i dont actually know if this is accurate, and i cant find a straight answer when i google it, but cant insurance companies not deny you based on preexisting conditions? i thought that was part of obamacare that trumpcare kept, so wouldnt adding all these conditions be good cause now insurance companies actually cant deny you insurance based on those? or did trumpcare not really keep the whole "insurance companies cant deny you based on preexisting conditions" thing?
Again, I have not said that insurance companies would be able to deny you over pre-existing conditions, instead Iâve stated that protections will be removed from people with them.Â
States will be allowed to opt out of provisions that required insurance companies to cover âessential health benefitsâ and charge everyone the same regardless of their health history.Â
Right now, the Affordable Care Act (aka Obamacare) protects those with pre-existing conditions. Insurers are not allowed to deny patients or treat them unequally for having a pre-existing condition. They are not allowed to charge more and essentially keep these patients from obtaining insurance. Trumpâs American Health Care Act will end these PROTECTIONS, meaning that states can opt out and allow insurers to basically do whatever they want regarding pre-existing conditions.Â
If itâs anything like it was before then those with pre-existing conditions will start seeing costs drive up 5x - 10x higher than those without. This doesnât deny them necessarily but it squeezes them out through pricing. Itâs pretty obvious what the intentions are of doing this and thatâs exactly why protections are in place. Itâs not saying âwe are denying you because you have _____,â itâs saying âwe are now charging you 10 times more than that person and if you canât afford it then oh well, I guess no insurance for you.â Itâs a not-so-sneaky way of doing the same thing.Â
