#myfuturenz

MyFuture provides truly independent financial advice from our central Auckland office on Level 8, 139 Quay Street. As a fee-based advisory firm with no ownership links to product providers, we focus entirely on what’s best for your financial future. Our team of experienced, NZ qualified advisers helps individuals, families and business owners make confident decisions around KiwiSaver, retirement planning, investment portfolios, mortgage strategy, insurance protection and estate considerations.

We start every relationship with a no-obligation discovery meeting. This lets us understand your current position, goals, risk tolerance and timeline without any pressure to proceed. From there we build a personalised financial plan using clear, jargon-free language and realistic projections. Whether you’re in your 30s building wealth, mid-career balancing mortgage and KiwiSaver contributions, approaching retirement, or already retired and focused on sustainable income, our advice is tailored to your life stage and circumstances.

KiwiSaver remains one of the most common areas we assist with. We review your current scheme and fund choice, explain performance drivers, compare fees and provider features, and help optimise contributions including government and employer incentives. For those nearing or in retirement we specialise in drawdown strategies, balancing tax efficiency, NZ Super integration and longevity risk so your savings last as long as you need them to.

Investment advice covers managed funds, direct shares, ETFs, term deposits and diversified portfolios. We emphasise low-cost, evidence-based approaches aligned with your risk profile rather than chasing short-term trends. Mortgage and lending advice helps you compare options, structure loans efficiently and consider the role of debt in your overall plan. Protection planning includes life, trauma, income protection and health insurance reviews to ensure appropriate cover without overpaying.

Our central Auckland location makes face-to-face meetings convenient for clients across the region, from the CBD and Viaduct to Parnell, Newmarket, Remuera, Ponsonby, Grey Lynn, Mount Eden, Epsom and further afield via video or phone. We also support clients in other main centres through regular virtual reviews.

With a 4.9-star average from 32 Google reviews, clients consistently value our independence, transparency around fees, patience in explaining complex topics, and ongoing support after advice is implemented. We operate under full disclosure rules and hold ourselves to the highest professional standards.