Feb 18
As Bank Lending Tightens, Crowdlending Steps In By Investing.com Studios
As Bank Lending Tightens, Crowdlending Steps In
➤ SMEs in Europe are increasingly turning to digital crowdlending platforms for capital as traditional bank lending tightens due to stricter risk criteria and slower timelines. ➤ Investors are shifting capital from low-yield deposits and volatile speculative markets toward private lending, seeking predictable cash flows linked to business performance. ➤ Regulatory clarity, driven by updates to ECSPR and the implementation of MiCA, is institutionalizing crowdlending and enabling the use of tokenized loan instruments.
