Pay Yourself First! BEFORE you do anything with your paycheck, consider prioritizing how you're going to spend your money. 💰 The FIRST bill at the TOP of your list to be paid is to YOU! Yes, this means before paying bills, buying groceries or spending it on anything, set aside a portion of your income to go towards building you a savings account. Do this until you reach your desired amount for emergencies (usually 6-12 months). Once you have enough in savings, allocate the money toward your retirement (i.e., 401(k) or Roth IRA). This will be challenging for the first few months but once you develop this habit you will find that you have improved your overall financial outlook. And incidentally you're on your way to creating financial wealth! I know this may seem impossible- especially if you're living paycheck-to-paycheck, but it IS possible! Start small if you have to: $10, $20 or even $5 - it will all add up over time. I use my 10*10*10 approach: Every pay period I allocate: 💰 10% towards savings - (I've recently had to withdraw from it so now I'm rebuilding it.) 💰 10% towards my retirement - (You can never have too much here.) 💰 10% towards tithing - (Give back! Even if it's to your favorite charity.) You are important and you are worth it! If you don't believe you are worth it, how do you think you can convince anyone else that you are? I know you're worth it even if you don't so.... Pay yourself first! #payyourselffirst #buildfinancialwealth #personalfinance #ownyourwealth