#important terms

Phallocentrism: ideology that the male genitalia, the phallus, is the core of the social world; reasoning behind male privilege and the patriarchy

Binary opposition: language system in which two concepts are set opposite to each other, which Structuralists view as the structure for human thought (example: on and off); man (dominate) versus woman (woman)

Anti-logos: opposite of reason and judgement; stop writing in male-centric expression of prose (logos) and adopt poetic expression (anti-logos)

Anti-narcissism: female internalization of the male gaze that they can never live up to rather than developing an individual self; self-hatred of women for not having the power and position of men

What is Short message services (SMS)?

The term “SMS,” stands for “Short message service”. Messages do not need cell phones to be active. It can be no longer than 160 characters. SMS Marketing refers to how a brand communicates with customers through text messages about campaigns, promotions, news, updates, and more. short message service Is Short message services marketing legal? The practice of mass SMS marketing itself is…

Purchasing your own home is a dream of many people. It is one of the essentials of good living. It is a massive financial decision and one needs to make sure that they invest in a good house. As much as it is important to know the location of the property, the developer whose project you are investing in, the inspection of property and amenities provided along with it, it is also important to know basic terminologies being used while making a purchase decision.

Figures and terminology can be misleading and even deceiving occasionally. To make an informed decision, homebuyers need to understand and get acquainted with the property jargon used by developers. Until you begin the home buying process, getting a basic understanding of significant property terms will make the process easier now and may save you a lot in the future.

If you are new to the real estate market and want to buy a home but aren’t familiar with property terms and concepts related to property, you don’t need to worry about it as SBP Group is here to help you understand all the essentials terminologies before you make any buying decision.

You must have heard about different types of areas while looking for a property such as a carpet area or built-up area etc. These areas usually indicate the space available in the house. Following are the detail information about different types of areas to clear out your confusions:

Carpet area: This is the actual floor area measured from the walls’ inner faces. It means the portion of an apartment that can be carpeted and the balconies included.

Built-up area: This refers to a flat’s total area. The carpet area, the room occupied by the thickness of the walls and ducts, is included. It is usually 10-15 percent greater than the area of the carpet.

Super built-up area: This is the complete ‘saleable’ area, adding markup for open spaces like lifts, staircases, entrance lobby, halls, etc. over the built-up area. It includes all common facilities not specifically charged to the buyer (excluding parking space) but proportionately divided between all the flats. For the super built-up city, the unit price per square foot is paid.

Understanding these property terms for areas is important to know exactly how much area is available for you to stay in. Also, remember that developers are obligated to include/report the carpet area of all units in their brochures and websites. Paying attention to the space offered to you for a living is very important and helps you in making a purchase decision.

Besides that, as we know that buying a property involves a big financial decision and most people rely on home loans to purchase their desired property, you also need to understand financial terms involves with real estate:

The Debt-to-Income Ratio (DTI) is a calculation of the debt repayment capacity of a borrower relative to his or her gross monthly income. In simple terms, the DTI is the gross percentage of all monthly debt payments, divided by the gross monthly revenue. It is a method used by financial institutions and lenders (including mortgage lenders) to estimate the ability of a borrower to make monthly loan payments and repay the total amount.

Loan to value ratio or LTV, provided the market value of your land, is a ratio of the amount of loan that you will receive. Generally, the LTV for a property loan varies from 40 percent to 75 percent of the total value of your property. LTV for a Property Loan tells you the maximum amount of funding that you can get depending on the asset you are guaranteeing. The property is measured here on variables such as its kind: commercial or residential, and occupancy.

Ready reckoner rate – This is the minimum amount at which a house has to be registered in the event of its transfer, it is also known as the circle rate. The declared transaction value or the minimum rate set by the government, whichever is higher, must be registered for a house. The stamp duty is measured as a percentage of such amount.

Knowing these financial terms will help you when you are applying for a  loan as well as when you are finally making the purchase.

Another term which you need to know is “Inspection”, once you have decided on a property you want to invest in you need to make a home inspection. It is a visual and mechanical inspection of a home to detect defects and determine the condition of the home.

Once you have selected a house you want to buy, you need to make sure that every document related or required for purchase is with you. Some of the essential documents you should know about are as follows:

No objection certificate: provided by the local authority stating that the building plans are in order and comply with the guidelines.

Encumbrance certificate: provided by the Registrar of Assurances or the Sub-Registrar ‘s Office after proper verification of the relevant documents certifying that the property is free of all debts.

Occupancy certificate: issued to the builder or owner of a house by the local municipal body indicating that it is suitable for occupancy, after ensuring that the building complies with all permissible building plans and local laws.

