Embrace the Future of Payments with Westpac's Contactless Credit Cards
Westpac is one of the leading banks in New Zealand that offers a wide range of financial products and services, including credit cards. In this article, we will explore the various features of Westpac credit cards available in New Zealand. Whether you are looking for rewards, low interest rates, or convenient payment options, Westpac credit cards have something to offer for everyone.
I] Westpac Free Mastercard - There is no annual fee and no foreign curreny fee. Interest rate on purchases is 12.90% per annum and on cash advances is 19.95% per annum. Get time upto 55 days interest free period on purchases. Charges 5.95% per annum interest on balance transfer. 95% of the available limit on Westpac credit card can be used for balance transfer. Minimum credit limit offered is $500.
II] Westpac Airpoints Mastercard - The annual fee is $70. Interest rate on purchases is 20.95% and on cash advances is 22.95 % per annum. Gives 55 days interest free period for purchases. Earn Airpoints Dollars: You can earn Airpoints Dollars on all purchases you make with your card. You earn 1 Airpoints Dollar for every $150 spent on your card up to $3,500 then 1 Airpoints Dollar for every $300 spent on your card each month. If there is any shortfall in reward, 50 Airpoints Dollar advance is available.
III] Westpac Airpoints Platinum Mastercard - The annual fee is $125.Interest rate on purchases is 20.95% and on cash advances is 22.95 % per annum.Gives 44 days interest free period for purchases. Earn Airpoints Dollars: You can earn Airpoints Dollars on all purchases you make with your card. You earn 1 Airpoints Dollar for every $110 spent on your card up to $7,000 then 1 Airpoints Dollar for every $220 spent on your card each month. Get $1 New Zealand Status Point for every $225 spent on eligible purchases. Gives upto 35 days overseas travel insurance plus extended warranty and purchase protection insurance. Koru membership joining fee waived: If you are not already a Koru member, you can get the joining fee waived and a $145 discount off a standard 12-month individual membership when you apply for this card. Koru members get a number of benefits, like priority check-in, lounge access, and bonus Airpoints Dollars.
IV] Westpac Airpoints World Mastercard - The annual fee is $310. Interest rate on purchases is 16.95% and on cash advances is 22.95 % per annum.Gives 44 days interest free period for purchases.Earn Airpoints Dollars: You can earn Airpoints Dollars on all purchases you make with your card. You earn 1 Airpoints Dollar for every $95 spent on your card up to $15,000 then 1 Airpoints Dollar for every $190 spent on your card each month. Earn one Status Point for every $225 you spend on your card on eligible purchases1 and climb Airpoints membership tiers to enjoy exclusive travel benefits. Get each year 2 complementary valet parking evouchers. Get access to Priority Pass Lounge to over 1300 airport lounges of the world. Koru membership joining fee waived, plus get a $145 discount off a 12-month individual membership. Gives 120 days of overseas travel insurance per round trip.
V]Â Hotpoints mastercard- The annual fee is $40. Interest rate on purchases is 20.95% and on cash advances is 22.95 % per annum. Gives 55 days interest free period for purchases.You can earn hotpoints on all purchases. You will earn 1 hotpoint for every $1 spent on your card up to $3,500 then 0.5 hotpoints for every $1 spent on your card each month.Places where Mastercard is accepted, you can use hotpoints Pay or the hotpoints website to redeem your points for anything.
VI] Hotpoints Platinum mastercard - The annual fee is $70. Interest rate on purchases is 20.95% and on cash advances is 22.95 % per annum. Gives 55 days interest free period for purchases.You will earn 1.5 hotpoint for every $1 spent on your card up to $7,000 then 1 hotpoints for every $1 spent on your card each month. Places where Mastercard is accepted, you can use hotpoints Pay or the hotpoints website to redeem your points for anything.
VII] Hotpoints world mastercard - 6 monthly account fee of $142.50. If spend is $50,000 or more between fee charges, then this is waived off. Interest rate on purchases is 16.95% and on cash advances is 22.95 % per annum. Gives 44 days interest free period for purchases.You can earn hotpoints on all purchases you make with your card. You earn 2 hotpoints for every $1 spent on your card up to $15,000 then 1 hotpoint for every $1 spent on your card each month.Places where Mastercard is accepted, you can use hotpoints Pay or the hotpoints website to redeem your points for anything. Get access to Priority Pass Lounge to over 1300 airport lounges of the world. Gives 120 days of overseas travel insurance per round trip. There is no limit on number of trips per year. Receive up to a 12-month extended warranty on purchases made with their card, as well as 90 days of purchase protection that may include loss, theft, or accidental damage insurance.
Conclusion The Westpac Credit Cards in New Zealand offer a wide range of features to suit the needs of different customers. Whether you prefer everyday spending, reward programs, or travel benefits, there is a Westpac credit card designed for you. With contactless technology, online and mobile banking, balance transfer options, and robust security features, Westpac ensures a seamless and secure credit card experience.
