There I go. 2019 it will be bright and full ON year, with many new adventures. I am excited not because of the new #propertymarket crash which is fast approaching and already happened in some countries as #USA but because we all have medicine for all our problems. The answer is simple - get some work done and do your homework. In 24 hours my new #realestatearticle will be published and the topic is Hot. The flexibility of property valuations in UK and (soon in few other countries). Let me know if you have some experience with #realestatevaluations or #HomeSale or maybe #HomeInspection . . . #Properties #HouseHunting #Realtor #Broker #NewHome #HomesForSale #JustListed #flippinghomes https://www.instagram.com/p/BslkPuYB8GQ/?utm_source=ig_tumblr_share&igshid=1wgz3sefwovt7
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One in five people does some work while on vacation, according to a new survey. They check voicemail and email, and take their laptop away with them, said the AP-Ipsos poll.
The culprit is the spread of electronic devices and the increasing expectation that workers will be available â even when they're on vacation, say experts.
But it's also said that for a vacation to be truly relaxing, you need to shut off from the office. So how can you do that?
You're really not indispensable
Many of us fall into the trap of thinking we are indispensable. But if we plan correctly, that usually isn't the case. So the first thing to do is to understand that work can continue without you.
Plan ahead
Spend some time in the weeks and days before you go away arranging for people to take over every aspect of your work. Give people you trust the power to make decisions. Or create a set of rules over what can be acted on or what can wait until you return. Give detailed information covering  issues that are likely to occur or decisions that will have to be made while you are away and provide a guide on how to cope with them.
If you must do some workâŠ
If you feel that it's essential to stay in touch with the office in some way, schedule some specific time to do it. Make sure your coworkers are aware of that time period and shut your phone and email off at all other times.
Whether youâre a first time homebuyer or a seasoned real estate mogul, thereâs something new on the horizon that you need to be aware of. Property Fraud!
You may remember the days when people could trust their fellow man. But sadly, itâs not that simple anymore. Now we need to be on the Do Not Call List to keep away pesky telemarketers. We have to watch out for email âphishingâ scams. And weâve gone from leaving our houses unlocked to locking down both the house itself and all our real estate documents.
If you havenât already heard, hereâs what you need to know about property fraud.
First of all, according to the FBI, property and mortgage fraud are the fastest growing white-collar crimes in the U.S. Think of it as the real estate version of identity theft. And that means that everyone who owns property is at risk.
But what exactly is property fraud?
The official definition for this crime is when another person uses your property for their own illegal purposes â without your knowledge or approval.
So how does it work? And how does it affect you?
Well, thatâs the scary part. Itâs actually pretty easy â for the bad guys. But itâs not so easy for you to straighten it all out if too much time passes before you realize what has happened. These white-collar criminals simply file fraudulent documents with the county land records office, making it appear as though they are now the homeowners (of your house). From there, they can sell it or rent it out for a profit â just as if they really owned it.
Who is at risk?
Well, basically, anyone who owns property is at risk, but especially absentee homeowners. If you have a second home in another city or state or have left your primary home due to other circumstances such as a foreclosure, you may be at greater risk because you arenât there to observe unusual activity at the property.
What can you do to protect yourself?
Well, thatâs the good news. If you live in Dane County or one of 14 other Wisconsin counties, youâre in luck. Some local land records offices around the country (including the Dane County Register of Deeds) have collaborated with a notification service to establish the Property Fraud Alert system that is designed to protect property owners. Call 1-800-728-3858 or go to PropertyFraudAlert.com for more detailed information.
How does it work?
The service is FREE and works like this: Just sign up and choose the alerts you want. Possibilities include flagging your name, business name, business address and home address for alerts. Then if there is any activity on your selected property, youâll get an alert by phone or email telling you that a document has been recorded that matches your name or address. If you made the changes, fine. If someone else did â youâll know it before they have a chance to do more damage.
When signing up for alerts, the Dane County Register of Deeds recommends using your full last name but only a letter or two for your first name. For instance, using âSâ or Stâ instead of âStevenâ will pull up names that were recorded with just initials or with misspelled or shortened versions of Steven -- such as Steve, Stephen or Stephanie. If you spell out âStevenâ it would miss these alternate names.
What happens if a document is filed using your name or property?
The alert system will notify you of the county, the type of document, the document number, the recording date, and the exact name that produced a match.
What happens next? If you get a Property Fraud Alert, there are several things you can and should do â immediately.Â
First, contact any other owners of the property.
If you own real estate with a relative or business partner they may be aware of the situation and can explain what happened and why. If they, too, are caught off-guard you can work together to investigate and rectify the situation.
Contact an attorney.
They can help you understand what was type of document was recorded, how it affects you legally and financially, and what legal recourse you have.
Work with your lending institution.Â
Contact your bank or mortgage lender right away to report any fraudulent activity. Working together to resolve the problem (rather than against each other) can benefit you both.
And remember⊠the alert system canât prevent property fraud, but it can definitely help you fight it and fix it. By taking immediate action to correct the fraudulent activity, you can save your finances, your credit and your good name.
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If you are looking for a home online, you have probably heard of sites like Trulia and Zillow. Â Did you know that these popular sites are not even real estate companies?Â
They are basically data aggregators, packaging real estate listing and sale information for you in a very user-friendly manner. Â Their information comes from local and national, Realtor generated multiple listing systems. Interestingly, they sell leads generated to the very realtors who provide the information in the first place, which reminds me of the con man who takes your watch and sells it back to you.
Unfortunately, they havenât figured out how to deliver information that is always accurate in a local market place.Â
Many times they show properties for sale that have been sold for many months. It is a common characteristic of someone operating out of their element, not worrying about the product, only the delivery at a profit.
Your local MLS and an experienced real estate professional should be your first steps in making the biggest investment of your lifetime. Accuracy is imperative!
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