#optimum option

1) Invest only in what you understand

Don't invest in something just because someone else is telling you to. Do your own research and understand the company, the industry, and the market before you invest.

2) Diversify your portfolio

Don't put all your items in one basket. Spread your money out across different asset classes, such as stocks, bonds, and real estate. This will help to reduce your risk.

3) Invest for the long term

Don't try to time the market. Instead, invest for the long term and ride out the ups and downs of the market.

4) Re-balance your portfolio regularly

As your investments grow, you'll need to re-balance your portfolio to make sure it still meets your risk tolerance and investment goals.

5) Don't panic sell

When the market takes a downturn, it's tempting to sell your investments. But resist the urge to panic sell. Instead, stay calm and focus on the long term

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