#mark angelo

some fake dude PtJ has all my songs on his fake ass trick instagram account and posted on here about something bout me. He is a midget and I’m a music GoD:. Anyway cheers to you all that thank your blessings giving by your wellness

From Industrial Revolution to the Technology Revolution:

Prior to the Industrial Revolution from 1760 through 1840, the picture of business was largely based on small proprietorship’s comprised of skilled craftsmen and farmers. As equipment inventions grew, the ability to mass produce goods and services increased.

It is easy to see the effect on the economy. With an abundance of goods, supply and demand produced a steady, relatively stable economy. However, global trade had yet to reach today’s epic proportions, which would bring with it a host of additional issues and affect economies of trade partners.

The more handicrafts and agricultural economies changed, the domination of large scale manufacturing evolved to today’s high tech revolution changing the face of businesses, domestic and global trade and the economy.

How Businesses Carry the Economy:

The basics of how businesses carry the economy depends on several factors. These include: . Cost . Efficiency . Scarcity . Supply and demand . Elasticity . Utility . Competition . Monopoly . Oligopoly

The Importance of Small Business vs. Big Business:

Where once big business conglomerates dominated the U.S. landscape, the effect of venture capitalism on a grand scale has affected the economy.

The structure of the economy relies on innovation and invention to drive business progress to economic stability. Venture capital works hand in hand with investments in businesses. This presupposes investors understand risks with regard to venture capital investments.

Today, small businesses carry the economy by consistently regenerating invention and innovation. In addition, small businesses are the lifeblood of the economy because they provide jobs.

Big business often outsources or contracts offshore for employees which impacts the economy negatively. While the end result of this is profitable for big business, the overall economy lacks sufficient jobs to provide purchase power to consumers.

When consumers are jobless, they become thrifty and spend less. The ripple effect of this is a reduction in the need for products and services and local and reduction in federal tax revenues that drive economic stability.

These factors are solid reasons to support and promote small business. Another factor is the survival rate of small business as compared to big business. According to the Small Business Administration, small businesses survive five years or more, unlike big business.

Cost, Efficiency, Supply and Demand:

Small business startups survive longer mainly because the cost and investments are less prohibitive than those of big business. A smaller business can also be more efficient due to its size factor. This shows how these businesses carry the economy forward.

Many small businesses are based on goods and services consumers need or use most. These include: . Beauty salons . Coffee shops . Jewelry stores . Repair shops . Dry cleaners and laundromats . Diners and restaurants

Many small businesses branch out to become franchises. Note that franchises tend toward inexperienced business owners. The basic business operations in franchises may not be as efficient or cost-effective due to owner inexperience. Still, there are a sufficient number of franchises that do succeed and become profitable enough to carry the economy.

The Business Engine that Drives the Economy:

Since investments in business are the engines that drive the economy, this is proof that a successful business landscape bears the burden of impact on the economic stability.

Yorkville Advisors, LLC is a privately owned and operated hedge fund sponsor that was founded in 2001.

The Richest Man in Babylon by George S. Clason:

The Richest Man in Babylon is essential reading for any adult struggling with personal finance, and even those who aren’t. It teaches the reader an entirely unique mindset about saving that Clason refers to as “paying yourself first”. What this means is that if you are spending your money recklessly on things you don’t need and you allow your money to simply burn a hole in your pocket then what you’re doing is paying OTHERS first, rather than saving the money and therefore paying YOURSELF first.

The Little Book of Common Sense Investing by Jack Bogle:

For those of you who are already relatively savvy in the world of investing the name, Jack Bogle might ring a bell. He founded Vanguard investment and in this book, he outlines the principles that effectively make Vanguard so successful. Investing in index stocks has been shown to outperform individual stock investments in the long run, and this is what Bogle sets out to prove in this book by showing the history of mutual funds and index funds, then comparing their returns and fees.

A Random Walk down Wallstreet by Burton G. Malkiel:

Malkiel is a well-known and respected Economics professor from Princeton University, and this book is a large part of why he is so known. Economists usually have an interesting perspective on investing and offer incredible insight into how markets function at their deepest levels. In this book Malkiel shows, as the name implies, the randomness of the market for individual stocks, and how selecting literally random stocks will often yield the same returns as a professional broker will. This leads him to an interesting conclusion, and this book is a great read for any investor looking for a new perspective.

The Simple Path to Wealth by J.L. Collins:

The Simple Path to Wealth outlines for the reader and extremely practical, if not somewhat aggressive, way to save so much money that you quickly have enough money to simply do as you please in life. Collins’ aggressive plan suggests you save 50% of what you make and invest a large portion as well. The book also educates the reader on how to fine-tune this plan to their personal needs and circumstances in life, making it a great read for people who want a direct plan of action.

The 4-Hour Work Week by Tim Ferriss:

This is a book that almost everyone has heard of and instead of telling the reader what to do with their money as far as saving and investing as the other books on this list do, this book tells you exactly how to make the money in the first place. The book advocates for self-investment (i.e. learning and honing skills) as well as wide and varied streams of income.

