Apr 4, 2020
Lucy is awake and not happy about being shamed for the catnap! Is the alleged shaming a genuine dispute of the material facts? Lucy doesnât know because she hasnât finished with summary judgment!
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Lucy is awake and not happy about being shamed for the catnap! Is the alleged shaming a genuine dispute of the material facts? Lucy doesnât know because she hasnât finished with summary judgment!
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In realtor-speak, what matters is something called âmaterial facts.â Material facts are things that can affect a buyerâs desire to purchase a property. Most often this is stuff like cracks in the foundation or invisible structural problems. Depending on what state youâre in, a violent death, like a murder, might fall into the category of material fact, meaning it has to be disclosed. But peaceful or accidental deaths are not usually considered material facts.
Caitlin Doughty, Will My Cat Eat My Eyeballs?
3 Questions to Ask Before Buying a Home
Call 804-247-2568 |Â http://www.shoprichmondvahomes.com/Â for more information.
If you are thinking about purchasing a home right now, you are surely getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is currently happening in real estate. Letâs look at whether or not now is actually a good time for you to buy a home. There are three questions you should ask before purchasing in todayâs market:
1. Why am I buying a home in the first place?
This truly is the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with finances. A study by the Joint Center for Housing Studies at Harvard University reveals that the four major reasons people buy a home have nothing to do with money:
A good place to raise children and for them to get a good education
A place where you and your family feel safe
More space for you and your family
Control of the spaceÂ
What non-financial benefits will you and your family derive from owning a home? The answer to that question should be the biggest reason you decide to purchase or not.
2. Where are home values headed?
When looking at future housing values, we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices are headed over the next five years. They then average the projections of all 100+ experts into a single number. Here is what the experts projected in the latest survey:
Home values will appreciate by 4.3% in 2014.
The cumulative appreciation will be 28% by 2018.
Even the experts making up the most bearish quartile of the survey still are projecting a cumulative appreciation of over 16.8% by 2018.
3. Where are mortgage interest rates headed?
A buyer must be concerned about more than just prices. The âlong term costâ of a home can be dramatically impacted by an increase in mortgage rates. The Mortgage Bankers Association (MBA), the National Association of Realtors, Fannie Mae and Freddie Mac have all projected that mortgage interest rates will increase by approximately one full percentage over the next twelve months.
Bottom Line
Only you and your family can know for certain the right time to purchase a home. Answering these questions will help you make that decision. If youâre ready to buy, contact The Jenni Jennings Team for more information.
Jenni Jennings
15871 City View Drive Midlothian, VA 23113
Phonel: 804-247-2568
http://www.shoprichmondvahomes.com/