#instapay

InstaPay has launched a new service for millions of customers in Egypt, allowing instant transfers between different bank accounts registered under the same app account. The service aims to save time, simplify transactions, and speed up financial operations at the start of 2026. The official InstaPay social media pages confirmed that the service allows transfers without manually entering account…

بعد قرار البنك المركزي المصري الأخير بخفض سعر الفائدة بنسبة 1% خلال اجتماعه الدوري، شهدت محركات البحث ارتفاعًا كبيرًا في معدلات البحث عن حدود التحويل والسحب في تطبيق إنستاباي (Instapay)، الذي أصبح أحد أبرز أدوات التحول الرقمي في القطاع المصرفي المصري.ويأتي هذا الاهتمام في ظل تساؤلات المواطنين حول تأثير القرار الجديد على حدود التحويل اليومية والشهرية عبر التطبيق، خاصة مع توسع استخدام المنصات…

PalawanPay is taking a major step forward in making digital financial services more affordable and accessible with the launch of its Php 7.50 Instapay fee promo. From June 15, 2025, to August 15, 2025, the Instapay Send Money fee on the PalawanPay app is only PHP 7.50— one of the most affordable Instapay fees in the market.

By lowering its Instapay Send Money fee to just PHP 7.50, PalawanPay is helping ease the financial burden on individuals, families, and small business owners who rely on digital tools for everyday transactions. Most banks and e-wallet providers in the country charge transfer fees ranging from PHP 10 to PHP 25 per transaction. While seemingly a negligible amount, these fees can quickly accumulate, especially for frequent users. With PalawanPay, users enjoy meaningful savings without sacrificing the convenience of real-time fund transfers.

“We know that every peso counts, especially in today’s economic climate, where people are more mindful of how they spend and save. That is why we launched the Php 7.50 Instapay fee promo, to let our users feel that even in small ways, they are getting the best value for their hard-earned money. Our goal is to ensure that affordability never comes at the expense of speed or security,” said Karlo M. Castro, CEO of the Palawan Group of Companies (PGC), who emphasized the group’s customer-first philosophy.

He emphasized, “At the heart of every service we offer is our commitment to our sukis. The Php 7.50 Instapay fee promo reflects our ongoing mission to empower Filipinos by making essential financial services more affordable, accessible, and dependable because we believe practical solutions should always be within reach.”

Highlighting the impact of the initiative on day-to-day financial routines, Bernard Kaibigan, Group Marketing Head of PGC, said, “We understand that digital transactions are now part of everyday life, from sending money to loved ones, to paying bills, to managing small businesses. With the PHP 7.50 Instapay fee promo, we're giving our users a smarter and more cost-effective way to do all that. It's about helping them save more with every transfer while still enjoying the speed and security they’ve come to trust from PalawanPay.”

Rooted in PalawanPay’s mission to champion financial empowerment for everyday Filipinos, the PHP 7.50 Instapay promo reinforces the brand’s promise of providing “mura, mabilis, at walang kuskos-balungos” (affordable, fast, and hassle-free) money transfer services. Beyond the reduced Instapay fee, the app delivers even greater value through unlimited free cash-ins at more than 3,500 Palawan Pawnshop–Palawan Express Pera Padala branches, no convenience fees when purchasing mobile load, PHP 10 cashback on Instapay cash-ins, and reward points for every transaction. These features make PalawanPay one of the most affordable and user-friendly e-wallets in the country, offering practical and cost-effective alternatives to traditional banks and other digital platforms.

(Written by Miko Kubota / K5 News Patrol #4 reporter of OneNETnews & Station Manager and President of OneNETtv Channel)

MAKATI, MANILA -- A major disruption has hit the electronic bank transaction service industry in the Philippines as 'InstaPay' Philippines faces a massive money transfer outage, affecting key players like UnionBank, Bank of the Philippine Islands (BPI), MetroBank, SeaBank, GCash, Maya and others. The recent outage is related to Pay QR (Quick Response), and to Send or Receive Money via Bank-to-Bank Transfer, E-Wallet to Bank Transfer, and vice versa. Customers are reporting that their remaining balance is being reverted back after 1-2 banking days, causing frustration and inconvenience.

The unexpected reversal of funds has left many consumers puzzled, especially those who had made transactions to the wrong and successful recipients or through the said Pay QR. Despite the issues faced by users, the Bangko Sentral ng Pilipinas (BSP) has stepped in to regulate and prevent any unfair practices by 'InstaPay'. The central bank is working closely with accredited E-Wallet and Banking Institutions to address the situation promptly.

