#hidden fees

THE CONTRACT CRUCIBLE: DON’T SIGN BLINDLY A senior living agreement isn’t just paperwork—it’s a financial and personal commitment that can shape years of care. Before you sign, decode the fine print that facilities often bury deep in dozens of pages. THE REAL COST BEYOND THE BASE RENT Many contracts include automatic annual increases of 5–10% regardless of care changes. Separate fee schedules hide charges for activities, transportation, and even medication management. Ask for a complete, upfront disclosure of: - Move-in fees (sometimes non-refundable) - Community initiation charges - Service tier pricing (what’s included vs. extra) - Hospital hold policies that still bill full rates LIABILITY & CARE LIMITATIONS Facilities often limit their responsibility for lost belongings or injuries. Some reserve the right to transfer a resident to a higher-care wing at additional cost—without family consent. Read admission agreements carefully to understand what risks you may be assuming. YOU CAN NEGOTIATE Contrary to widespread belief, senior living contracts are negotiable. Vacant units give you leverage. Ask direct questions about discounts on move-in fees or monthly rates. Building rapport with admissions staff opens doors. Transparency improves when you request written plain-language breakdowns of every charge. Protect your loved one’s wellbeing and your family’s finances. Take your time, ask hard questions, and never sign until you fully understand every clause.

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Discounted inventory can look like a steal at first, but those extra fees have a way of sneaking in. Instead of focusing only on the listed price, take a minute to check the full breakdown. If you’re buying through an online liquidation auction, a quick double-check now can save you from headaches later. To know more, click here.