Yorkville Advisors, LLC is a privately owned and operated hedge fund sponsor.

Navigating through your own world personal finance can be a daunting task. There are strategies that can help you become financially healthy so you can weather any type of economy. These strategies include paying off your mortgage and paying off your credit card debt.

Paying off your mortgage:

Paying off your mortgage at an accelerated rate will save you hundreds of dollars in interest every month. You can do this by switching your 30 year loan to a 15 year loan. You will be paying more of your loan balance each month but you will also pay the mortgage off sooner and save yourself a sizable amount of cash on interest in the long run. The sooner you pay off your mortgage the better. You will rest easier knowing that all your hard work paid off and have the peace of mind.

Paying Off Your Credit Card Debt:

Credit cards carry a lot of risk especially when you do not pay them off on time. Accumulating debt on a credit card becomes more difficult and tough to reconcile when you are charged hideous interest rates. Some people pay has high as 19.95% on some credit cards. Do yourself the favor of paying off your credit card balance with a low rate loan and make the commitment to pay it off as quickly as possible.

Stop Paying for Things You Do Not Need:

Buying subscription services such as those to audio books, digital streaming sites and meals delivered to your door may be great to have, but not when you do not have the time to enjoy them. If you do not use these services regularly and they are not adding value to your life, may it’s time to detach from them and save your pocketbook from continued expenditures that you do not need.

Be Practical and Buy Generic Brands:

Many of us have been feeling the pinch at the supermarket. Many of the food and products manufactured and produced are expensive due to their packaging alone. Saving money can be as easy as replacing the name brands you buy at the grocery store with their generic counterparts. These brands do not spend a lot of money on the packaging and compared to the names brands, are as good in quality and a deal to buy.

Making good financial decisions is important in practicing financial self-care. Small changes to your finances now can mean saving big amounts of cash in your wallet over a long period of time. You can make positive changes in your life by being aware of where you are financially and making the tough decisions that will bring you closer to financial freedom.

  Yorkville Advisors, LLC is a privately owned and operated hedge fund sponsor that was founded in 2001.

With the rise of e-commerce giants like Amazon and eBay, some people believe that local retail is fading. According to the U.S. Census Bureau, however, retailers experienced 0.6 percent higher sales in March 2018 than the month prior. The retail sector isn’t fading but, rather, changing. You can capitalize on this trend by investing in the right retail companies.

#1) Research Retailers before Investing:

The golden rule of investing is to research and familiarize yourself with the company beforehand. In other words, don’t invest in a retail company with which you aren’t familiar. Just because you own a product sold by the company doesn’t necessarily make you qualified for investing. You should research the company to identify its goals, strengths and weaknesses. Only then can you make a sound decision regarding an investment.

#2) Resilient Retailers:

Some retail companies are more resilient than others, and focusing your investments on these companies can increase your chances of financial success. Dollar stores like Dollar General and Dollar Tree are resilient to market changes that can otherwise affect a retailer’s sales and profits. Membership-based warehouse retailers like Costco, BJ’s Wholesale and Sam’s Club are also known to weather bad market conditions.

#3) Omni-Channel Marketing:

Retailers that embrace an omni-channel marketing strategy will attract more customers and generate higher profits than their counterparts with a linear marketing strategy. Omni-channel marketing refers to the use of multiple mediums to promote a business and its products or services. Walmart, for example, has positioned itself as a key player in the retail sector, partly by promoting its products on multiple channels. In addition to direct mail ads and billboard signs, the retailing giant uses email, search advertising, social media and other digital channels.

#4) Look beyond Profits:

While profits is arguably the most important key performance indicator (KPI) of a retail company’s success, you should analyze other metrics when deciding whether to invest in a retailer. If a company is planning to open dozens of new locations, for example, this may dilute its earnings. So, look beyond profits and consider the company’s long-term strategy.

#5) Logistics:

Finally, consider a retail company’s operational logistics. If a company has a dated, inefficient logistics stream, customers will have to wait longer to receive their products. Not only does this hurt the retailer’s reputation, but it can also sales volume and profits. Some retailers have restructured their logistics to overcome these challenges. The grocery retailer Kroger recently launched the ClickList program, allowing customers to order groceries online and pick them up without ever leaving their vehicle.

Don’t let your portfolio take a hit because of bad investments. Follow these five tips to choose the right retail companies in which to invest.

  Yorkville Advisors, LLC is a privately owned hedge fund sponsor that also provides specialty financing solutions to its clients.

It is definitely a good day for your morale and for your wallet – tax refund day. You may not want to hear this right now, but if you put off a bit of immediate gratification, you now have the leverage that you need to create even more leverage for yourself in a few months! Let’s take a look at some of the financial benefits of investing your tax refund.