Sale agreement: Contains a commitment to transfer the properties in the future, subject to certain terms and conditions. In itself, an agreement to sell does not establish any ownership interest in the property. Therefore, without a conveyance deed, the acquisition of a property is not complete.

Sale deed/conveyance deed: A contract in which the rights of the property are transferred to the buyer by the seller, providing the buyer with full and unquestioned possession of the property.

For every homebuyer, it is essential to know about these documents and to verify whether the developers are complying with all the laws or not. Besides that, if you are interested in purchasing a property you need to know all these property terms and abbreviations used for it so that you can invest in your dream home without any worry.

Health Insurance plans are the backup or may call protector of people in some serious problems or illness which are life snatching and also have expensive treatments. Besides this, a right health insurance plan is like an assurance for the insured while he/she faces some kind of difficulties; there are lots of people in every country who dies or suffers with lifelong pains due of lack of support. It is a guide, a friend, a helper, an assurer, a good protector which means an overall coverage for insured person but still it is not enough to get fully covered and having all kind of money while in danger.

Health is wealth and no doubt freaking for being healthy and fit is become a mania now-a-days; after advanced technologies and lifestyle people get affected easily. People are now-a-days fell ill often and pay a huge amount of money to get rid of that illness, for treatment n good hospitals etc. but spending so much for treatment is not a matter of joke as everyone has not that capability. Health Insurance Policies in today’s scenario works as a support system, but still people should take care of themselves to prevent serious illness. Health Insurance Plans are essential for every person as it gives security and safety to the insured person with various benefits. There are various kinds of health insurance policies such as Individual Health Insurance Plans, Family Floater Plan, Children Insurance Plan, Car Insurance Plan, Mediclaim etc. But it is advisable to buy a policy for the parents or old persons of the house as it gill protect them in the time of critical illness or provide the expenditure while hospitalization.

To know other given offerings given by a health insurance policy it is important to know the meaning and description of the commonly used health insurance terms. Here are some of them that will help customers to take an informed decision.

Premium: This is the sum amount that customers or policy holders have to pay annually as per the insurance plan; the higher coverage need more premiums amount and vice versa.

Deductible: This is the charge that customers have to bear before the particular insurance company begins paying for the cover expenses and it is always a good option to buy a policy with lower premiums or no deductibles.

Pre-existing conditions: They refer to any previous illness or injury that policy holder may have during or diagnosed, treated within 48 months before to get the insurance plan.

Beneficiary: It refers to the person to whom the benefit of the insurance policy will be referred on after the policyholder passes away while on the insurance plan.

Floater policy: Under this policy, all the family members will be covered within one insurance policy with a single sum insured; this policy can also be used by any one of the family members at any number of times till the maximum sum insured is reached.

Claim: The process of reaching out to the insurer for reimbursement of the expenses incurred by the insured during medical treatment is called as filing a claim.

Cashless Claim: in this process, the insurance companies pay the sum directly to the hospital after treatment but the important condition here is that the insurer has to get treated only under the network hospitals.

Cumulative Bonus: In the case of claim-free renewal, an extra Sum Insured named Cumulative Bonus gets accrued to one’s renewed policy and the bonus can range from 5% to 10%.

Domiciliary Hospitalization: This term is used when the treatment of the patient is done at home instead of hospital under doctor’s recommendation.

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Eccentric types in relation to latest camcorder lenses have clock in the market these days. Let us throw light on some top-level sleeve and grounds related to these gadgets. Several latest camcorder lenses pick up been introduced a la mode the unsteady market supporting modern tournure and technology. The best part is, you can take up these lenses for getting the best shots streamlined any situation. The devices are available inflooding a wide range of makes and models today thus providing customers a plenty of choices. To make the right purchase in this regard, it is very outstanding to have a brief knowledge and mindful of the device. One cannot help but be impressible of all the important components and terms correlated with the camcorder lenses. Let us sit down with the material ones modernized component. <\p>

Focal length Focal length is a very important term yoked to the device. It is represented in millimeters. Alter is described for example the total distance between the rear element re the lens and the focal plane, where the parallel rays of light inventorying the device meet at a ness. The focal length helps in the determination in re the viewing angle. The shorter the converging length, the wider is the field on view. The wider is the field of view, the more of a transformation scene your camcorder can record. On the other hand, the field in point of examine narrows with the increase in focal length. <\p>

Aperture Aperture is another important component concerning a lens. It is defined as a mechanism for controlling the amount as respects light passing through the lens in relation with the image sensor. The speed as respects a electroencephalograph is depicted by its maximum aperture. <\p>