Reports surfaced on various social media platform posts in general and group posts, particularly in Facebook groups and personal accounts (per all owned by Meta Platforms Inc.), where users expressed frustration over the inability to conduct essential financial transactions. Despite efforts to transfer funds between accounts or to E-Wallets, users found themselves unable to complete transactions as expected.

The root cause of the outage appears to be linked to maintenance activities within the 'InstaPay' system. While these activities were intended to optimize service delivery, they inadvertently disrupted the normal flow of transactions, leaving both E-Wallets and Bank Institutions are in limbo.

Amidst the chaos, online netizens are turning in thru social media to share their frustrations, and a few are even taking legal action. Phone Calls and E-Mails between UnionBank and Maya (for this example) are taking forever to resolve and refraining to address concerns, causing some to question if the company falls under the Republic Act #11032 or 'Ease of Doing Business and Efficient Government Service Delivery Act of 2018'.

Concerns have also been raised regarding the potential violation of consumer monetary rights, particularly with regards to efficient service delivery. The waiting times for Customer Support have been a major issue for users, causing brazenly massive dissatisfaction with the situation to surge even more.

In response to the public outcry, regulatory bodies such as the Bangko Sentral ng Pilipinas (BSP) have urgently intervened, closely monitoring the situation. If found to be in violation of regulatory standards, 'InstaPay' could face temporary revocation of its accreditation of BSP, potentially disrupting its operations as an electronic bank transaction service provider. Customers are advised to stay informed and consider alternative options like 'PesoNET' bank transfer if they encounter issues with the aforementioned electronic bank transaction service.

In the interim, affected E-Wallets and bank institutions have initiated maintenance procedures to rectify the issue and restore normal service operations until further notice. However, the timeline for resolution remains uncertain, leaving users uncertain about when they can expect a return to seamless transaction processing. We attempted to contact the Bangko Sentral ng Pilipinas (BSP) through our news team via E-Mail at OneNETnews, but they declined to provide a potential public statement to us.

The future of electronic bank transactions in the Philippines hangs in the balance as authorities work to resolve the outage and prevent similar incidents from occurring. With the BSP keeping a close eye on the situation, it is essential for all stakeholders to cooperate and ensure a smooth and secure experience for users.

Additionally in resort to the last alternative transaction channel like 'PESONet' may offer a viable workaround for those seeking to conduct essential financial transactions without interruptions, which can be used for bulk transactions and transferring funds within 1-3 banking days, and cutoff times to be sent out for finalization and verification.

In some cases, when there's a nationwide system issue with InstaPay in the Philippines, all pending payments - whether you're sending or receiving money - may be reversed and charged back to your original amount. This includes E-wallet to E-wallet and Bank to Bank transactions that are not InstaPay-accredited transfers, regardless of whether fees were paid or if it was free-of-charge.

The Bangko Sentral ng Pilipinas (BSP) expressed their deepest apology for the inconvenience faced by those using InstaPay-accredited Philippine E-wallets and Banks.

SPECIAL THANKS to a disclosed former student of Metro Dumaguete College for contributing a news report.

STOCK PHOTO and LOGOS COURTESY via Google Images BACKGROUND PROVIDED BY: Tegna

SOURCE: *https://www.facebook.com/groups/431633063600097/posts/7081807368582600 [Contributedly Referenced FB Group Post #1 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7085896794840324 [Contributedly Referenced FB Group Post #2 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7086162924813711 [Contributedly Referenced FB Group Post #3 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7088099194620084 [Contributedly Referenced FB Group Post #4 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7088519631244707 [Contributedly Referenced FB Group Post #5 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7099769730119697 [Contributedly Referenced FB Group Post #6 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7100564683373535 [Contributedly Referenced FB Group Post #7 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7105003496262987 [Contributedly Referenced FB Group Post #8 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7105845296178807 [Contributedly Referenced FB Group Post #9 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7106023819494288 [Contributedly Referenced FB Group Post #10 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7108200742609929 [Contributedly Referenced FB Group Post #11 via InstaPay Concern Group] *https://www.facebook.com/groups/431633063600097/posts/7109255602504443 [Contributedly Referenced FB Group Post #12f via InstaPay Concern Group] *https://www.facebook.com/groups/592299542386957/posts/909937157289859 [Contributedly Referenced FB Group Post via BPI Clients Philippines] *https://www.facebook.com/100000881379603/posts/7345514128821227 [Referenced FB Status Post via Carlo Jung] *https://www.facebook.com/102722835485388/posts/658474872966609 [Referenced FB Captioned Post via Unionbank of the Philippines] *https://www.moneymax.ph/personal-finance/articles/instapay-philippines [Referenced Editorial News Article via MoneyMax] and *https://lawphil.net/statutes/repacts/ra2018/ra_11032_2018.html [Referenced Law Article via LawPhil]