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Leaving credit cards open is often the best for your credit, but if you've settled on closing your credit card, the article https://www.thebalance.com/the-right-way-to-close-a-credit-card-961114  will provide the right way to do it.
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Do you know what factors affect your credit score the most?
Credit scores help decide the money lenders if the person is worthy of giving a loan or not. Depending on the score you have, the lender will offer you an interest rate accordingly. Poor the score, higher the interest rate! As simple as that. So now that the above is settled, let's get down to the factors that affect credit score.
1) Payment history 2) Outstanding debt 3) Credit inquiries 4) Missing deadlines too often
Tradelines do help in increasing the score quickly as then your credit limit increases, and the score changes accordingly. Get in touch with our credit expert to know more about tradelines and how you can improve your credit score in the shortest possible time.
A hard inquiry stays on your reports for two years, but if you can’t wait two years to remove the hard inquiries from your credit report, you can follow the steps given in this article: https://bit.ly/35EOYtg