Money now, more money later:

Good investments have the advantage of moving off of something we call “compounded interest.” This may seem like a difficult financial term. It is not. It simply means that money makes more money for you if you leave it alone and let it grow. Einstein himself said that compound interest was one of the most incredible phenomena in the universe, and this is a man who studied the universe in its entirety! If you do not know about the wonders of compound interest, make yourself aware of just how much money you can have for yourself in the future if you give up just a little bit today.

Investing is saving:

Another reason to invest money is that it gives you an excuse not to spend it. Investing means that you have money that you can go to in an emergency, even if you have that money in an investment that is not completely liquid. It is much better then turning your entire financial world upside down by taking out a loan or going into debt through a credit card.

In short, if you are investing, then you are protecting yourself from the day to day things that can happen to you unexpectedly. You can also think about it this way – every day that you stay out of a medical emergency is a day that you allow yourself to make more money with your investment capital.

Money to lend:

If you have money in investments, then you have money that you can lend or leverage for loans yourself. The richest people in the world take out loans just like you do. However, they have money in the bank that can cover those loans if everything goes wrong. If you are going to be rich, then you need to incorporate the same kind of financial strategy in the way that you operate.

If you have money to invest, then you also have money to lend to people that can put you on the other side of the debt equation. You do not have to spend your life in debt to others – you can actually become the bank in certain instances.

  Yorkville Advisors, LLC is a privately owned and operated hedge fund sponsor.

Reaching your financial goals is more than adding and subtracting a bunch of numbers to balance a budget. It is a valuable skill to have if you are proficient in math, but financial independence requires other skills that help you make smart decisions about your money. Some of those skills often include the way you think about money and learning how to keep emotion out of your financial decisions. Here are three skills you can develop to help you obtain financial success.

Self-Discipline:

All of your money decisions should be deliberate and involve self-discipline. It is easy to create a budget that will get you to the financial promised land, but you need discipline to control the way you spend money. Impulse buys are the biggest threat to your financial balance sheet. Stopping yourself from spending money in the heat of the moment requires self-discipline, and once you master the art of money discipline, you will be well on your way to your financial goals.

Critical Thinking Skills:

Smart money decisions are made by using critical thinking skills. Before you make any financial investment, you must first analyze the investment from every angle. You need to ask yourself if this investment is right for you, and what does the person or entity presenting the investment have to gain from your financial commitment. A strong set of critical thinking skills would involve understanding exactly how the investment works before putting up any money.

Confidence- Making Smart Money Decisions:

Studies suggest that many Americans struggle with their money because of a perceived lack of financial knowledge, and confidence involves gaining the knowledge you need to formulate a money game plan. Confidence also involves taking risks while learning how to mitigate risk at the same time. The best way to gain the confidence you need is to learn how to keep your emotions in check. Just because the markets fell dramatically one day does not mean you have to rush out and sell all of your stock. You have to have the confidence in your investments that they can withstand large market downturns.

The ability to control your financial emotions, resist impulse buys and develop critical thinking skills are just as important as adding and subtracting numbers. If you are ready to learn what it takes to become financially successful, you should start by sharpening your emotional and financial IQ before you start developing your math skills.

  Yorkville Advisors, LLC is a privately owned and operated hedge fund sponsor that was founded in 2001.

Owning and managing a business is a dream for many people. For small business owners, a lot of very important decisions need to be made on a regular basis. One important decision to make is whether or not they should apply for business loans. Business loans can help a small business a number of different ways. These loans can help a business to manage cash flow, buy equipment, and even purchase real estate. There are several types of business loans that you should consider applying for and taking out.

Working Capital Line of Credit:

One of the most important types of loans that you will need to have when you are a small business owner is a working capital line of credit. Businesses of all sizes will need to have access to working capital at some point. Even if you are very successful and profitable, you will have working capital needs as your customers often will not provide payment for a period of time after you perform your service or sell your product. This period of time, which can range of to 90 days, could result in a serious cash flow crunch. When you have a line of credit, you will be able to borrower against your outstanding A/R.

Inventory Loan:

Another type of loan that will be helpful for business of all sizes is an inventory loan. If you produce a product you will likely need to buy a lot of inventory before it can be produced. In many cases this will require you to spend cash up front before months before you collect on the sales of the final product. An inventory loan can provide you with financing you need to purchase inventory. This is ideal for new businesses, those that are growing, or businesses that are in a seasonal industry.

Capital Asset Loan:

If you need to own your own capital equipment to operate your business, taking out a loan could be a good idea. Machines, technology, software, and other equipment can help to grow and manage your business, but are also very expensive to invest in. For many people, a much better option would be to take out a loan to finance these assets. You can often receive a low interest loan with a favorable repayment term to finance these assets.

Real Estate Loan:

If your business operates out of a warehouse, retail space, or other type of real estate, it may be a good idea to purchase the underlying real estate. This will provide your business with the ability to build long-term equity and can be more affordable than renting. Purchasing a commercial building is very similar to purchase residential real estate. While you will have to put forth a down payment to purchase the building, you will also be able to get a great interest rate and an amortization schedule of 25 years or more.

  Yorkville Advisors, LLC is a privately owned and operated hedge fund sponsor.