#note brokers

Are you looking for Trust Deed Investments In North Charleston SC, Happy Investments is a local North Charleston SC Department of Real Estate Licensed Broker who can help you in creating high yield, low loan to value, safe trust deed investments, Trust Deed Investments In North Charleston SC offer an attractive yield with relatively low risk. Trust deed investors usually earn high annual returns, paid monthly. The safety of the Trust Deed Investors is the difference between the loan amount and the value of the underlying property. More the equity the safer the deal. Always invest in Trust Deed Investments In North Charleston SC, which are backed by real estate with the help of licensed brokers. The best way to take advantage of the opportunities available in trust deed investing right is to invest with the help of a trustworthy expert. To Learn More about Trust Deeds. Contact us. We Can Help.

HII Trust Deed Investing North Charleston SC Offer Deed of Trust Locally and Nation Wide, Provide Deed of Trust, Get returns between 9%-12%, no more than 65% Loan To Value Ratio,Trust Deeds secured by 1st Position Mortgage against North Charleston SC Real Estate,For all Trust Deeds, you get Title Insurance & Fire Insurance Policies. Closing by Independent Escrow Companies.

Are you looking for Trust Deed Investments In Florissant MO, Happy Investments is a local Florissant MO Department of Real Estate Licensed Broker who can help you in creating high yield, low loan to value, safe trust deed investments, Trust Deed Investments In Florissant MO offer an attractive yield with relatively low risk. Trust deed investors usually earn high annual returns, paid monthly. The safety of the Trust Deed Investors is the difference between the loan amount and the value of the underlying property. More the equity the safer the deal. Always invest in Trust Deed Investments In Florissant MO, which are backed by real estate with the help of licensed brokers. The best way to take advantage of the opportunities available in trust deed investing right is to invest with the help of a trustworthy expert. To Learn More about Trust Deeds. Contact us. We Can Help.

HII Trust Deed Investing Florissant MO Offer Deed of Trust Locally and Nation Wide, Provide Deed of Trust, Get returns between 9%-12%, no more than 65% Loan To Value Ratio,Trust Deeds secured by 1st Position Mortgage against Florissant MO Real Estate,For all Trust Deeds, you get Title Insurance & Fire Insurance Policies. Closing by Independent Escrow Companies.

Are you looking for Trust Deed Investments In Paris KY, Happy Investments is a local Paris KY Department of Real Estate Licensed Broker who can help you in creating high yield, low loan to value, safe trust deed investments, Trust Deed Investments In Paris KY offer an attractive yield with relatively low risk. Trust deed investors usually earn high annual returns, paid monthly. The safety of the Trust Deed Investors is the difference between the loan amount and the value of the underlying property. More the equity the safer the deal. Always invest in Trust Deed Investments In Paris KY, which are backed by real estate with the help of licensed brokers. The best way to take advantage of the opportunities available in trust deed investing right is to invest with the help of a trustworthy expert. To Learn More about Trust Deeds. Contact us. We Can Help.

HII Trust Deed Investing Paris KY Offer Deed of Trust Locally and Nation Wide, Provide Deed of Trust, Get returns between 9%-12%, no more than 65% Loan To Value Ratio,Trust Deeds secured by 1st Position Mortgage against Paris KY Real Estate,For all Trust Deeds, you get Title Insurance & Fire Insurance Policies. Closing by Independent Escrow Companies.

Are you looking for Trust Deed Investments In Wyoming MI, Happy Investments is a local Wyoming MI Department of Real Estate Licensed Broker who can help you in creating high yield, low loan to value, safe trust deed investments, Trust Deed Investments In Wyoming MI offer an attractive yield with relatively low risk. Trust deed investors usually earn high annual returns, paid monthly. The safety of the Trust Deed Investors is the difference between the loan amount and the value of the underlying property. More the equity the safer the deal. Always invest in Trust Deed Investments In Wyoming MI, which are backed by real estate with the help of licensed brokers. The best way to take advantage of the opportunities available in trust deed investing right is to invest with the help of a trustworthy expert. To Learn More about Trust Deeds. Contact us. We Can Help.

HII Trust Deed Investing Wyoming MI Offer Deed of Trust Locally and Nation Wide, Provide Deed of Trust, Get returns between 9%-12%, no more than 65% Loan To Value Ratio,Trust Deeds secured by 1st Position Mortgage against Wyoming MI Real Estate,For all Trust Deeds, you get Title Insurance & Fire Insurance Policies. Closing by Independent Escrow Companies.

Are you looking for Trust Deed Investments In Goleta CA, Happy Investments is a local Goleta CA Department of Real Estate Licensed Broker who can help you in creating high yield, low loan to value, safe trust deed investments, Trust Deed Investments In Goleta CA offer an attractive yield with relatively low risk. Trust deed investors usually earn high annual returns, paid monthly. The safety of the Trust Deed Investors is the difference between the loan amount and the value of the underlying property. More the equity the safer the deal. Always invest in Trust Deed Investments In Goleta CA, which are backed by real estate with the help of licensed brokers. The best way to take advantage of the opportunities available in trust deed investing right is to invest with the help of a trustworthy expert. To Learn More about Trust Deeds. Contact us. We Can Help.

