Score Builder
What is Credit Scoring ?
Credit Scoring evaluates the potential risk posed by the customer and in turn identifies the consumers that are likely to default or bring most revenue.
Features
A tool which allows the client to carry out its own credit risk modelling
Intuitive interface, does not require any coding
Users can control the extent to which modelling flow is automated
Designed to accommodate both risk analysts with domain knowledge and data scientists with statistical expertise.
Selection of variables for model building can either be fully automated or guided by domain knowledge and statistical expertise
Logistic regression used for model building
Can be easily integrated with bank's systems to ensure seamless data flow and data security
Can be integrated with loan originations systems to support real time decision making
Either on-premise or cloud deployment possible
Uses methodology accepted widely by regulators worldwide
Consultancy and modelling provided by Smart as optional add-ons
