Just a Girl

invest in a good mattress early on. there are many other ends you can save on - sleep is not one of them. this is key to how much energy you'll have throughout the day

you don't need a bedframe but you do need a slatted bed base (even if it's just pallets)

opening a bank account is easy

there's youtube tutorials for everything. how to install your washing machine, how to use tools, fixing stuff around the place. channels like dad, how do i? are a godsend

change energy provider as soon as your old deal runs out. you'll get better offers elsewhere and avoid price gouging

assemble a basic first aid kid at home: painkillers, probiotics, alcohol wipes, bandages, tweezers, antihistamine tablets - anything you might need in a pinch

and an emergency toolkit: flashlight, extra batteries, a utility knife, an adjustable wrench, multi-tool, duct tape

set your fridge to the lowest temperature it can go. the energy consumption is minimal in difference and it'll give you +4/7 days on most foods

off-brand products are almost always the same in quality and taste, if not better, for half the price

coupons will save you a lot of money in the long run

there's no reason to be shy around employees at the bank/laundromat/store; most people will be happy to help

vegetarian diets are generally cheap if you make food from scratch

breakfast is as important as they say

keep track of your budget in a notebook or excel file - e.g. rent, phone and internet bills, food, leisure so you'll have an overlook on your spending over the months

don't gamble

piracy is okay

stealing from big stores and chains is also ethically okay

keep medical bills and pharmacy receipts for tax returns

also, file your tax returns early

take up a hobby that isn't in front of a screen. pottery, music, going for a run every now and then, stuff that'll keep you busy and sane

and most importantly... you're allowed to get the stuff you want. treat yourself to the occasional mundane thing. a good scented candle. a bath bomb. that body lotion that makes you feel like royalty. the good coffee beans.

Fun fact: uhh first thing that comes to mind is that i can sing pretty well, but i have 0 rhythm.