HII Trust Deed Investing Goleta CA Offer Deed of Trust Locally and Nation Wide, Provide Deed of Trust, Get returns between 9%-12%, no more than 65% Loan To Value Ratio,Trust Deeds secured by 1st Position Mortgage against Goleta CA Real Estate,For all Trust Deeds, you get Title Insurance & Fire Insurance Policies. Closing by Independent Escrow Companies.

In about 85 percent of all business sales, sellers accept a cash down payment and a promissory note to pay the balance in installments. The note is personally guaranteed by the buyer, and it is secured by the business and its assets in case the buyer defaults. Providing owner financing allows sellers to cater to a broader pool of potential buyers.

However, many sellers do not want to be in the lending business and would prefer not to hold business notes. The good news is: they do not have to. If you created a business note to unload your company, you can sell the note to someone else. This way you can get instant cash out of the business, instead of waiting to receive periodic payments in the future. You can use the cash for a variety of purposes, including: capitalizing on other investment opportunities, paying off debts, funding college tuition and making major purchases.

How Selling Business Notes Works

Business notes are purchased at a discount – like all notes sold on the secondary market – to make them attractive to potential buyers. Without a discount, there is no incentive for investors to incur the risk of waiting three to five years or even longer to recoup their money. Historically, more than 90 percent of new business owners fail within the first five years. Therefore, there's considerable risk attached to the purchase of any business note.

You may receive less than the full balance of your note when you sell it. However, the total cash you receive from the down payment and the sale of the note will usually be about the same as you would have received from an all-cash sale of your business. That's because all-cash buyers can insist on a much lower selling price.

The amount of money you'll actually receive for your note depends on a number of factors. But as a general rule, for a full purchase, you can expect to be paid 50 to 80 percent of the balance of the note. Specifically, the amount…

Read More…. by David Springer

Not Having a Retirement Plan May Make Retirement Impossible

Are You Heading Toward Retirement Without a Plan? Most Americans think about, and talk about retirement by age 65, but fewer and fewer can do it. The group of people age 65 and older is the fastest growing segment of the labor force. About 10 years ago, 52% of such Americans worked full time, but that has increased to 58%. Obviously, many working people are not investing properly for their retirement; they may be under investing; they may be investing in the wrong assets; they may be taking unnecessary risks. Each year that passes reduces opportunities to make corrections and increases the savings necessary for a comfortable retirement …

The problem with not having a retirement investing plan-a financial goal– is you can spend your life working hard, running up and down the field and never score a touchdown.

Plan your Income Needs Identify where you want to be, financially speaking, at retirement age. Calculate how much income you will need to live during your anticipated retirement period; determine the life-style you need; estimate the number of years that income will be needed. Make realistic estimates.

Determine the savings and the income you will need to reach your retirement goal. Put your calculations on paper; use numbers, not mere words. Have a trusted friend review it for reasonableness. We all have a tendency to delude ourselves on matters that are difficult to face. Sometimes "the truth is badly heard".

Maximize your Income Using Promissory Notes Gaining financial security is a three steps plan by having: • An above-average work ethic • A below-average spending and consuming pattern • A desire to, and a plan for, investing for the long haul

Promissory note investing is not as easy as stock market investing because promissory notes are not listed and traded on a public exchange. You have to inquire and make…

Read More…. by Lawrence Tepper

Selling your mortgage note is a very competitive process

Cash-in-hand investors have thousands of competitive investing choices and opportunities available to them.

Corporate Stocks, Corporate bonds, Annuities, Mutual funds, Exchange Traded Funds, Real Estate Investment Funds, Municipal bonds, Private placement funds, Land, Apartment houses, Commercial real estate, Mortgage pools, and Individual Mortgage notes to name just a few.

When you sell your mortgage note all of the above investment products are your competitors. Since the main reason for investing money is to earn extra income, your note of income producing potential and safety must appeal to the investor more than any of the other investment products. Investors, consciously or unconsciously, compare your note to all of these other products in order to make their investment decision. The investor is like the judge at a beauty contest. All of the contestants are parading and smiling in front of the cash-in-hand investor-trying to look their best-in order to be crowned as the "the winner".

What determines the value of your promissory note?

Because the investor seeks a "stream of income" of a certain amount and risk of a certain amount, your note will be assessed -judged-by the investor.

Investors will compare your mortgage note to all the other investment products available to them. The following factors will be used in making the investment decision:

– Quality of the borrower – payment history, credit history, financial strength – Quality of the collateral security – land, buildings, furniture fixtures and equipment – Quantity of the collateral security – equal to, less than, more than the balance owed – Term of the loan – 6 months, 60 months (5 yr.), 120 months (10 yr.) – Terms of the loan – amortizing, balloon, monthly payments, annual payments – Income generated – monthly, annually, upon reimbursement in full – Default Provisions -…

Read More…. by Lawrence Tepper