Variable and fixed annuity products with a guaranteed income stream positively impact people's retirement experiences.
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Variable and fixed annuity products with a guaranteed income stream positively impact people's retirement experiences.

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Florence Henderson, a 68-year-old widow in Dallas, used to be in a financial trap shared by countless retirees. She was … Continued
Wells Fargo's idea for an immediate variable annuity product that offers the potential of greater income when markets increase could be available in the next few years.
Annuities are an important piece of the retirement planning puzzle because they guarantee return and offer risk protection.
Nationwide is counting on Jefferson National's Monument Advisor variable annuity to be a big part of their business after purchasing the company.

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If you’re a pre-retiree or retiree, should you consider buying at least one annuity today, even though its payout is … Continued
Read about the Great Rate Debate!
Deferred annuities offer tax advantages by deferring your taxes until you start receiving withdrawals and are typically in a lower tax bracket.
Kerry Pechter knows a lot about annuities. As the founder of Retirement Income Journal, author of Annuities for Dummies (John … Continued
Many industry experts think that the DOL fiduciary rule will help simplify annuity products and benefit the industry overall.
Income from fixed indexed annuities can help pay for long term care costs as an alternative to other options.

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The major flaws in the DOL fiduciary rule should be fixed before the variable and fixed indexed annuity industries are forever impacted in a negative way.
It’s becoming as common as night following day. Sales of traditional variable annuities (VAs) have continued to decline for yet … Continued
The Retirement Enhancement and Savings Act of 2016 acknowledges the importance of having a 401k annuity option to increase your financial security in retirement.
Both fee-based annuity models and commission-based have a place in the annuity industry because both models benefit different consumers and annuity purchases.
While total annuity sales trended up, we're all watching to see where fixed and variable annuity sales take us for the rest of 2016 with the current economic situation.

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Four options to create a future income stream using an annuity are to add income riders, use a DIA or a QLAC, or manage your funds until you are retired and purchase a SPIA.
Longevity annuities are an important tool to guarantee lifetime income for seniors, but it's important to match these products with the people who most need them.