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Money does bring happiness. Go on a trip with your whole family without limits to any part of the world and then tell me that it does not bring happiness. Stop thinking that money doesn't bring happiness, of course it does. It is not everything, but it is super important. Stop sending messages of poverty to your mind and better work for what you want to achieve.
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MONEY MANIFESTATION
The Financial Freedom #1 | 2022
This story originally appeared on LearnVest.
Each July 4 we celebrate the nationās freedom with fireworks, barbecues and parades.
Yet for many Americans, personal freedom can be more soberingābecause itās often tied to the less-than-stellar state of their finances.
āMy husband and I took out a 30-year mortgage, and it felt like having a rock tied around my neck,ā says Paige Hunter, referring to the feeling of hopelessness that motivated the couple to rework their budget and aggressively pay down their mortgage. As a result, the Hunters are now āreaping some serious happy rewards.ā
Thatās just one of several feel-good stories we sourced from people across the U.S. whoāve taken control of their money and achieved true financial freedomāwhether by padding a retirement account, building and then selling a business, or paying off student loans.
So hereās hoping their liberating experiences inspire you this Independence Day.
āI Paid Off $30K of Debt Before Saying āI Doāā
Christina Yumul, 33, public relations executive, Maui, Hawaii
āWhen I moved from San Diego to Maui at 26, I was about $50,000 in debt due to college loans, overspending on vacations, and living the single life with my girlfriends.
Ironically, even though Maui has a higher cost of living, the lifestyle is more affordable. Nightly cocktails, expensive dinners, and weekend road trips to Palm Springs and Vegas became a thing of the past. Instead, my free time is spent hiking, at the beach, and at friendsā housesāall of which provides the same emotional satisfaction but without the high cost.
Very slowly, I started paying more than the monthly minimums on my debt, and in a couple of years, I paid off my car. My original plan was to buy a new car, but then I got engaged. My fiancƩ was very good with his money and never had debt. I was embarrassed by the $30,000 of debt I was bringing to the marriage, so I made a decision to buckle down and pay it off before our wedding in two years.
I signed up for automatic transfers from my paychecks to my loans. When I went to the grocery store, I only shopped for what I needed that day. I carried only my debit card in my wallet. And a couple months before our wedding, I made the last payment.
Although my initial motivation was to feel financially confident going into my marriage, going debt-free has meant so much more. I have changed my spending habits, and I now have my own company.
My husband and I save, so that we have money allocated for goals and donāt have to worry about paying it off after. Up next? Weāre budgeting for a trip to New Zealand.
ā¦ā¦ā¦ "SoĀ do you also want financial freedom?
ā¦ā¦ā¦ Do you also want to get rid of your debt?
ā¦ā¦ā¦ Do you also want to fulfill your dreams?
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