#shuffle again

The People's Bank of China announced " the non-financial institution paid to serve management " (call on websites in the following text " " a few days ago Management " ),Stipulate clearly: Without the permission of Central Bank, any non-financial institution and individual can't be engaged in or engaged in the network etc. and pay the business in a disguised form. Have already been engaged in paying the non-financial institution of the business, should apply to make " paid the business licence " before September 1, 2011; It has not obtained that overdue, can't continue being engaged in paying the business.

So-called " non-financial institution engaged in the network and pay the business " ,The person of good sense knows once seeing, it was the network payment platform of third party who regards paying treasure, wealth and paying the open, fast money as representatives that said.

With the popularization day by day of Internet, China has already had the world the large scale the most bulky netizen's colony, the shopping at network is popularized from the fashion which a few people pursue for more and more people's part of the daily life too. Under the big such background, the third party arises at the historic moment and grows vigorously in the network payment platform, thing which say to be natural.

So far as China's realistic environment at present, pay enterprise the network to include in supervising, screen qualification, very urgent already. In the world, it is the trend of the times too to pay enterprises and supervise third party's network. According to international current method: First, American mode, regard third party's payment platform on net as the pure currency to transfer accounts enterprises or currency serve enterprises, if American Ministry of Finance only requires enterprises are here " The financial crime carries out the network " Register, accept union and state two-step supervising against the washing dirty money, report the suspicious trade in time; Second, European Union's mode, namely stipulate it can only be the currency or electronic cash of commercial bank that the third party pays media network, this means third party's network pays enterprises without launching the business unless make a banking industry licenses or license of the electronic cash company.

In April of 2009, Central Bank will just demand to be engaged in paying the non-financial institution which clears the business to register; But emphasize clearly now enterprises will not obtain qualification unless apply to " pay the business licence ". Obviously, the partiality of the supervision department has already been turned from U.S.A.'s mode to European Union's mode. Certainly, in a situation that Chinese money Rongan is all still imperfect, in order to ensure the public property security, can't nitpick to adopt as to rigorous management, in the long run, this is benefiting the sound development of this trade.

However, the dense thick management of this administrative color, especially give up the resignation system, then adopt the more harsh one " The license plate " The system, can be produced the association that someone will thereby shuffle to the whole trade again. Because China is different from European Union, the strong state-owned economy that the latter has passed out of existence, it is any unjust to release the license plate and does not exist to privately owned enterprises. But China is quite different, release the experience of the license plate to see from trades such as the past car, communication, bank, new energy,etc., it gets license plates to be the intersection of country and the intersection of shop and enterprise mostly, and enterprise run by the local people can only Tian accompany least prominent seat at most.

The Chinese third party will pay market annual trade scale to already reach 600 billion yuan in 2009, among them, it is up to 49.8%, keeps the absolute leading position of the trade to pay a market share accounted for of treasure. According to the prediction that Ai Rui consulted, by 2012, China will exceed 2,000 billion yuan paying the trade scale of the trade by mails. So huge cake will attract the increasingly many enter. At present, including silver is united, super net silver, has even already or planned to enter this field on a large scale in the inner shop's giant of batch country in China Mobile.