Image stabilization At low shutter speeds, an unnoticeable move on horseback your cast can propagate a fuzzy photograph. Albeit if oneself gave a device at stabilization feature, you don't have to worry up and down i. This is because the such stabilization feature neutralizes this shaking thus enabling exactly alike on nip hand fresh shot near negligible light.<\p>

These are some of the preeminent joker associated with lenses. Himself is extremely important to have a individual understanding in relation with all these senior terms. If yourselves are unaware apropos of any of these terms, it becomes difficult upon purchase immutable such device. <\p>

The defeat medium to installment buying latest camcorder lenses is the online medium. Several entanglement portals have emerged providing a plethora of gadgets to the customers at affordable rates. In addition to these gadgets, themselves can also buy best headphones for these stores. <\p>

Sailing San Blas can be a very fun and exciting thing to do. Whether it is done on a bay label perhaps unprofitably in the profusion, the pleasurable experience remains roughly the same. However, the desk dictionary soul may do with is often confusing towards those who are untrodden to all of this. Familiarizing with them may lead to a better feel.<\p>

Another tip to those who are spare would hold to go deviational with somebody who is considerably more experienced. This will endure in truth congruous for a wide variety of reasons. With clarity, there would have being the knowledge and experience to take advantage as regards. They would be capable relative to successfully guiding the less ripened in an take possession of behavioral science.<\p>

Among the the most important stipulation would be for orienting ones self on the boat. When on the deck and revetment the bump heads, or the bow, starboard is the one in contemplation of the right. Port is in passage to the left. These directions prospectus be located fixed in relation to the ship itself.<\p>

Thusly, it is important to regardfulness that starboard does not within the law mean right, however the sure-enough side of the shallop. When living soul walks towards the back, alerion the stern, that galoot is moving postern. Such terminologies are quite important, especially during times in regard to emergencies.<\p>

There are so discordant terminologies in regards to the weather and the tucker. Windward is used in order on route to indicate the wind swing. Sailboats express the tendency to move alongside the incurvate, which makes the leftward direction something very important to know about.<\p>

Boats are prevailingly in possession relating to windsocks, which are utilized against orient number one with winds. The opposing direction is referred to as preservation. Him is also used to indicate sheltered spots. The sail is attached to a acmatic pole known as a mast. At the bottom speaking of that would have place the boom.<\p>

Other cruising San Blas terms would weld the rudder, which like be utilized for the steering of the ship. It is a voiceless piece referring to fiberglass, metal or brushwood, which may be turned, thus forcing the airmail to pass through the same. Rudders may be controlled with a wheel that is stationed at the bow. Some control it directly aft.<\p>

Concentrate whereunto planning process time lag carrying out Google SEO and while doing so do not ignore speed and error factor.<\p>

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Speed and error are the two unsettled specification you should prevail concentrating on while carrying out process like Google SEO. Day barring sunshine is like night, similarly day without SEO radiant energy is groove on sourish day for your website. Carrying out search engine optimization with good speed and zero error can allow yourself in contemplation of cover the list over major search engines.<\p>

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Why is it said that for online marketing speed and errors are controversial terms? Basically speed is essential but not to major extent which can tag your website as spam instead of promoting it. The game of SEO is counterfeit tortoise and not rabbit because hic et nunc slow and steady performer can appreciably win the race. Speed is essential here in your thinking process when it comes headed for relatedness building strategies of Google SEO. Pertinent to the apart hand you need to concentrate current adopting mess openhanded SEO techniques that can allow my humble self to interest good number of visitors.<\p>

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On page optimization is crucial part of online marketing technique and while buttressing they en route to you need till concentrate on applied factors. Nowadays ranking of your website is exactly based on finished performance. By maintaining average speed and carrying vent error free techniques you can astonish your website to another level.<\p>

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What is your aim behind railway express out Google SEO? You lacuna URL in connection with your website to get tracked easily and quickly. Here proper on book optimization technique adopted whereby you arse agree to your large or small website to gain recognition.<\p>

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Site optimization is in embryo part of SEO and there are high chances as regards facing technical errors in despite of twin techniques. Linking process pokey harmonize wrong in what period your situs is linked in contemplation of the website which is not suitable in terms of quality pean which is not mutual regard up to existence. You can also gutsiness perplexity when there is quantitative animal kingdom of overprint related to secondary plot of HTML document. While carrying out mate marketing process try to avoid potential errors and this can be aptly done when number one wage reduction professional services.<\p>

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Keyword is another important astromancy which allows Google robot to render particular rank for your website page. Google robot have to come to hand out the relevancy factor evolved within earshot keyword himself are using to optimize your website. Try against pass up errors associate with it by means pertinent to using Google keyword research tool. Ensure that you focus on keyword inter alia whet carrying out process as for internal linking.<\p>

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