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Mortgage Rates Hit 7-Week Low as Fed Rate Cut Expectations Rise
June 27, 2025 — United States — In a welcome turn for homebuyers, mortgage rates have extended their winning streak, hitting a seven-week low as optimism grows around a potential Federal Reserve rate cut in July. The average 30-year fixed-rate mortgage dropped to 6.77% this week, marking a significant shift in market sentiment following months of high borrowing costs. According to Freddie Mac’s…
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The Reflection of “I Will Teach You to Be Rich” from Ramit Sethi (vol.46)
Getting rich isn't about one silver bullet or secret strategy. It happens through regular, boring, disciplined action.
How to Get Rich Getting rich isn’t about one silver bullet or secret strategy. It happens through regular, boring, disciplined action. How to Choose a Car You need to consider the long-term value when you buy a car. Also, Sethi did recommend leasing due to the rare benefits to you. Check Lists before Buying Real Estate For a mortgage, you need to check your credit score, such as FICO score,…
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it only took a hundred years of scrimping and judicious moolah management but it’s finally come to pass that i don’t ever have to pay “rent” again *maniacal laughing noises*
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NACA was recommended by a financial advisor from my credit union. They provide mortages without closing costs or down payments.
Federal Housing Authority backs low down payment loans to people with credit scores above 580, in some cases, especially with higher credit scores, the down payment can be as low as 3.5%
Habitat for Humanity has programs for people who are in a variety of circumstances, including people with inaccessible housing, unaffordable rent or overcrowded conditions.
There are assorted down payment assistance programs, especially for first time home owners. Here's HUD's list.
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