking in Australian cryptocurrency news, AUSTRAC has just shut down to Australian cryptocurrency exchanges in a series of Federal Police raids across Melbourne.

The names of the cryptocurrency exchanges are unknown at this time however a 27 year-old associated with the exchanges has been arrested.

More than 2 million dollars in assets have also been seized by the Australian Federal Police following a court order.

The two cryptocurrency exchanges will not be permitted to operate until further notice.

Horizon State is a blockchain company based in Melbourne, and their token HST Powers their blockchain voting platform.

An interesting development in government blockchain news, the South Australian government is planning to use blockchain technology to power the next election using Horizon State.

It's an interesting development considering that the digital transformation agency recently came out again stating that blockchain technology didn't really have a use in government services at this stage due to it's inability to edit or delete records.

However for voting it makes perfect sense to use blockchain to verify voters and prevent fraudulent votes and tampering.

You can read the full article from Micky at the link below.

https://micky.com.au/blockchain-technology-used-by-south-australian-government-to-conduct-election/

Australian cryptocurrency exchange MyCryptoWallet just announced their new crypto debit card, mCryptoCard, which allows you to use your cryptocurrency stored on their exchange to purchase goods and services via EFTPOS.

At launch you will be able to use the card to buy goods and services using one of the following five cryptocurrencies;

See the full story at: https://micky.com.au/buy-groceries-with-power-ledger-and-xrp-seriously/

Power Ledger

Litecoin

Ethereum

Bitcoin

Ripple